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Descriptive Writing For Bank Exams: A Complete Guide

descriptive writing guide

Descriptive Writing

Descriptive Writing For Bank Exams : In almost every banking related exam, the mains exam consist of descriptive writing. Descriptive Writing which comprises – one Letter Writing and one Essay Writing which makes a total of 25 marks in most of the exams such as NABARD, RBI, IBPS PO, SBI PO etc.  The marks that you get in the descriptive writing section are added to the Mains objective paper marks to calculate the overall mains cut-off marks .  So, it is very important to have a good idea about Descriptive writing.

how to write essay in bank exam

In this blog, Descriptive Writing For Bank Exams we will provide you with some of the important topics, types, and formats for Letter writing. Do remember that in the exam, you will have to type the Essay and Letter using the computer keyboard. So it is advisable to practice them online.

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Descriptive English For Bank Exams – Types of Letter Writing

There are mainly two types of letters asked in exams:

FORMAL LETTER

INFORMAL LETTER

  • Written in official and non-personal capacity.
  • Written to authorities, dignitaries, bureaucratic bodies, news editors, bank managers, etc
  • Personal Letter
  • Written to personal contacts, family, friends, relatives, siblings, etc
How to Write a Letter in English – A Guide | Oliveboard

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Descriptive Writing For Bank Exams – Topics For Letter Writing

Below are some important and latest topics that you can practice writing upon for your different Bank Exam descriptive writing part.

Formal Letter Topics-

  • Write a letter to the branch manager of your bank to conduct a campaign in your area to create awareness about the benefits of KYC.
  • Write a letter to the Superintendent of Police of your district suggesting steps to make the police department more approachable.
  • Write a letter to the editor of a local newspaper detailing the losses suffered by local retailers during online sales during festivals.
  • Write a letter to the editor of a local newspaper about the stray animal problem getting out of hand in your locality.
  • Complaint letter about hassle faced by common people due to demonetization.
  • Complaint letter about increasing noise pollution.
  • Complaint letter concerning the chaotic state of traffic.
  • Letter to Bank Manager to reissue your ATM Card.
  • Letter expressing your views on corruption in this country.
  • Request letter for greater frequency of Public Transport (Bus Service) in your area.

Informal letters topics-

  • Letter to your younger sibling, stating the importance of a healthy diet and the reasons for avoiding junk food.
  •   Write a letter to your younger sibling, who has recently started working, to not take too much stress at work.
  • Write a letter to your younger sibling about the recent changes in traffic rules and fines, advising him/her to be cautious
  • Letter to your favorite novelist about his/her recent novel.
  • Letter to your sister congratulating her on her promotion.
  • Letter to your friend who is depressed.
  • Letter to your parents advising them to invest in mutual funds.
  • Letter to invite your friend to your brother’s wedding.
  • Letter to convince your friend to take better care of her health .

Prepare these topics or any similar topic that attracts your attention and you will be good to go. 

Descriptive Writing For Bank Exams – Common Tips On Letter Writing

  • Word limit – 150 words.
  • Correct format and salutation (different for both).
  • Take care of grammar, spelling, punctuation, and indentation.
  • Every part carries equal weightage.
  • 3 paragraphs – an introductory paragraph, a body, and a concluding paragraph.
  • Try not to go beyond a single paragraph for the body.
  • A letter must never be written in points.
  • Use simple and straightforward sentences.
  • The letter should have a flow, clearly mentioning the purpose of writing.
  • Do not use jargon, slang, or abbreviations.

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Descriptive Writing For Bank Exams – Formal Letter Format

Descriptive Writing For Bank Exams

  • Use a comma after every line of address.
  • Salutation should be “Dear Ma’am/ Sir”.
  • Subject can be placed AFTER or BEFORE salutation.
  • Addresses of both sender and receiver must be mentioned in a formal letter.
  • Sender address> Receiver address > Salutation.
  • The introduction must mention the issue.
  • The body should describe the issue.
  • The conclusion must quote the steps that can be taken/ expectations/ timelines, etc.
  • The statements must be very direct and written in a formal command and sentence structure. Use active voice preferably.

Practice Letter writing Here

Descriptive Writing For Bank Exams – Informal Letter Format 

Descriptive Writing For Bank Exams

  • Address of only the sender should be mentioned in an informal letter.
  • Use comma after every line of address.
  • Salutation should be “Dear name of the friend/ family”.
  • The introduction should have greetings and mention the reason for writing the letter.
  • The body should give descriptions of the same.
  • The conclusions must end with well wishes, etc.
  • Be polite and do not form long sentences and be extra careful of the word limit.

Tips for letter writing:

  • Candidates must be able to identify the type of letter they will write. Eg, writing a letter to the Principal asking for leave is a formal letter, but writing a letter to the Principal to catch up after a long time would be an informal letter.
  • In formal letters, clearing the purpose of the letter immediately is very important.
  • Polite words and civil language should be used while writing a letter.
  • The letter should be precise and to the point.
  • The opening and closing format should be correct. re 

Complete Descriptive Writing Guide Here

You can also download the E-book for descriptive writing.

Sneak-Peek into the E-Book – Descriptive Writing

how to write essay in bank exam

How are letters and essays evaluated?

Although there is no set criteria according to which the descriptive section paper is evaluated, there are some common things that are examined by the evaluator. For most banking exams, the descriptive section is evaluated manually.

Content:  The examiner would see whether aspects of the topic have been addressed in the essay and if provided details, examples and explanations are appropriately supporting the candidate’s point of view.

Descriptive writing Guide is Here! Read More

Formal Requirement:  As the paper is descriptive in nature there are certain requirements that must be fulfilled by the answers. For letters, the format must be strictly adhered to. Although extra marks might not be awarded for the format/ structure, an absence of it might cause a reduction in your marks. For letter writing, stick to the prescribed formats of formal and informal letters. For essays, make sure the word limit (if any) is not exceeded. Also, make sure that the essay is in paragraph form.

Development, Structure and Coherence:  How well the topic has been understood and explained is the main criteria for evaluating any piece of descriptive writing. The examiner sees whether there are any examples given, what is the range of thoughts/ ideas presented and how logically they are penned down. The following might be the few things an examiner is looking for in your piece of writing:-

  • Does each paragraph contain just one idea or concept?
  • Does the evidence support the writer’s argument?
  • Does this paper have a beginning (introduction), a middle (body), and an end (conclusion)?

Grammar:  This is also a very important criterion. An essay may be logically presented, it may have a variety of ideas, but if the grammar is bad, it makes the entire essay ‘not so good’. Examiners don’t expect complex sentences. Just make sure you create correct and straightforward sentence structures and convey your thoughts effectively. 

  • Does this paper have proper punctuation?
  • Does the author provide complete sentences?
  • Does this paper have consistent verb tense, voice, and third-person usage? (essays are generally written in the third person)

Vocabulary & Spelling:  Again we would like to clarify that a test taker is not expected to use “high – fi” English words. As long as you have the right word for an idea, that’s good. A simple example of this would be:

  • If you want to say “very good”, say “excellent”.

Also, avoid spelling mistakes as they point to a careless attitude.

Here, we would like to mention one important thing: Time Management. Make sure you divide your time as per the weightage of the question. Since an essay has higher marks, allot more time to it.

Descriptive English Practice 04 – Letter-Writing Samples by Oliveboard Users

Refer to the expert guidance for Descriptive Writing in the below-given video.

How To Write an Essay and Important Topics For Essay Writing : Find Here

This is all from us in our blog for Descriptive Writing For Bank Exams. For more updates related to the Banking Exam, Please stay tuned to Oliveboard.

English Letter Writing Format: Tips and Tricks | Oliveboard

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how to write essay in bank exam

Dikshant (DJ) is an engineer turned banker. He has cleared many competitive exams before his current placement. Being an officer in the bank, DJ is super busy but makes sure that he always finds time for writing informative & exam-oriented content to help students in cracking competitive exams such as SBI, IBPS, SSC, JAIIB/ CAIIB and many more.

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Home » Descriptive Essay Writing Format

Descriptive Essay Writing Format For IBPS PO Exam: Check Complete Details Here

Dear Aspirants, for the mains examination of various competitive exams like IBPS PO writing a descriptive essay is an important section. Candidates preparing for the IBPS PO mains examination can check how to write a descriptive essay in an effective manner in this article. The essay writing tips for the bank PO exam are provided with detailed explanations and tips that make your essay a perfect one. Writing a descriptive essay is a challenging task for most aspirants. Candidates can follow this descriptive essay writing for bank PO provided here.

Descriptive Paper For IBPS PO 2023 PDF

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how to write essay in bank exam

English Language Section Practice Quiz

What is descriptive writing.

Know what is essay writing for IBPO PO and how to write a descriptive essay provided here.

  • Descriptive essay writing for IBPS PO defines the topic through which objectives, literacy skills, Presentation skills, and knowledge of a writer are identified.
  • It provides a clear picture and concise information on the topics chosen to describe.
  • It enhances the vocabulary skills of the writer and helps to gain skills in delivering content to readers.
  • Capturing events and paying attention to issues of the chosen topics are defined by writers.

