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Our eye doctors take Spectera vision insurance
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Spectera Vision Insurance
Accepted vision plans >> Spectera
Wisconsin Vision Eye Doctors Accept Spectera Vision Insurance
Optometrists at all Wisconsin Vision locations are in-network providers for Spectera vision insurance members.
What does Spectera vision cover?
It depends on the specifics of your Spectera plan. We offer free coverage checks to help our patients understand exactly what’s covered by their Spectera insurance before getting started. Just stop by any of our eye care centers or give us a call and we’ll dig in!
Many Spectera plans cover most or part of the cost of:
- A comprehensive eye exam
- Eyeglasses , including frames & optical lenses
- Contact lenses
- Contact lens fittings and follow-ups
We make Spectera optical benefits easy to use
Frequently patients have questions about whether Spectera covers sunglasses, computer glasses, or specific types of lenses and lens treatments. The best way to understand how your Spectera benefits, allowances, copays, and discounts work is to have us check your coverage. Our opticians are experts at deciphering vision insurance benefits and will explain your best options in plain English.
Does Spectera cover sunglasses?
The exact coverage offered by Spectera will vary by plan, but in general Spectera vision plans do not cover non-prescription sunglasses. You may be able to use your annual benefits for prescription glasses to cover prescription sunglasses. There may also be discounts available for members who have used their annual benefits and want to purchase additional pairs of glasses or sunglasses.
To find out if your Spectera plan covers prescription or non-Rx sunglasses in any capacity, just give us a call and we’ll check your benefits for you.
Is Spectera associated with UnitedHealthcare Vision?
According to the UnitedHealthcare website, the vision insurance offered by UHC is powered by Spectera’s Eyecare Network. UnitedHealthcare actually owns and operates Spectera’s nationwide network of vision care providers.
The reason for the separation is to simplify the claims process for members who require eye care in a medical emergency (which would fall under the UnitedHealthcare medical network) versus routine eye care (such as an annual eye exam and glasses).
Wisconsin Vision optometrists accept both Spectera and UnitedHealthcare vision , along with most types of vision insurance . We also take CareCredit , flex dollars (FSA), and HSA to help make out-of-pocket costs more affordable.
Find Spectera vision providers in Wisconsin
Spectera vision insurance is accepted at all 26 of our locations, making it easy to find a Spectera vision provider in Wisconsin’s largest metro areas.
Frequently Asked Questions
What does spectera vision cover.
Eye care coverage varies by plan, but most plans will cover or at least give a discount on yearly eye exams, eyeglass frames & lenses and contact lenses & fittings. Spectera also covers prescription sunglasses. Members can also get a discount on LASIK.
How do I use my Spectera benefits?
We're happy to answer any questions you have about your vision insurance plan and its coverage. Just stop by any one of our 26 locations or give us a call!
Is Spectera part of UnitedHealthcare Vision?
UHC's vision insurance is offered by Spectera eyecare providers because UHC owns Spectera's network. Members can differentiate between the two by submitting emergency eye care claims to UHC and routine eye care claims to Spectera.
How do I find a Spectera provider?
You can use your Spectera benefits at any of our 26 locations. We also take CareCredit, FSA and HSA.
Madison area, waukesha area, fox valley area, racine area.
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Accepted vision plans >> Spectera vision plans
Our eye doctors take Spectera vision plans
Eye boutique accepts spectera vision insurance.
Out eye doctors take Spectera for eye exams, eyeglasses and contacts. Not sure what your Spectera Vision plan covers? We're happy to look into it for you. Just visit or call one of our stores for a free benefits check.
Get the most from your Spectera vision benefits
Our opticians work with vision insurance companies all the time. They know the strategies insurers use to keep their own costs down, and how to help patients maximize the value of their vision benefits.
We'll gladly review all your options with you so you can make the best eye care choices for yourself and your family.
Find a Spectera Vision provider near you
Our eye doctors take Spectera Vision insurance at all our Chicago-area eye clinics:
Frequently Asked Questions
What does spectera vision coverage include.
Benefits, including copays and discounts, vary by plan. In general, Spectera Vision covers a yearly eye exam and provides an allowance for eyeglass frames and lenses or contact lenses.
An example of how Spectera coverage can work:
- One comprehensive eye exam per 12-month period with a $10 copay
- $130 allowance for eyeglass frames (plus a 30% discount on overage)
- Standard single vision, bifocal or trifocal prescription lenses with a $25 copay
- Standard scratch-resistant lens treatment
- Discounts on specialty optical lenses (like progressives) or other lens coatings (like anti-glare)
- Discounts up to 20% on additional pairs of glasses or prescription sunglasses once your benefits for the year have been used
Does Spectera cover contacts?
Your vision benefits from Spectera may cover a contact lens exam and fitting, two follow-up appointments, and contact lenses selected from approved brands. There may also be discounts available for additional types of contact lenses.
