guide to personal statement reddit

This book not only gives you the information you need to know to outline, draft, and craft your story but also includes over 30 essays with feedback to show you what works and what doesn't. Don't let a bad personal statement keep you from getting an invitation to interview at your dream school.

Now available at (as well as every other marketplace):

Check this out, get a sample of our personal statement book.

Download our sample personal statement book that includes a lot of chapters about the personal statement as well as several examples of personal statements with edits! You'll also get our personal statement checklist! Already have your essay ready and want our experts to edit it for you? Check out our essay editing services here .

You'll Learn:

Why the medical school personal statement is so important and how medical schools potentially use them.

How to best craft your perfect story so others know your journey.

What the most common mistakes are when it comes to writing a personal statement so you can avoid them.

How I give feedback to personal statements with over 30 real drafts and final essays from students with my feedback.

PRAISE FOR THE BOOK

"Another superb book from the Premed Playbook series by Dr. Gray. This edition helps medical school applicants approach the personal statement with confidence and inspiration. This is done through easy to read explanations of all relevant topics from beginning to the end. Furthermore, the different stages of drafts with edits are incorporated to elaborate what can seem as ambiguous feedback to applicants. A beginning pre-health advisor looking to get caught up with personal statements would benefit tremendously by reading this book!"

JOON KIM EdD Instructor and Director of Postbaccalaureate Premedical Certificate (PPC) Program

"I found this book to be a fun, practical, easy-to-read guide on helping an applicant fine their voice for their personal statement. Using a clear, systematic approach supported by examples, Dr. Gray unveils the true purpose of the personal statement and why it’s so important for an applicant to know oneself. I think the process through which he guides the reader will prove beneifical not only for the personal statement but for the medical school interview as well. Perhaps even more valuable is that the reader will achieve a better understanding one’s motivations for pursuing a career in medicine."

Gregory M. Polites, MD Associate Professor of Emergency Medicine Chairman, Central Subcommitee on Admissions Washington University School of Medicine

ABOUT THE AUTHOR

Dr. Ryan Gray is a former United States Air Force Flight Surgeon who found a passion for helping premed students on their journey to medical school. Best known for his podcasts, which have been downloaded over 3,000,000 times, Dr. Gray has interviewed numerous Admissions Committee members and deans of admissions for medical schools.

Through The Premed Years podcast and the Medical School Headquarters sites, Dr. Gray has helped thousands of students gain the confidence they require to successfully navigate the premed path.

Dr. Gray lives outside of Boulder, CO with his wife Allison, who is a Neurologist, and their daughter Hannah. Dr. Gray is also a Clinical Instructor at the University of Colorado School of Medicine.

© Medical School Headquarters - All Rights Reserved. | Affiliate Disclaimer | Privacy Policy | Website by MAP

Personal Statement

Personal statements may be used to customize the application to a specific program or to different specialties. 

In This Section:

Creating the personal statement, formatting the personal statement, previewing the personal statement, reviewing/editing the personal statement, assigning the personal statement.

You create your own personal statements in the MyERAS portal from the Personal Statements section listed under Documents. 

• Each personal statement must contain a Personal Statement Title and the Personal Statement Content. The title will be visible only to you to help you correctly assign it to programs, and the content will be visible to both you and the programs it is assigned to. 
• The personal statement is limited to 28,000 characters, which include letters, numbers, spaces, and punctuation marks. 
• There is not a limit to how many personal statements applicants can create. 
• Personal statements created outside the MyERAS application should be done in a plain text word processing application such as Notepad (for Windows users) or SimpleText (for Mac users). The statement should reflect your personal perspective and experiences accurately and must be your own work and not the work of another author or the product of artificial intelligence. 
• Personal statements created in word processing applications not using plain text may contain hidden and invalid formatting. 
• Note: A number of websites provide examples of personal statements. Do not copy any information from these sites and use it in your personal statements without giving credit to the author. Such use is considered plagiarism. 
• The ERAS program will investigate any suspected acts of plagiarism. 
• Any substantiated findings of plagiarism may result in the reporting of such findings to the programs to which you apply now and in subsequent ERAS seasons. 

Return to Top ↑

When creating a personal statement in the MyERAS application, the following formatting options will be available: 

• Bold. 
• Italic. 
• Underline. 
• Strikethrough. 
• Bullets. 
• Numbering. 
• Align left. 
• Center. 
• Align right. 
• Increase indent. 
• Decrease indent. 
• Insert hyperlink. 

After entering the personal statement title and content, you will have the opportunity to preview your personal statement before saving it. This preview allows you to view your personal statement just as the programs will view it, including the number of pages.  

You are responsible for reviewing your personal statements before assigning them to programs. 

The Preview/Print option under the Actions column will allow you to view and/or print your personal statement. 

Personal statements can be edited at any point during the application season — even when assigned to programs that have been applied to. 

Personal statements that have been edited will be reflected on the programs’ side by an updated status containing the date of the updated version, but programs are not guaranteed to view or review updated versions of personal statements. 