What I should do first?

Writing an essay writing for an IBPS PO needs a perfect introduction to make the readers interested to know about the topics. Check how to start your descriptive writing.

  • Aspirants must visualize the chosen topic in mind and prepare a road map that how to present the information before writing.
  • Aspirants need to realize whether a topic is argumentative or critical so that information can be presented precisely.
  • The aspirant should realize the purpose of choosing a particular topic and should exhibit a clear vision while delivering content.

How to start my essay?

Candidates can check the tips to start essay writing for IBPS PO exams provided here.

  • While stating any topic, defining the introduction on the title is more important in essay writing.
  • The introduction represents what is given in the latter part of the essay.
  • The introduction must contain key ideas and mandatory information.

What topic do I have to choose?

  • Aspirants must need to choose a topic on which sufficient points could be collected at the stipulated time.
  • The aspirant must have known current events and objectives of the topic chosen to describe.
  • Aspirants choose the topic on which impressive ideas and thoughts can be delivered.

IBPS PO Descriptive Paper 2023 Topics for Essay Writing

The important essay-writing topics for IBPS PO that the aspirants can practice for the upcoming bank exams are discussed below.

how to write essay in bank exam

How I should deliver my content?

Know how to deliver the content of essay writing for IBPS PO exam provided here.

  • Mandatory information needs to be given at the start of the Paragraph.
  • Definition, key information, current events, causes and effects, and precautionary measures need to be described.
  • The body of the content should be confidential information and optimistic ideas about the topic.
  • The sentence should be interrelated with the previous one with the required keywords.

English Language Section practice Quiz

How to exhibit my language and vocabulary skills.

Essay writing for IBPS PO requires good language and vocabulary skills.

  • Aspirants can use basic-level familiar vocabulary to present the content.
  • Grammatical skill is required to frame a sentence with proper sequence.
  • Aspirants must apply common subjects like people, politicians, employees…etc. instead of pronouns(I, WE, U, THEY, HE, SHE).

How to conclude the topic?

Check how to write a descriptive essay conclusion in an effective manner is provided here.

  • Content should be concluded logically from the above-mentioned paragraph in the essay. It should create optimistic thoughts about the issue.
  • The narration of the topic should create passion and positive impacts among readers.

How the evaluator will examine my essay?

  • Examiners will oversee the keywords represented in the essay so that the body of the content can be identified.
  • Examiners will scrutinize the grammatical skills of the writer and vocabulary skills through which the words learned by the writer could be justified.
  • Word spelling and sentence coherence in passages will be verified so that basic language skills can be known.

Things should be avoided

Check the details of thongs that should be avoided for essay writing for IBPS PO.

  • The introduction part should not be too lengthy.
  • The sentence should not be repeated twice in an essay.
  • Information should not be non–coherent.
  • Aspirants are advised not to choose a topic that makes them uncomfortable to collect points.
  • The Aspirant was advised not to use difficult-level vocabulary while delivering content.
  • Grammatical mistakes should be avoided.
  • Maximum negative views over the topic need to be avoided.
  • Aspirants should avoid the usage of pronouns in the passage.
  • Should not use colloquial languages while typing text like bcz, pls, u, know…etc
  • The aspirant must avoid making spelling mistakes while typing text hurriedly.

How to practice? where I can get the source?

Check how to practice writing a descriptive essay and the source to write the descriptive essay for IBPS PO in an effective manner.

  • The aspirant has to read the daily news, and current affairs and should have the habit of reading editorial sections in newspapers like the Hindu, times of India…etc.
  • Aspirants need to learn more vocabulary and the habit of creating their own sentences for the word learned so that it can be helpful to frame sentences easily.
  • Daily Practice of creating own title and making content by own enhances the knowledge of collecting points for any topic and makes the candidate finish the essay on the stipulated time.

ALL THE BEST

Descriptive Essay Writing Format For IBPS PO Exams – FAQs

Here we have added some common FAQs related to descriptive essay writing for IBPS PO for the reference of the candidates.

Q.   How to choose a topic for an essay in the IBPS PO main exam?

Aspirants must need to choose a topic on which sufficient points could be collected at the stipulated time and the topic should be current affairs.

Q. What should be avoided in essay writing?

Grammatical mistakes and sentence repetition should be avoided while writing an essay.

how to write essay in bank exam

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  • Descriptive Test

Essay Writing in Bank Descriptive Tests: How to Write Proper Essays

essay writing descriptive test

Since the descriptive tests are conducted online, papers wont be provided in the exam centre.Answers have to typed on a computer using a keyboard including letter writing

Essay Writing Basics

Reading an english essay in books or newspaper could be simple but writing it yourself is not an easy task.With just 30 minutes to complete the paper, it is necessary to know how to write a proper essay within the given time.

The total marks allotted for essays could range between 20 to 30 .Generally, the number of words is specified in the question paper itself.If its not mentioned, you may write an essay in 250 – 300 words.

It is always best to follow a format while writing an essay.So here are the important parts of a good essay:

  • Introduction

Let me explain this format with a sample essay topic asked in one of the previous year UIIC AO descriptive test .

Steps taken by government to increase insurance penetration

India with a population of over 1 billion is the 2nd most populous country in the world. But the number of insured people is only around 20% which is very less compared to other countries.There could be many reasons for this shortfall such as lack of awareness or the inability of companies to reach the masses.But the government of India on its part has taken many steps to increase insurance penetration.Let us see some of them.

The biggest step taken by the government in recent years was raising the Foreign Direct Investment (FDI) to 49% from the earlier 26%.This amendment paved way for foreign insurance companies to start operations in India by partnering with existing entities & offer more products suited for Indian public.

In a major push to increase insurance penetration, the Indian PM Narendra modi launched “Pradhan Mantri Suraksha Bima Yojana (PMSBY), a personal accident insurance scheme with coverage of Rs.2 lakh at a premium of Rs.12 / annum & Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY), a life insurance scheme with coverage of Rs.2 lakh at a premium of Rs.330 / annum.

Nearly 124 million Indians have enrolled for these schemes, as of February 2016.

To promote the need for retirement savings, the central government reduced the service tax on single premium annuity policies from 3.5% to 1.4%.It brought down the premium amount to be paid by the policy holder significantly.

Although the government has brought many reforms in the insurance sector, the above steps have helped more people to take up insurance policies. So in the coming years, we can be confident of seeing higher growth in insurance penetration among Indians.

How I Wrote an Essay?

I wrote the above essay in 275 words by sticking to the already mentioned format.Any essay article should be divided into three parts for easier writing.

essay-writing-bank-exams-insurance-exams-bankexamsindia_com

Introduction: It should always be the first paragraph.You must write 5 – 6 sentences covering only the general points about the question/ topic.

The topic that i chose to write was about insurance penetration.So a broad outline of the present insurance sector in India can be the only introduction that one can write.

Similarly, you should write a suitable introduction for any topic but make sure it does not exceed 6 sentences or 70 words.

Also checkout: SBI PO descriptive test pattern & cutoffs

Main body of the essay: This is where you are supposed to write all the relevant content regarding the topic.You should not explain about the introduction or the overall view here because the word limit is just 250 – 350 words.So start describing the points directly.

In the sample essay, there are only 3 paragraphs in the body section but i have mentioned 3 important steps taken by the government.

There are marks given to the structure of your content as well.So write in paras as it not only looks good but makes reading also easy.

Conclusion: Finally, the last paragraph should always be the conclusion.But it should be framed in such a way that the reader must feel like “Oh, he/ she is concluding the article”.

Look at the concluding paragraph of my passage.It contains 2 sentences but i have summarized the entire essay by stating that these steps were taken by the government & connected it with the topic (how it helps to increase insurance penetration).

Whatever topic is given, your conclusion should sum up the complete article linking it to the title.Do not end the essay abruptly without writing a proper ending statement.

How to Practice Essay Writing?

Newspapers can be the best guide to practice essay writing.We recommend you to read The Hindu or The Indian Express or The Business Line & see how they frame sentences.

  • Pick any general topic & read the complete article
  • Write an essay on it in the format given above

Try to write atleast 2 articles per day so that you are comfortable & confident to attend the questions on the exam day.

Books covering essays on various topics are available at cheap rates nowadays.They can be bought but remember, it is just a reference & practice guide.

* Modern Essays (more than 150) for Rs.109 – Click here to buy online

Dont expect the same articles you read in books & papers to be asked in the exam as well.Questions can be framed based on anything but if you know the basics, you can easily crack it.

Struggling to write letters?Then checkout how to write proper letters for letter writing in descriptive test

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how to write essay in bank exam

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how to write essay in bank exam

How to Write Scoring Bank Essays?

how to write essay in bank exam

By Asad Yar Khan

How to Write Scoring Bank Essays?

English Language, as you might be knowing very well, is an essential part of many Bank Exams and may decide your selection or rejection. The descriptive paper is a part of the English section of the mains phase of Bank exams. The mains exam comprises both objective and descriptive tests. Therefore, the marks that you will score on both these tests will be included in deciding the final merit for your recruitment.