Our optometrists are in-network providers for Spectera Vision. Visit one of our stores for free coverage analysis and we’ll show you how to maximize your Spectera benefits at Eye Boutique.
Is Spectera part of UnitedHealthCare Vision?
Vision insurance through UnitedHealthCare is provided by the Spectera Eyecare Network, the second biggest eye care network nationwide.
Spectera is owned and operated by UnitedHealthCare.
What’s the difference between UnitedHealthCare Vision and Spectera Vision?
The UnitedHealthCare medical networks include eye doctors for vision emergencies.
Spectera Vision was created to establish a clear division between medical emergency eye doctors and routine eye care.
All providers in the Spectera Eyecare Network also take UnitedHealthCare vision insurance. Eye Boutique accepts United HealthCare vision insurance and Spectera vision insurance at all locations. (To provide the highest level of service to our patients, we accept most types of vision insurance.)
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North Carolina Eye Care You Can Trust
- May 26, 2021
Spectera Eye Exams in North Carolina: What You Need to Know!
Updated: Jun 27
Are you interested in learning more about Spectera vision insurance ?
Maybe you have Spectera and are looking for an eye doctor in the Charlotte or Asheville, NC area.
If so, look no further!
At Northlake Eye, w e proudly accept Spectera insurance! In fact, we accept a variety of vision AND medical insurances ( see a full list here ) .
Regardless of your situation, here are the most frequently asked questions we receive about Spectera .
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What is Spectera ?
Spectera is a vision insurance company owned by UnitedHealthCare. The company prides itself on offering significant cost savings, a broad and diverse provider network, and freedom of choice on eyewear. In addition, Spectera offers discounts on vision correction surgery (such as LASIK and PRK).
How do I locate a Spectera provider?
Finding a Spectera provider is easy! Members have easy access to quality care through their broad network of eye care professionals in a range of settings. This includes local, independent eye care professionals and large retail optical chains.
To find a Spectera provider, pull up the Spectera provider locator page to research providers in your area. There you can search by location, provider name, or practice name.
Did we mention, we accept Spectera !?
What if my provider is not in-network with Spectera ?
With Spectera, you are able to see any provider you would like. However, if the provider is out-of-network, you may have to pay in full at the time of service then submit your claim on your own for reimbursement.
Doctors located at most private practices are typically out-of-network with Spectera.
How much does Spectera typically cost?
Fortunately, Spectera is available to individuals and can vary in cost, especially if you are signing up as an individual or with a company. Also, there is an array of plans to sign up for which range as little as $10.00 a month.
You can sign-up online without any enrollment fees and start taking advantage of the benefits on your selected enrollment date.
RELATED: Learn about EyeMed vision insurance
What does Spectera cover?
With Spectera, you will have an exam copay of $10 or more for a comprehensive eye exam.
Frames and lenses
Spectera provides a $150 frame allowance and covers in full single vision lenses, lined bifocals, and lined trifocals. Also, you'll have the option to add on important features like anti-glare, UV protection, transition lenses, and premium progressives.
Another feature on most Spectera plans is coverage for contact lens evaluations and materials. With all Spectera plans you will have a copay for contact lens evaluations (typically up to $0-$100) and then there may be an allowance for contact lens materials (often up to $125). Some plans only allow select lenses to be covered and the rest out of pocket.
Note: As with all other vision insurances, you will have to choose to use your benefits towards glasses OR contact lenses.
Are medically necessary contacts for dry eye or keratoconus covered by Spectera ?
The Spectera allowance provided for frames, lenses, and contact lenses can also be used towards medically necessary contact lenses (i.e. scleral, hybrid, or RGP lenses).
In most cases, this allowance does not cover the full cost of a medically necessary contact lens evaluation and materials.
RELATED: Learn about Community Eye Care vision insurance
Does Spectera cover diabetic eye exams?
No. Spectera provides comprehensive eye exams, however, diabetic eye exams are not included. With this in mind, medical insurance can be used for a comprehensive diabetic eye exam.
Does Spectera cover refractive surgery (LASIK or PRK)?
No. However, Spectera provides members with a discount on L ASIK services when using an in-network QualSight provider.
In the end, taking care of your eye health and wellness should be at the top of your health priority list! With its large provider network, exceptional coverage, and extensive member resources, Spectera insurance is one of the most affordable vision insurances on the market.
Interested in scheduling an eye exam with one of our optometrists? Give us a call or simply schedule online: Northlake Mall | Concord Mills | Biltmore Park | Asheville Mall
#insurance #contactlenses #glasses #refractivesurgery
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Please be aware that some offices may be affected by Covid-19 Call to schedule an appointment, order contact lenses, or for urgent eye-care needs such as eye infections or other ocular conditions.
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