You may designate the assignment of one personal statement for each program. 

• Personal statements can be assigned to any saved or applied to programs from the Personal Statements page by selecting “Assign” under the Actions column of the intended personal statement. 
• When assigning by personal statement, programs listed with a disabled checkbox already have the selected personal statement currently assigned. 
• When assigning by personal statement, you should review any personal statements that are listed under the Assigned Personal Statement column before making selections or changes. 
• Personal statements can be assigned by program using the Assign option under the Actions column on both the Saved Programs and Programs Applied To pages. 
• Changes to personal statement assignments can be made throughout the application season, but programs are not guaranteed to view or review newly assigned personal statements. 
• A personal statement cannot be assigned to programs that are closed. 
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I Got a Full-Ride to Law School Using This Personal Statement

Law school admissions certainly are intimidating, especially when it comes to the rather daunting task of writing a personal statement with no real prompt. Generally, law schools will ask for no more than two pages of basically whatever you would like to talk about.

However, there are a few well-established principles for writing a successful personal statement. Here are 4 principles, along with my own personal statement, to help you hit a home run:

The personal statement should only drive your application forward. If it is holding it back in any way, it is not ready.

Your personal statement should explain your interest or purpose for studying the law.

This does not have to be the backbone of the entire piece, but it should be at least mentioned somewhere. It should also avoid legal jargon and should not be some sort of showcase for legal knowledge. It also should not be a regurgitation of your resume. The committee will already have your resume, so the personal statement serves as a supplement to it.

Spend the time making your personal statement better.

To get a competitive offer from whichever law school you may be applying to, it all starts with a good application package. The admissions committee is going to want to see a good LSAT score , a strong GPA, some recommendations, and a well-written personal statement. That much is clear. Your personal statement may never feel like it is just right, but it can only become better with consistent time and effort spent drafting it again and again.

Research examples of well-written personal statements.

To get some ideas about what a good personal statement could look like, I did a preliminary search to read a few successful ones. The University of Chicago had a few essays posted on  their site  from admitted students that gave me a good point of reference. Although there is tremendous flexibility in writing the personal statement, it should not be so wacky as to discourage the admissions committee in your abilities as a writer or in your seriousness about attending law school.

Take advantage of the resources around you to make your statement the best.

For my statement, I went through a couple of potential concepts and decided to do one on my life’s motto. And, no, it was not some cliché that I pretended was my motto; I picked words that I truly lived by and continue to live by to this day. I spent many hours writing and rewriting my personal statement. Thankfully, I had the invaluable help of my roommate, who is a strong writer himself, and he gave me useful feedback on many of my drafts (I promised him a nice dinner if I ended up getting admitted with a full-ride to somewhere). When I got close to a final draft, I took it to my school’s writer’s workshop to have someone I had never met before read it aloud. It allowed me to hear where someone might misunderstand something so that I could make changes accordingly for the final product.

Beginning in the spring, picking up in September, accelerating further in October, and finishing in November when I sent my applications out, the whole process produced something that I thought gave me a very strong shot at success. So here it is. Enjoy:

“Ball: outside!” declared the umpire.

“Come on now! Get ahead, stay ahead, kid!” demanded my coach.

I checked the sign: fastball. That pitch was just not there; I shook my head no. My catcher gave me the next sign: curveball. Yes, the get-me-over-curve, my signature pitch. I stepped back to begin my windup.

“Steeeeeriiike! One and one,” the umpire grunted.

“That’s the way, Duff! Just like that!” my coach exclaimed.

My catcher fired that ball back to me. I toed the rubber and focused on his signs: he flashed two fingers and motioned to the right—curveball, outside. I nodded affirmatively. He and I were on the same page. I began my windup again, picked up the leg, and spun my big overhand curve to the plate.

“Two! One and two.” The batter stood motionless as he watched my back door hook clip the outer edge of the strike zone.

“One more now, Duff! Come on, kid!”

The pitch count, or the current amount of balls and strikes in a given at bat, is perhaps the most impactful construct of baseball. After every pitch, the umpire declares it to be a ball or strike, subsequently adding it to the count. If the batter reaches four balls, he earns a walk, or a free pass to first base; if he gets three strikes, the batter is out. The batter’s goal is to reach a base before three strikes. The pitcher does everything that he can to stop that.

As I got the ball back, I knew I was in the driver’s seat. The batter was at a tremendous disadvantage and would have to react to my pitches on two strikes rather than just being able to lock in on one. I leaned in for the sign: one finger, right, up—fastball, high and outside. I liked it. Even though it was not my best pitch that day, I understood that I could still use it effectively to keep batters off balance since I was ahead. I stepped back into the windup and let the pitch fly.

The batter flailed at the pitch. “Three!” shouted the umpire, raising his fist in the air to call him out. He was sitting on the big, slow curveball and not the fastball, but he could not be selective because he was down in the count. On to the next one.

“Atta kid! That’s what happens when you get ahead!”

Get ahead, stay ahead.