The Descriptive English part of all the Bank Exams tests a candidate’s English skills is divided into two sections:

Essay Writing

  • Letter Writing

Let’s then talk about how you can go about writing a perfect Essay within a given time and word limit!

NABARD-Grade-A-Free-Mock-Test-1

An essay is a short piece of writing on any given topic, which can be divided into three parts:

  • Introduction

A good Essay should always be error-free and properly structured with a flow of ideas.

There are certain simple rules that can help you in writing an essay as quickly and efficiently as possible, without killing the quality. You need to brainstorm ideas around the given topic and collect them as you generate them. Make an outline and include a brief summary of about one to two sentences of what you are going to discuss in each section of the essay.

You need to treat each paragraph as a mini-essay and ensure all paragraphs are well-connected. Always back your arguments or opinions with facts. Proofread the essay for grammatical errors. Check the grammar, spelling, and punctuation by reading the essay backward so you can check each word and sentence.

Let us take a look at the three major parts of an Essay!

Planning your Essay

Before starting your essay, you should invest a few minutes in planning the essay. Don’t just start typing with proper planning. Spend one-third of the total time allotted to the essay in planning your essay, 8 minutes writing it, and use the remaining 2 minutes to revise/edit your essay.

1. Introduction of Essay

Begin your essay by introducing your topic and write briefly about its background. Your introduction should clearly set out the aim of what you are going to write and refers to the topic to be explored. It is better to state briefly what the essay will try to achieve and mention some of the main points you will consider. Your overview should be logical and coherent.

2. Main Body of Essay

The main body of the Essay generally is made up of several paragraphs. The number of paragraphs depends on your word count and the complexity of your argument. An Essay should be your opinion but with a clear description of what you know about the topic with facts and data. Most of the Bank Exams ask to pen an essay with a word limit of 400 words. Therefore, the body of your essay should not exceed two or three paragraphs. Try your best to stay within the word limit and don’t get carried away with the flow while writing the body. Try to include facts, statistical data, etc. to make it more appealing. Write your strongest argument first, followed by the second strongest, and third strongest, and so on. Each paragraph should contain one of your main ideas or arguments, followed by sentences supporting the ideas.

3. Conclusion of Essay

Make it clear from the arguments of your main body what your conclusion is going to be. It should be a  summary  of what you have written. It is used to summarize and restate your main argument or arguments with the strongest evidence supporting it. Avoid introducing a new idea or new surprizes in the conclusion and avoid using the same words that you used in the body.

Don’t forget that the knowledge or information of a subject matter or topic is only part of the preparation process. You need to train your mind to spend quick-time in thinking about how to organize your ideas. You can achieve nothing in this world without hard work and dedication. And that is what is needed in sharpening your writing skills in penning a quality Essay on any topic in any Bank Exam. To come out with good essays every time, you need to take care of your reading habits. Read newspapers daily without fail. Newspapers will inject in your mind all the necessary general knowledge, grammar and vocabulary, and the idea-generating power.

In addition, you need to constantly work on avoiding any grammatical errors in your writing. After writing every essay, you should proofread it for errors in grammar, capitalization, punctuation, and spelling. You can find countless and diverse resources that are conducive to improving your writing skills including the grammar part, both online and offline. Do a quick google search to jump to a plenitude of platforms that offer lessons and tips on grammar and writing with games and exercises and follow our article! Lastly, give as many Mock Tests as you can to instill confidence in you.

Leave no stone unturned and achieve success!

Best of Luck with your Exam!

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Essay for Bank Exams | Essay Topics for Banking Exams

Essay for Bank Exams : Almost every bank officer grade exam consist one paper of essay writing where aspirants have to write essay on the given topic. In banking sector essay writing topics are generally from banking and finance related however many times essay on current issues can also be asked. Here we have compiled a list of important essay topics for banking exams. These essay topics are most important for SBI PO , SBI CBO ,  IBPS PO , SIDBI Grade A , NABARD , IFSCA Assistant Manage, Bank of India PO and other banking descriptive exam etc.

Essay for Bank Exams | Essay Topics for Banking Exams

Important Essay Topics for Banking Exams

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You can also read these important essays for banking exam by opening the topic. You can also download PDF of these essay for bank exams from here .

how to write essay in bank exam

Essay for Bank Exams

  • Green Growth
  • Non-performing Assets (NPA)
  • Single Use Plastic Ban
  • Commonwealth Game 2022
  • Importance of Free and Fair Election
  • Azadi Ka Amrit Mahotsav
  • Agnipath Scheme
  • Envisioning India @2047
  • Cryptocurrency
  • 40 Essays in PDF format for Banking Exams: Download Here
  • Water Crisis in India
  • Unemployment
  • Plastic Waste Management
  • Why Population Control is Necessary
  • Importance of Human Rights
  • Global Warming
  • Online Shopping
  • Importance of Trees
  • Human Trafficking
  • Online Classes Vs Offline Classes
  • Natural Disaster

These are also most  important essay topics for banking exams  Descriptive Paper. You can also read these essay for bank Exams by clicking on the essay topics. Hope you liked these important essay topics for banking exams and it helped you in your exam preparation.

how to write essay in bank exam

Tags: Essay Topics for Banking Exams, Essay for Bank Exams, essay writing for bank exams, essay for po descriptive paper

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  • exams how to improve english score in bank exams

Learning Point - Guidely

How to improve english score in bank exams.

To Improve your English Score In Bank Exams you must go through all the English topics for bank exams, improve your vocabulary, solve the previous year's English questions, maintain a study timetable and follow it, attempt mock tests, read newspapers, and practice letter & essay writing.

Key Points:

  • Keep on practicing basic grammatical concepts and have good command over vocabulary.
  • While you’re preparing English Grammar for bank exams, you must ensure it for the Group Discussion/Interview stage as well.
  • Go through all the topics in the English section for the bank exam that you are applying for.
  • Practice with the previous year's question papers to know the exact pattern and difficulty level of the English section. 

Click Here To Practice IBPS PO Previous Year's Question Papers

  • Make a proper study plan for the preparation for the English section and follow it regularly. You must dedicate some hours to the preparation of English to improve your scores in the bank exams.
  • Attempt Bank Exam Mock Tests based on your level of preparation. It will not only help you to understand the question trend but also help you in solving English topics with speed and accuracy.
  • Reading newspapers regularly will definitely improve your vocabulary and help to improve your score in bank exams. 
  • Practice letter writing and essay writing formats to enhance your writing skills for the English section, especially in the Mains level of the bank exams.

Click Here To Practice Topic Wise English Questions - Free PDF

Click Here To Attempt The Online Mock Test Series 

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Letters & Essays Asked in Bank Mains Exam

Letters & Essays Asked in Bank Mains Exam are listed here. Candidates can check the Letters & Essays Asked in Bank Mains Exam asked and prepare accordingly.

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Letters & Essays Asked in Bank Mains Exam: Letters and Essays are asked in the descriptive paper in the bank mains exam like SBI PO and IBPS PO and the descriptive paper plays a major role in the mains exam as the marks of  the descriptive paper are also added to the merit list. Here in this post, we have listed Letters & Essays Asked in Bank Mains Exam either it is SBI PO or IBPS PO.

SBI PO Mains Admit Card 2023

Letter Asked in Bank Mains Exam: SBI PO & IBPS PO Mains

1. Write a letter to the bank manager to share an innovative idea on file management system in banks

2. Write a letter to the newspaper editor on how to stop crime in city

3. Write a letter to your old teacher to thank him/her for making you a good human being

4. A letter to Complaint Letter: Being a customer of a so-and-so bank, you have to write a complaint letter to the Bank Manager about the negligence / irresponsibility of the employees

5. Letter to Editor: About tampering with the currency notes by punching pins into them.

6. An Informal Letter about telling your friend about the advantages of PPF account and suggesting he open a PPF account.

7. You are withdrawing money from ATM but the ATM turns out to be malfunctioned. So, money didn’t come out but was deducted from the account. Write a letter to the bank manager for refund

8. Letter to the regional manager for a change in bank timing as it is inconvenient for customers

9. A Letter to the Superintendent of Police raising the concern over the increased cases of theft near ATMs.

10. A letter to the bank for applying educational loan providing all particulars.

11. A letter to a friend encouraging and wishing him for the civil service examination which he is writing for the third time.

12. A letter to the editor for publishing some articles on stress management since these are exam season.

13. A letter to the bank manager about the bad habit of stapling currency notes

14. A letter to a friend to aware of the importance and benefit of PPF (Public Provident Fund) account.

15. A letter to the Bank Manager for the rude behavior of one of the employees.

16. A letter to the Manager of the Bank for the Overdraft Facility which you stopped long ago with the bank.

17. Letter to the Branch manager to add your daughter’s name as a second nominee for your savings account.

18. Letter to your friend to avoid junk food and inform her/him about its bad consequences

19. Write a letter to your friend explaining to him your retirement plan

20. Mr. Ankur applied for a loan of Rs. 26 lacs but he is eligible only for Rs. 22 lacs. Write a letter as a Bank Manager telling him about the refusal of his loan in a polite manner.

21. Write a letter to a client of your bank who got a car loan from you 2 years ago and has sold it now without paying the load.

22. Write a letter to your friend sharing your experience of selection in the SBI PO Exam.

23. Write an application to the branch manager as you have lost your receipt of term deposit which matures next week asking him what steps need to be taken next.

24. Write a letter to a friend who has got a scholarship to study abroad but is not willing to go as he is a single child of his parents.

25. You completed Bcom (Banking & Insurance). Write an unsolicited letter to bank manager for the job.

26. Write a letter to a friend advising him/her not to lose hope after failure in university exam.

27. Letter to the Editor about Air Pollution and give some suggestions.

28. Write a letter to a letter to the client as Manager to help him close his savings account.

29. Write a letter to the newspaper regarding loan easiness.

30. Write a letter to the bank manager reporting about missing debit card

31. Write a letter to HR for a job advertisement in the newspaper for the post of HR executive.

32. Write a letter to the local newspaper about a sportsperson that have died and how this the man was a legend.

33. Write a letter to Manger for outbound training.

34. Write a letter to the bank manager requesting your bank statement for a specific time period

35. Write a letter to the editor of a national newspaper, mentioning the importance of restoration & maintenance of historical monuments in the country

36. Your village is in a remote location situated in a highly dense forest area which has scope for marketing & growing organic crops. Letter to the local govt authority requesting him/her to arrange a farmer’s awareness program on growing organic crops.

37. As a caring father, write a letter to the Principal of the School regarding sexual harassment prevention measures for children on the School premises.

38. Write an informal Letter to your mother telling her of your achievements in college.

39. How to write a complaint letter to the bank manager about the negligence and irresponsible of their employees?

40. Write a Formal Letter to your Municipal Corporation complaining about the state of the road in your area and the lack of street lights there.

41. Letter to the editor of The Hindustan Times drawing the attention of the government officials to the problem of the unavailability of a bus stop near your colony.

42. As a responsible employee, write a letter to the head of your department regarding the corruption practiced by some of the staff, as a whistleblower.

43. As Sudhir of New Delhi, write a letter to the editor of a newspaper expressing your views regarding the government’s mission against black money.

44. Write a letter to a bank manager for opening a new savings account.

45. As a Neetu Sharma of New Delhi, Write a letter to the editor of a newspaper asking him/her to present your views on the education system in his/her newspaper.

46. Write a letter to your branch manager as you were unable to transfer funds to your friends due to the unavailability of UPI services.

47. Write a letter to Manager for Outbound training.

48. Write a letter to the editor to encourage youth to join the armed forces.

49. After receiving your offer letter, as Lakshay of New Delhi, write a letter to the HR manager of the State Bank of India, humbly asking him to extend your date of joining stating a proper reason for the request.

50. Write a letter to apply for the summer internship program 2021.

Essays Asked In Bank Mains Exam: SBI PO & IBPS PO Mains

1. Startup Ecosystem In India.

2. Pros and cons of 4 days of working in a week.

3. India’s economic slowdown – cause and consequences.

4. Privacy and surveillance: on what’s app user Policy change.

5. Cyber Security and Banking.

6. Digital Payment – Issues and Opportunities In India.

7. Impact of social media in our daily life.

8. Delhi NCR Pollution: An unsolved Problem.

9. Self-Reliant Farmers & Role Of MSME.

10. India’s border disputes.

11. Role of women entrepreneurs in the Indian economy.

12 New Education Policy.

13. Women’s Empowerment In India: Reality or Rhetoric

14. Pros and cons of Artificial intelligence.

15. Cryptocurrencies and Blockchain.

16. Covid-19 and Lockdown.

17. Pros and cons of Online Study.

18. Russia vs Ukraine war.

19. Does India need a universal Health Care System?

20. Impact of climate change globally.

21. Privatization of Banks.

22. 5G Services In India.

23. Aatm Nirbhar Abhiyan.

24. The Unemployment problem in India.

25. Pros and Cons: Renewable energy.

26. Youth is lacking focus on enticing the world.

27. Pros and Cons: Digital Payment.

28. One Nation, One Ration Card.

29. Future of Electric Vehicle In India.

30. Indian Economy Challenge: how to revive.

31. What are the main factors responsible for gender discrimination in India? Also, discuss various initiatives taken so far by the Government to mitigate it.

32. Discuss the pros & cons of the implementation of GST.

33. The Interconnected Global Economy: Challenges and opportunities for the World

34. Discuss the measures to prevent the migration of people from rural areas to urban areas.

35. Role of banks in promoting financial inclusion in villages.

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What is asked in the descriptive paper in the bank mains exam?

Letters & Essays are asked in the descriptive paper in the bank mains exam.

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RBI Grade B Essay Writing Tips

The essay section in the RBI Grade B exam is a tricky aspect. You need to describe it properly with the start, middle and end. But, at the same time, you need to be quick as well.

Essays can consume a substantial amount if you do not manage time earlier practising to write essays on various topics. In this article, let’s understand what an ideal  RBI Grade B exam-specific essay looks like.

how to write essay in bank exam

Tips for RBI Grade B Essay writing section

  • One has to have an improved pace in writing an essay. As soon as you get the topic, read the topic and think about its potential theme for a few minutes. Post that, make a list of pointers that you will write and then later elaborate on these points. This way, you will have a basic framework for an essay.
  • An Essay comprises three parts – introduction, body and conclusion. So, one must not miss any part.
  • It is recommended to start with the positive aspect of the topic. State its advantages and mention how it is helpful for the community or the potential gainers.
  • Refrain from criticizing the policies of the Government/RBI, and do not write biased content.
  • Try and always support your writing with some examples from the past, or you can even give some statistics to support your answer.
  • Avoid using complex terminologies that would need a person to sit over them and comprehend them. The essay should be clear, well-written and should be self-explanatory.
  • Continue with the theme set in the above para. Use some facts/figures/data if you have any. Try to stick to the topic and avoid digressing from it.
  • As far as the conclusion is concerned, provide your views related to the topic by giving a solution to the problem you are addressing, if any.
  • Strictly adhere to the word limit.
  • Keep up with current happenings around you so that you have a thorough understanding of any given issue and can write effectively.
  • Try to communicate your thoughts on the issue in the last paragraph by suggesting a solution to the problem or detailing the hurdles and methods to overcome them.

How to write an impactful essay in the RBI Grade B exam?

Step 1: Create a rough version that includes all of the factual information about the issue that you can recollect.

Step 2: Create a logical structure combining all of the points that should have a clear beginning in the form of an introduction, a middle or body of the essay elaborating on the topic, and a finish that contains a conclusion and suggestions, if necessary.

Step 3: Now that you have a framework in place, begin writing your essay while keeping the word restriction in mind. To get started, write something impactful and thought-provoking lines that can help you improve your writing abilities and make the essay more reader-friendly. The opening sentence should be attention-grabbing and interesting to hold the attention of the reader till the end.

Step 4: When composing the essay, avoid using too many complicated sentences. Write clear, concise, grammatically accurate, and understandable phrases.

Step 5: Proofread your essay once after completion to check for any errors and issues.

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Follow these tips on RBI Grade B essay writing and score qualifying marks and rank in the exam.

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The Writing Center • University of North Carolina at Chapel Hill

Essay Exams

What this handout is about.

At some time in your undergraduate career, you’re going to have to write an essay exam. This thought can inspire a fair amount of fear: we struggle enough with essays when they aren’t timed events based on unknown questions. The goal of this handout is to give you some easy and effective strategies that will help you take control of the situation and do your best.

Why do instructors give essay exams?

Essay exams are a useful tool for finding out if you can sort through a large body of information, figure out what is important, and explain why it is important. Essay exams challenge you to come up with key course ideas and put them in your own words and to use the interpretive or analytical skills you’ve practiced in the course. Instructors want to see whether:

  • You understand concepts that provide the basis for the course
  • You can use those concepts to interpret specific materials
  • You can make connections, see relationships, draw comparisons and contrasts
  • You can synthesize diverse information in support of an original assertion
  • You can justify your own evaluations based on appropriate criteria
  • You can argue your own opinions with convincing evidence
  • You can think critically and analytically about a subject

What essay questions require

Exam questions can reach pretty far into the course materials, so you cannot hope to do well on them if you do not keep up with the readings and assignments from the beginning of the course. The most successful essay exam takers are prepared for anything reasonable, and they probably have some intelligent guesses about the content of the exam before they take it. How can you be a prepared exam taker? Try some of the following suggestions during the semester:

  • Do the reading as the syllabus dictates; keeping up with the reading while the related concepts are being discussed in class saves you double the effort later.
  • Go to lectures (and put away your phone, the newspaper, and that crossword puzzle!).
  • Take careful notes that you’ll understand months later. If this is not your strong suit or the conventions for a particular discipline are different from what you are used to, ask your TA or the Learning Center for advice.
  • Participate in your discussion sections; this will help you absorb the material better so you don’t have to study as hard.
  • Organize small study groups with classmates to explore and review course materials throughout the semester. Others will catch things you might miss even when paying attention. This is not cheating. As long as what you write on the essay is your own work, formulating ideas and sharing notes is okay. In fact, it is a big part of the learning process.
  • As an exam approaches, find out what you can about the form it will take. This will help you forecast the questions that will be on the exam, and prepare for them.

These suggestions will save you lots of time and misery later. Remember that you can’t cram weeks of information into a single day or night of study. So why put yourself in that position?

Now let’s focus on studying for the exam. You’ll notice the following suggestions are all based on organizing your study materials into manageable chunks of related material. If you have a plan of attack, you’ll feel more confident and your answers will be more clear. Here are some tips: 

  • Don’t just memorize aimlessly; clarify the important issues of the course and use these issues to focus your understanding of specific facts and particular readings.
  • Try to organize and prioritize the information into a thematic pattern. Look at what you’ve studied and find a way to put things into related groups. Find the fundamental ideas that have been emphasized throughout the course and organize your notes into broad categories. Think about how different categories relate to each other.
  • Find out what you don’t know, but need to know, by making up test questions and trying to answer them. Studying in groups helps as well.

Taking the exam

Read the exam carefully.

  • If you are given the entire exam at once and can determine your approach on your own, read the entire exam before you get started.
  • Look at how many points each part earns you, and find hints for how long your answers should be.
  • Figure out how much time you have and how best to use it. Write down the actual clock time that you expect to take in each section, and stick to it. This will help you avoid spending all your time on only one section. One strategy is to divide the available time according to percentage worth of the question. You don’t want to spend half of your time on something that is only worth one tenth of the total points.
  • As you read, make tentative choices of the questions you will answer (if you have a choice). Don’t just answer the first essay question you encounter. Instead, read through all of the options. Jot down really brief ideas for each question before deciding.
  • Remember that the easiest-looking question is not always as easy as it looks. Focus your attention on questions for which you can explain your answer most thoroughly, rather than settle on questions where you know the answer but can’t say why.

Analyze the questions

  • Decide what you are being asked to do. If you skim the question to find the main “topic” and then rush to grasp any related ideas you can recall, you may become flustered, lose concentration, and even go blank. Try looking closely at what the question is directing you to do, and try to understand the sort of writing that will be required.
  • Focus on what you do know about the question, not on what you don’t.
  • Look at the active verbs in the assignment—they tell you what you should be doing. We’ve included some of these below, with some suggestions on what they might mean. (For help with this sort of detective work, see the Writing Center handout titled Reading Assignments.)

Information words, such as who, what, when, where, how, and why ask you to demonstrate what you know about the subject. Information words may include:

  • define—give the subject’s meaning (according to someone or something). Sometimes you have to give more than one view on the subject’s meaning.
  • explain why/how—give reasons why or examples of how something happened.
  • illustrate—give descriptive examples of the subject and show how each is connected with the subject.
  • summarize—briefly cover the important ideas you learned about the subject.
  • trace—outline how something has changed or developed from an earlier time to its current form.
  • research—gather material from outside sources about the subject, often with the implication or requirement that you will analyze what you’ve found.

Relation words ask you to demonstrate how things are connected. Relation words may include:

  • compare—show how two or more things are similar (and, sometimes, different).
  • contrast—show how two or more things are dissimilar.
  • apply—use details that you’ve been given to demonstrate how an idea, theory, or concept works in a particular situation.
  • cause—show how one event or series of events made something else happen.
  • relate—show or describe the connections between things.

Interpretation words ask you to defend ideas of your own about the subject. Don’t see these words as requesting opinion alone (unless the assignment specifically says so), but as requiring opinion that is supported by concrete evidence. Remember examples, principles, definitions, or concepts from class or research and use them in your interpretation. Interpretation words may include:

  • prove, justify—give reasons or examples to demonstrate how or why something is the truth.
  • evaluate, respond, assess—state your opinion of the subject as good, bad, or some combination of the two, with examples and reasons (you may want to compare your subject to something else).
  • support—give reasons or evidence for something you believe (be sure to state clearly what it is that you believe).
  • synthesize—put two or more things together that haven’t been put together before; don’t just summarize one and then the other, and say that they are similar or different—you must provide a reason for putting them together (as opposed to compare and contrast—see above).
  • analyze—look closely at the components of something to figure out how it works, what it might mean, or why it is important.
  • argue—take a side and defend it (with proof) against the other side.

Plan your answers

Think about your time again. How much planning time you should take depends on how much time you have for each question and how many points each question is worth. Here are some general guidelines: 

  • For short-answer definitions and identifications, just take a few seconds. Skip over any you don’t recognize fairly quickly, and come back to them when another question jogs your memory.
  • For answers that require a paragraph or two, jot down several important ideas or specific examples that help to focus your thoughts.
  • For longer answers, you will need to develop a much more definite strategy of organization. You only have time for one draft, so allow a reasonable amount of time—as much as a quarter of the time you’ve allotted for the question—for making notes, determining a thesis, and developing an outline.
  • For questions with several parts (different requests or directions, a sequence of questions), make a list of the parts so that you do not miss or minimize one part. One way to be sure you answer them all is to number them in the question and in your outline.
  • You may have to try two or three outlines or clusters before you hit on a workable plan. But be realistic—you want a plan you can develop within the limited time allotted for your answer. Your outline will have to be selective—not everything you know, but what you know that you can state clearly and keep to the point in the time available.

Again, focus on what you do know about the question, not on what you don’t.

Writing your answers

As with planning, your strategy for writing depends on the length of your answer:

  • For short identifications and definitions, it is usually best to start with a general identifying statement and then move on to describe specific applications or explanations. Two sentences will almost always suffice, but make sure they are complete sentences. Find out whether the instructor wants definition alone, or definition and significance. Why is the identification term or object important?
  • For longer answers, begin by stating your forecasting statement or thesis clearly and explicitly. Strive for focus, simplicity, and clarity. In stating your point and developing your answers, you may want to use important course vocabulary words from the question. For example, if the question is, “How does wisteria function as a representation of memory in Faulkner’s Absalom, Absalom?” you may want to use the words wisteria, representation, memory, and Faulkner) in your thesis statement and answer. Use these important words or concepts throughout the answer.
  • If you have devised a promising outline for your answer, then you will be able to forecast your overall plan and its subpoints in your opening sentence. Forecasting impresses readers and has the very practical advantage of making your answer easier to read. Also, if you don’t finish writing, it tells your reader what you would have said if you had finished (and may get you partial points).
  • You might want to use briefer paragraphs than you ordinarily do and signal clear relations between paragraphs with transition phrases or sentences.
  • As you move ahead with the writing, you may think of new subpoints or ideas to include in the essay. Stop briefly to make a note of these on your original outline. If they are most appropriately inserted in a section you’ve already written, write them neatly in the margin, at the top of the page, or on the last page, with arrows or marks to alert the reader to where they fit in your answer. Be as neat and clear as possible.
  • Don’t pad your answer with irrelevancies and repetitions just to fill up space. Within the time available, write a comprehensive, specific answer.
  • Watch the clock carefully to ensure that you do not spend too much time on one answer. You must be realistic about the time constraints of an essay exam. If you write one dazzling answer on an exam with three equally-weighted required questions, you earn only 33 points—not enough to pass at most colleges. This may seem unfair, but keep in mind that instructors plan exams to be reasonably comprehensive. They want you to write about the course materials in two or three or more ways, not just one way. Hint: if you finish a half-hour essay in 10 minutes, you may need to develop some of your ideas more fully.
  • If you run out of time when you are writing an answer, jot down the remaining main ideas from your outline, just to show that you know the material and with more time could have continued your exposition.
  • Double-space to leave room for additions, and strike through errors or changes with one straight line (avoid erasing or scribbling over). Keep things as clean as possible. You never know what will earn you partial credit.
  • Write legibly and proofread. Remember that your instructor will likely be reading a large pile of exams. The more difficult they are to read, the more exasperated the instructor might become. Your instructor also cannot give you credit for what they cannot understand. A few minutes of careful proofreading can improve your grade.

Perhaps the most important thing to keep in mind in writing essay exams is that you have a limited amount of time and space in which to get across the knowledge you have acquired and your ability to use it. Essay exams are not the place to be subtle or vague. It’s okay to have an obvious structure, even the five-paragraph essay format you may have been taught in high school. Introduce your main idea, have several paragraphs of support—each with a single point defended by specific examples, and conclude with a restatement of your main point and its significance.

Some physiological tips

Just think—we expect athletes to practice constantly and use everything in their abilities and situations in order to achieve success. Yet, somehow many students are convinced that one day’s worth of studying, no sleep, and some well-placed compliments (“Gee, Dr. So-and-so, I really enjoyed your last lecture”) are good preparation for a test. Essay exams are like any other testing situation in life: you’ll do best if you are prepared for what is expected of you, have practiced doing it before, and have arrived in the best shape to do it. You may not want to believe this, but it’s true: a good night’s sleep and a relaxed mind and body can do as much or more for you as any last-minute cram session. Colleges abound with tales of woe about students who slept through exams because they stayed up all night, wrote an essay on the wrong topic, forgot everything they studied, or freaked out in the exam and hyperventilated. If you are rested, breathing normally, and have brought along some healthy, energy-boosting snacks that you can eat or drink quietly, you are in a much better position to do a good job on the test. You aren’t going to write a good essay on something you figured out at 4 a.m. that morning. If you prepare yourself well throughout the semester, you don’t risk your whole grade on an overloaded, undernourished brain.

If for some reason you get yourself into this situation, take a minute every once in a while during the test to breathe deeply, stretch, and clear your brain. You need to be especially aware of the likelihood of errors, so check your essays thoroughly before you hand them in to make sure they answer the right questions and don’t have big oversights or mistakes (like saying “Hitler” when you really mean “Churchill”).

If you tend to go blank during exams, try studying in the same classroom in which the test will be given. Some research suggests that people attach ideas to their surroundings, so it might jog your memory to see the same things you were looking at while you studied.

Try good luck charms. Bring in something you associate with success or the support of your loved ones, and use it as a psychological boost.

Take all of the time you’ve been allotted. Reread, rework, and rethink your answers if you have extra time at the end, rather than giving up and handing the exam in the minute you’ve written your last sentence. Use every advantage you are given.

Remember that instructors do not want to see you trip up—they want to see you do well. With this in mind, try to relax and just do the best you can. The more you panic, the more mistakes you are liable to make. Put the test in perspective: will you die from a poor performance? Will you lose all of your friends? Will your entire future be destroyed? Remember: it’s just a test.

Works consulted

We consulted these works while writing this handout. This is not a comprehensive list of resources on the handout’s topic, and we encourage you to do your own research to find additional publications. Please do not use this list as a model for the format of your own reference list, as it may not match the citation style you are using. For guidance on formatting citations, please see the UNC Libraries citation tutorial . We revise these tips periodically and welcome feedback.

Axelrod, Rise B., and Charles R. Cooper. 2016. The St. Martin’s Guide to Writing , 11th ed. Boston: Bedford/St Martin’s.

Fowler, Ramsay H., and Jane E. Aaron. 2016. The Little, Brown Handbook , 13th ed. Boston: Pearson.

Gefvert, Constance J. 1988. The Confident Writer: A Norton Handbook , 2nd ed. New York: W.W. Norton and Company.

Kirszner, Laurie G. 1988. Writing: A College Rhetoric , 2nd ed. New York: Holt, Rinehart, and Winston.

Lunsford, Andrea A. 2015. The St. Martin’s Handbook , 8th ed. Boston: Bedford/St Martin’s.

Woodman, Leonara, and Thomas P. Adler. 1988. The Writer’s Choices , 2nd ed. Northbrook, Illinois: Scott Foresman.

You may reproduce it for non-commercial use if you use the entire handout and attribute the source: The Writing Center, University of North Carolina at Chapel Hill

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Trending Essay Topics for RBI, NABARD, Bank Exams - November 2023

Brajesh Mohan

Trending Essay Topics for RBI Grade B, NABARD Grade A, and Bank PO Exams 2023–November 2023:  Find the latest Essay Topics For NABARD Grade A, RBI Grade B, SBI PO, IBPS PO, and other Banking Exams. These are latest trending Topics based on Current, Banking and Economic Affairs, Social Issue and Latest Technology which is generally asked in Bank PO Mains and Regulatory Body Exams.

The NABARD Grade A 2023, RBI Grade B 2024, IRDAI Grade A, IBPS PO, SBI PO and Other Banking and Regulatory exams are around the corner. Writing an essay is an essential part of the Mains Exams of Banking and various other jobs.  So how one should approach the essay?

First, you need to understand what is the demand of the exam, and what the examiner is looking for in the candidate. The examiner is looking for a candidate which is fluent in the English language as it is the medium of communication in the organization. Secondly, the essay will showcase how a person forms an opinion about the current related topics or general topics.  Thirdly, Students should not nervous if they don’t have a good vocabulary, Examiner is not looking for you to be an English professor.  So simple and grammatical English is good enough. 

Trending Essay Topics for IFSCA, RBI, Bank Exams 2023 - April 2023

How to Write Essay in  RBI Grade B 2024, NABARD Grade A 2023 and Other Banking and Regulatory Exams

What are the do’s and dont’s in the examination:.

  • The candidate needs to choose a topic with which he or she is comfortable,  pick a topic for which he or she knows or has read some data or facts, or choose a government initiative.
  • The candidate should first write points or prepare the draft on the rough sheet in 2-3 minutes to draw out the structure of the essay. This helps in minimizing the time taken to write the essay; otherwise, the more you write and edit or use backspace, the more time you will waste.
  • Try to cover 3–4 dimensions in the essay and also include the latest data or facts and real-world examples if possible.
  • The thoughts should not be extreme. Take a neutral stand. Thoughts and language should be soft and polite.
  • Try to have Coherence and connectivity in the essay.  For this, you can use connecting or transitory words.
  • There should be an introduction, a body, and a conclusion. Don’t forget to write the conclusion.
  • Try to write an essay in paragraphs.

List of Essay Topics for  NABARD Grade A 2023, SBI PO Mains 2023 and Other Banking and Regulatory Exams .

Essay list - july 2023 for rbi grade b 2023.

  • Climate Change: Climate Justice, Green Finance  (Why? - Sovereign Green Bond and RBI Currency and Finance Report were based on Climate Finance), Initiatives by India for Climate Adaption and Mitigation (Both are different), Climate change and Its impact on Livelihood, Global Warming and Rising Temperatures.
  • Copy the introduction for a climate related essay from this Article by RBI
  • Green Swan Events and Their Impact on the Economy (RBI Annual Report mentions about How RBI is dealing with It)
  • COVID-19 and Its Aftereffects on the Economy (RBI Annual Report) -  Recommended Reading
  • Role of Infrastructure Development in the Economy (Why? - Capex boost in Budget, PM GatiShakit, NIP)
  • Role of AI/ML in the Banking Sector (RBI Annual Report, they have talked about using it for Regulatory purposes)
  • Role of AI in Education or Pros and Cons of AI (ChatGPT, BARD, etc. creating significant positive and negative impacts)
  • The Role of Microfinance and Collectivization (SHG) in Women Empowerment
  • India's G20 Presidency as a Watershed Moment.
  • Role in Fintech in Promotion Financial Inclusion. - Recommended Reading  1   2
  • Cybersecurity in Banking: Importance, Threats, Challenges -  Recommended Reading   
  • Corporate Governance in Banks: Driving Sustainable Growth and Stability -  Recommended Reading
  • Role of Financial Sector for Developed India@100. 
  • The Role of a Well Developed and Stable Financial Markets in the Growth of Economy
  • Sustainable Agriculture and Role of Millets.
  • Clean Money Policy and Withdrawal of Notes: Benefit, Challenges

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9 tips for writing essays in exams

how to write essay in bank exam

Lauren Condon

Marketing Specialist at Atomi

how to write essay in bank exam

Essay writing is enough of a struggle when there isn’t any time pressure. Add in a 40 minute limit and that’s pretty much breaking point for a lot of us 🙃 . Well don't stress too much because we're going to help out here with some tricks and tips for writing exam essays* that will actually show the HSC marker all of our killer ideas and skills. This might end up being a pretty hefty post so let’s get cracking straightaway.

* This basically works for things like speeches and long responses as well...

1. Pinpoint the instructions in the question

Before you even start writing, you need to be reading each word of that essay question super carefully. Make sure you’re following instructions and paying attention to the little things that are actually... big things. Do they want you to write a speech or an essay? Do they specify that you need ONE, at least ONE or TWO or more related texts? No excuses for skipping this step because you can just do it during reading time.

2. Draft a quick plan of the structure

Always, always, always plan your essays in an exam. Like… always. The kick of pure fear adrenaline when you start an exam can make it pretty tempting to get writing asap but save yourself a world of pain and take a few minutes to plan. You want to basically write down your thesis (probably one you’ve prepared earlier but tailor it to the specific question) and the structure of your body paragraphs. We go into a bit more detail on planning over here if you’re keen 👍 .

3. Manage your time in writing the essay and the whole exam

Two tips here (lucky you) but basically you need to manage your time in writing the essay and manage your whole exam time. So firstly, you have to leave yourself enough of the exam time to do your essay. If the exam is something like English Paper 1, you know that a third of the (two hour long) exam is an essay so you should be starting that essay with at least 40mins to go.

Hot tip: a lot of top students try to move through the first two sections of that exam fairly quickly so they have more time for a banging essay 💯.

When it comes to writing the essay, the structure you planned out will let you know if you’re on track or not. 40 minutes to write an essay and you have an intro, conclusion and four body paragraphs? Sweet. Well then it’s pretty clear that you should get your intro and the first two paragraphs done in 20 minutes. If you kind of messed up the timing of the whole exam and you don’t have your full 40 minutes then pick up the pace and if you can’t do that, time to make some quick decisions about what to cut.

4. Write out your evidence first so you don’t forget it

This isn’t a must but can be seriously helpful. Every essay needs evidence. It might be quotes, it might be dates, it might be stats. Even though you’ve definitely memorised these perfectly by the HSC (lol), it’s worth having a strategy for making sure you put all your evidence in. My personal tactic was, before starting to write the essay, to scribble that evidence (or just a keyword to jog my memory) down at the top of my planning paper or scribble it under the plan I wrote. That way, if I had a total mind blank when I got to writing a certain paragraph, I didn’t have to leave the evidence out or waste time trying to remember it.

5. Keep it structured

This one is pretty closely related to the point about planning but hey, can’t push it enough. The pressure of writing essays in exams makes it sooooo easy to start rambling and just chucking idea after idea after idea onto the page. Make a structure during your planning and be really strict about sticking to it to keep your essay as clear and strong as possible. Keep your paragraphs to a regular structure like PEEL/PEAL (point, example, explanation/analysis, link) so you have a clear idea of when you’ve written enough in each paragraph and when it’s time to just move on.

6. Have some potential theses and essay structures prepared

Memorising essays gets a little controversial but I think we all agree that you need to, at least, have a few ideas and potential essay structures going into that exam room. Some of us will try to remember whole essays word-for-word which isn’t officially recommended but as long as you are prepared to ( and know how to ) adapt it to the question then it shouldn’t be too bad. It’s really about finding out what approach works best for you but having some possible essays structures and flexible thesis ideas up your sleeve will make sure that you can write an impressive essay in just 40 minutes.

7. If you get stuck, your best bet is to pause for a second

Having a mind blank during an exam is not a good feeling because the clock is literally ticking and there isn’t a way you can magically force yourself to remember a quote or come up with an idea. It will feel pretty stressful but your best bet here is actually to pause and think instead of continuing to waffle on.

how to write essay in bank exam

Waffling affects the clarity of your essay and the marking criteria about the ‘composing’ of your response. It also might affect how well the marker thinks you understand your argument so it’s always better to pause, give yourself a few seconds to try and reach a solution. If you can’t, either move on and try to come back later or just cut your losses, conclude that point and move on.

8. Don’t forget to anchor your essay with the keyword and source material

Not every essay will give you source material (a picture or quote that you have to refer to) but you will always have a verb or keyword in the question that tells you how to position your argument. When it comes to unexpected source material, here are some tricks and tips and when it comes to the keyword, let’s start by having a look at three questions pulled from the 2016 Advanced English Paper 2 .

how to write essay in bank exam

  • Discuss means you need to pinpoint the issues raised by that statement and provide examples and analysis for and/or against each of those issue.

how to write essay in bank exam

  • How means you need to be providing really solid examples of contrast in Yeats poetry and explaining what that contrast says about personal concerns, political concerns and the relationship between the two.

how to write essay in bank exam

  • To what extent means you need to making a judgement call about how much the themes and ideas in your texts support (or do not support) that statement. This doesn't have to be black and white, you can always say that the texts support that statement in some ways and challenge it in other ways as long as you provide good evidence and analysis to back it up.

All those instructing verbs and keywords came from just one paper so brush on up exactly what they mean and how to use them to anchor your essay . Addressing the keyword and source material really well will show your marker than you are actually answering the exam question, not just chucking out a pre-prepared response.

9. Remind yourself of what the markers are looking for

The overall best tip for writing essays in exams is to remind yourself what your markers are looking for. And no, that doesn't mean you just try to tell your mysterious, probably middle-aged NESA marker what you think they want to hear.

Instead, think about your essay sensibly. Your marker wants to see how well you understand the texts and how the authors communicated those ideas. They want to see how well you understand the concept of Discovery and all its nuances (hint: they’re written out here ). And they want to see how well you can bring all these ideas together and communicate them in a logical, cohesive manner. Don’t get too caught up in fancy language or insanely obscure techniques - you’ve got this.

Writing essays in exams really comes down to being as prepared as possible and having a good strategy for the exam itself. Make sure you’re managing your time and keeping calm enough to write the killer essay you’d be able to come up with outside of the exam room. Happy essay writing… 😬

Published on

October 5, 2017

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how to write essay in bank exam

Regions Riding Forward® Scholarship Contest

how to write essay in bank exam

Their Story. Your Voice.

Your voice is your own. But it's also been impacted by others. Who, we wonder, has inspired you? Let us know by entering the Regions Riding Forward Scholarship Contest. 

You could win an $8,000 college scholarship

For the opportunity to win an $8,000 scholarship, submit a video or written essay about an individual you know personally (who lives in your community) who has inspired you and helped you build the confidence you need to achieve your goals.

how to write essay in bank exam

The details

The 2024 Regions Riding Forward Scholarship Contest consists of four (4) separate Quarterly Contests - one for each calendar quarter of 2024. Regions is awarding four $8,000 scholarships through each Quarterly Contest.

Each Quarterly Contest has its own separate entry period, as provided in the chart below.

The entry deadline for each Quarterly Contest is 11:59:59 PM Central Time on the applicable Quarterly Contest period end date (set forth in the chart above).

No purchase or banking relationship required.

Regions believes in supporting the students whose passion and actions every day will continue to make stories worth sharing. That’s why we have awarded over $1 million in total scholarships to high school and college students.

How to enter, 1. complete an online quarterly contest application.

Enter the Regions Riding Forward Scholarship Contest by completing a Quarterly Contest application.  The second Quarterly Contest runs from April 1, 2024 through June 30, 2024. Complete and save all requested information. 

2. Prepare your Written Essay or Video Essay

For each Quarterly Contest, the topic of your Written Essay or Video Essay (your “Essay Topic”) must be an individual you know personally, who lives in your community. Your Written Essay or Video Essay must address how the individual you have selected as your Essay Topic has inspired you and helped you build the confidence you need to achieve your goals.

Written Essay and Video Essay submissions must meet all of the requirements described in the contest Official Rules. Your Written Essay or Video Essay must be (i) in English, (ii) your own original work, created solely by you (and without the use of any means of artificial intelligence (“AI”)), and (iii) the exclusive property of you alone.

Written Essays must be 500 words or less. You can write your Written Essay directly in the application, or you can copy and paste it into the appropriate area in the application form.

Video Essay submissions must be directly uploaded to the contest application site. Video Essays must be no more than 3 minutes in length and no larger than 1 GB. Only the following file formats are accepted: MP4, MPG, MOV, AVI, and WMV. Video Essays must not contain music of any kind nor display any illegal, explicit, or inappropriate material, and Video Essays must not be password protected or require a log-in/sign-in to view. You must upload your Video Essay to the application, and you may not submit your Video Essay in DVD or other physical form. (Video Essays submitted via mail will not be reviewed or returned.)

Tips to Record Quality Videos on a Smartphone:

  • Don’t shoot vertical video. Computer monitors have landscape-oriented displays, so shoot your video horizontally.
  • Use a tripod. Even small movements can make a big difference when editing.
  • Don’t use zoom. If you need to get a close shot of the subject, move closer as zooming can cause pixilation.
  • Use natural lighting. Smartphone lighting can wash out your video.

3. Review and submit your Quarterly Contest application

Review your information on your Quarterly Application (and check the spelling of a Written Essay) and submit your entry by 11:59:59 p.m. Central Time on the applicable Quarterly Contest period end date. The second Quarterly Contest period end date is June 30, 2024.

4. Await notification

Winning entries are selected by an independent panel of judges who are not affiliated with Regions. If your entry is selected as a Quarterly Contest winner, you will need to respond to ISTS with the required information.

Eligibility

For purposes of this contest:

  • The “Eligible States” are defined as the following states: Alabama, Arkansas, Florida, Georgia, Iowa, Illinois, Indiana, Kentucky, Louisiana, Mississippi, Missouri, North Carolina, South Carolina, Tennessee and Texas.
  • An “accredited college” is defined as a nonprofit, two- or four-year college or university located within one of the fifty (50) United States or the District of Columbia.

To be eligible to enter this contest and to win an award in a Quarterly Contest, at the time of entry, you must:

  • Be a legal U.S. resident of one of the Eligible States.
  • Be age 16 or older.
  • Have at least one (1) year (or at least 18 semester hours) remaining before college graduation.
  • If you are not yet in college, begin your freshman year of college no later than the start of the 2025 – 2026 college academic school year.
  • As of your most recent school enrollment period, have a cumulative grade point average of at least 2.0 in school (and if no GPA is provided at school, be in “good standing” or the equivalent thereof in school).

View Official Rules

NO PURCHASE OR BANKING RELATIONSHIP REQUIRED. PURCHASE OR BANKING RELATIONSHIP WILL NOT INCREASE YOUR CHANCES OF WINNING. VOID WHERE PROHIBITED. The 2024 Regions Riding Forward Scholarship Contest (the “Contest”) consists of four (4) separate quarterly contests (each a “Quarterly Contest”): (1) the “Q-1 Contest;” (2) the “Q-2 Contest;” (3) the “Q-3 Contest;” and (4) the “Q-4 Contest.” The Q-1 Contest begins on 02/01/24 and ends on 03/31/24; the Q-2 Contest begins on 04/01/24 and ends on 06/30/24; the Q-3 Contest begins on 07/01/24 and ends on 09/30/24; and the Q-4 Contest begins on 10/01/24 and ends on 12/31/24. (For each Quarterly Contest, entries must be submitted and received by 11:59:59 PM CT on the applicable Quarterly Contest period end date.) To enter and participate in a particular Quarterly Contest, at the time of entry, you must: (a) be a legal U.S. resident of one of the Eligible States; (b) be 16 years of age or older; (c) have at least one (1) year (or at least 18 semester hours) remaining before college graduation; (d) (if you are not yet in college) begin your freshman year of college no later than the start of the 2025 – 2026 college academic school year; and (e) as of your most recent school enrollment period, have a cumulative grade point average of at least 2.0 in school (and if no grade point average is provided at school, be in “good standing” or the equivalent thereof in school). (For purposes of Contest, the “Eligible States” are defined as the states of AL, AR, FL, GA, IA, IL, IN, KY, LA, MS, MO, NC, SC, TN and TX.) Visit regions.com/ridingforward for complete Contest details, including eligibility and Written Essay and Video Essay requirements and Official Rules. (Limit one (1) entry per person, per Quarterly Contest.) For each Quarterly Contest, eligible entries will be grouped according to form of entry (Written Essay or Video Essay) and judged by a panel of independent, qualified judges. A total of four (4) Quarterly Contest Prizes will be awarded in each Quarterly Contest, consisting of two (2) Quarterly Contest Prizes for the Written Essay Entry Group and two (2) Quarterly Contest Prizes for the Video Essay Entry Group. Each Quarterly Contest Prize consists of a check in the amount of $8,000 made out to winner’s designated accredited college. (Limit one (1) Quarterly Contest Prize per person; a contestant is permitted to win only one (1) Quarterly Contest Prize through the Contest.) Sponsor: Regions Bank, 1900 Fifth Ave. N., Birmingham, AL 35203.

© 2024 Regions Bank. All rights reserved. Member FDIC. Equal Housing Lender. Regions and the Regions logo are registered trademarks of Regions Bank. The LifeGreen color is a trademark of Regions Bank.

2023 Winners

High school:.

  • Amyrrean Acoff
  • Leon Aldridge
  • Kharis Andrews
  • Colton Collier
  • Indya Griffin
  • Christopher Hak
  • Aquil Hayes
  • Jayden Haynes
  • McKenna Jodoin
  • Paris Kelly
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  • Mohamed Ali
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  • Samuel Brown
  • Thurston Brown
  • Conner Daehler
  • Tsehai de Souza
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  • Ryan Jensen
  • Miracle Jones
  • Shaniece McGhee
  • Chelby Melvin
  • Lamiya Ousley
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  • Gabrielle Pippins
  • Ethan Snead
  • Sydney Springs
  • Kirsten Tilford
  • Tamira Weeks
  • Justin Williams

2022 Winners

  • Paul Aucremann
  • William Booker
  • Robyn Cunningham
  • Kani'ya Davis
  • Oluwatomi Dugbo
  • Lillian Goins
  • Parker Hall
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  • Gabrielle Izu
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  7. Essay & Letter Writing Tips for IBPS PO Descriptive Paper 2022

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    Write a letter to your sibling advising on stress and anxiety. Write to an author thanking for authoring a book on 'fighting depression'. Tips on Essay Writing Test. The essay writing test intends to assess how well an aspirant is able to structure his or her ideas on a given topic and write them on a computer.

  9. Descriptive Essay Writing Format For IBPS PO Exam: Check Complete

    The important essay-writing topics for IBPS PO that the aspirants can practice for the upcoming bank exams are discussed below. S.NO. NAME OF THE TOPICS. 1. Write an essay on Technological advancement during Covid -19. 2. Describe briefly about Causes and impacts of unemployment. 3.

  10. How to Write Essay in SBI PO Mains Exams?

    Candidate should first write points on the rough sheet to draw the structure of the essay. Try to have multiple dimensions in the essay. The thoughts should not be extremes. Thoughts and language should be soft and polite. Try to have connectivity in the essay. Candidates can start the essay with a quote.

  11. Essay Writing in Bank Descriptive Tests: How to Write Proper Essays

    English essay writing was part of our school syllabus but now, it is an important paper in bank & insurance exams.In addition to the objective papers, there is a separate descriptive section that intends to test candidates english knowledge.Since essay writing questions are to be asked in the exam, we tell you how to write essays in the correct format for upcoming exams.

  12. 50 Essay Writing Topics For SBI PO

    Note- The word limit for Essay writing is 250 words & for Letter Writing is 150 words. (The word limit varies in some exams) Importance of Essay Writing in Bank Exams. Essay Writing is a very essential scoring section in the SBI PO exam. Candidates must practice well as it can be a great way to bag a few extra marks in the examination.

  13. BANK : Essay Writing by unacademy

    An essay is in-depth writing which deals with a broad theme and presents it in form of a story, narration, description, or argument. A paragraph is a short writing piece where a single and precise argument is presented in a short writing format. An essay contains several paragraphs. So, paragraph writing is important to learn before essay writing.

  14. Bank Essays-Part 4-Sample Essays

    Essay Writing tests your writing ability and your skills to organize your thoughts and ideas. Therefore, good results demand good writing skills. The descriptive section is also crucial from the overall exam perspective, as it affects your overall exam score. Many aspirants find this section challenging, but good preparation can make this part ...

  15. How to Write Scoring Bank Essays?

    Most of the Bank Exams ask to pen an essay with a word limit of 400 words. Therefore, the body of your essay should not exceed two or three paragraphs. Try your best to stay within the word limit and don't get carried away with the flow while writing the body.

  16. Essay for Bank Exams

    Essay for Bank Exams: Almost every bank officer grade exam consist one paper of essay writing where aspirants have to write essay on the given topic.In banking sector essay writing topics are generally from banking and finance related however many times essay on current issues can also be asked.

  17. How To Improve English Score In Bank Exams?

    To Improve your English Score In Bank Exams you must go through all the English topics for bank exams, improve your vocabulary, solve the previous year's English questions, maintain a study timetable and follow it, attempt mock tests, read newspapers, and practice letter & essay writing. Key Points: Keep on practicing basic grammatical concepts ...

  18. Letters & Essays Asked in Bank Mains Exam

    11. A letter to a friend encouraging and wishing him for the civil service examination which he is writing for the third time. 12. A letter to the editor for publishing some articles on stress management since these are exam season. 13. A letter to the bank manager about the bad habit of stapling currency notes. 14.

  19. RBI Grade B Phase 2: Descriptive Writing Strategy and Tips

    RBI Grade B Phase 2 consists of three sections - Economic and Social Issues (50% objective: 50% descriptive), English (writing skills) and Finance and Management (50% objective: 50% descriptive). The time limit for each section in RBI Grade B Phase 2 exam is different. The pattern for the RBI Grade B Phase 2 can be deduced from the table ...

  20. Impactful Essay Writing Tips for RBI Grade B Exam

    To get started, write something impactful and thought-provoking lines that can help you improve your writing abilities and make the essay more reader-friendly. The opening sentence should be attention-grabbing and interesting to hold the attention of the reader till the end. Step 4: When composing the essay, avoid using too many complicated ...

  21. Essay Exams

    You must be realistic about the time constraints of an essay exam. If you write one dazzling answer on an exam with three equally-weighted required questions, you earn only 33 points—not enough to pass at most colleges. This may seem unfair, but keep in mind that instructors plan exams to be reasonably comprehensive.

  22. Trending Essay Topics for RBI, NABARD, Bank Exams

    How to Write Essay in RBI Grade B 2024, NABARD Grade A 2023 and Other Banking and Regulatory Exams What are the Do's and Dont's in the examination: The candidate needs to choose a topic with which he or she is comfortable, pick a topic for which he or she knows or has read some data or facts, or choose a government initiative. The candidate should first write points or prepare the draft on ...

  23. 9 tips for writing essays in exams

    2. Draft a quick plan of the structure. Always, always, always plan your essays in an exam. Like… always. The kick of pure fear adrenaline when you start an exam can make it pretty tempting to get writing asap but save yourself a world of pain and take a few minutes to plan. You want to basically write down your thesis (probably one you've ...

  24. How to Write a GCSE English Literature Essay

    Whichever exam board you are studying as part of your GCSE English Literature (AQA, Edexcel, OCR, Eduqas or WJEC), or if you're studying for an IGCSE (Edexcel or CIE), you will be required to write a long essay on at least one type of text. These texts could include a Shakespeare play, a 19th-century novel, a modern text, or poetry, either from an anthology or unseen.

  25. Riding Forward Scholarship Contest

    Written Essays must be 500 words or less. You can write your Written Essay directly in the application, or you can copy and paste it into the appropriate area in the application form. Video Essay submissions must be directly uploaded to the contest application site. Video Essays must be no more than 3 minutes in length and no larger than 1 GB.