While my organized baseball playing days may be over, that fundamental is still strong. A picture of all-star pitcher Max Scherzer hurling a baseball towards the plate sits above my desk with that same motto in bolded letters:  Get Ahead, Stay Ahead .

What does getting ahead provide? For one, it gives the peace of mind that comes with flexibility; there’s room to react in case something goes off course. In baseball, it gives the pitcher more room to work within the count because he has more options when the batter must play defensively. In short, he can do what he wants. One of the key differences between baseball and life, however, is that baseball has a simple, predetermined goal: score more runs than the other team! Life, on the other hand, allows for enormous flexibility in choosing a goal. Rather than be content with the usual four-year bachelor’s track, I pushed forward as hard as I could to graduate in three years. Many people are surprised when I tell them about my efforts to graduate early; they often wonder why I chose to accelerate my education. I usually explain that it saved me a significant amount of money while expanding my room for error. Most importantly, I tell them, by efficiently reorganizing my schedule, getting ahead actually  gave  me time to think.

The most successful people throughout history have all had an overarching goal, no matter how grand; with the time from getting ahead, I chose mine. Andrew Carnegie sought to provide affordable steel, Henry Ford wanted to create a universal automobile, and Elon Musk aims to put a city on Mars. After seeing their success, I think about how I can do the same. Simply put, I want to be a leader in sustainable real estate. More specifically, I want to make green living universal. Whenever I get the same surprised looks from this claim as when I tell someone that I am graduating early, I clarify that there are already some pioneers designing revolutionary apartments with trees planted on all of their floors, working to clean the air in polluted cities. Stefano Boeri, for example, has designed a thirty-six-floor building covered with trees on terraces jutting out from its sides, dubbed the “Tower of Cedars.” I want to take this premise further: my mission is to expand clean living to all, not just the elite who can afford it. The law is one of the most important tools that I will need to achieve this. The complexities of environmental and real estate law will be major challenges. Regardless, to lead the industry, I must get ahead. When I start my business, I will reflect on my experience in running the Trial Team as its president, the perspective on efficient business systems that I gained with American Hotel Register, and the tips that the CEO of Regency Multifamily shared with me for optimally running a large real estate firm, among many other things. But I will always be looking forward. While history shows that there are answers in the past, only the future knows them. Thankfully, controlling the present by getting ahead can make the future that much more certain.

I stepped back into the windup, again. As I drove off the rubber towards the plate, I extended out as far as I could to get as much control and power as possible. The big hook landed firmly over the outer third of the plate, right into my catcher’s mitt with a solid  phwump .

“Steeeeeriiike! Oh-and-one.”

“Atta kid!” My coach was elated to see my pitch command this inning.

Are you inspired to get ahead? Don’t you just feel a sudden urge to admit me into your program? Well thankfully, it made an impression on someone. I did my best to show my ambitions while showing a bit of my personality. The greatest risk that I took was that some of the baseball jargon may have been hard to understand for someone unfamiliar with the sport, but I made sure that it would not detract from the overall meaning of the piece. It served as a useful supplement to the rest of my application.

As of 2018, I am enrolled at Chicago-Kent College of Law with a full tuition scholarship. While it is no Ivy program, it is a respectable school with a strong regional reputation. The great thing about having the financial burden of law school off my shoulders is that I can now focus on getting the most out of my studies, rather than stress to figure out how I am going to pay off the debt that would have financed my education. And if it turns out that the program is not the best option for me, I can walk away with no financial strings attached.

The personal statement should only drive your application forward. If it is holding it back in any way, it is not ready. Keep it professional but do be creative and show the reader more of your personality than a resume alone would give. You are selling them your brand as a student, so do not let them gloss over your application without much of a thought.

Jack graduated from the University of Illinois at Urbana-Champaign in May 2018 with a degree in Economics and History, and he currently works in property management while attending Chicago-Kent College of Law on a part-time basis. He hopes to use his law degree to enhance his career in commercial real estate and eventually lead sustainable large-scale real estate developments nationwide.

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Fuel Your Research with Key Numbers - Bonus Entries

Need some inspiration check out these key numbers by using the digest searches below., find your rhythm with black's law dictionary - bonus entries, need some inspiration check out these legal terms by using the the links below., westlaw's "no skips" tips playlist, real property, civil procedure, criminal law, constitutional law, show westlaw some love, statutes on westlaw - bonus entries, need some inspiration check out the statutes below., key numbers on westlaw - bonus entries, searching on westlaw - bonus entries, need some search inspiration for your entries check out the sample searches below.

Because neurodivergent people often need visual prompts or sensory tools, it is helpful to figure out what works best for you. Maybe you need a quiet fidget to use under your desk in class to help you focus. Maybe you need to incorporate the use of timers throughout your day. If you struggle with time blindness, you can use hourglasses to help you visualize time. Perhaps you struggle with extraneous sounds and need to use noise-cancelling headphones. More and more tools and gadgets are being made for neurodiverse individuals that can help you throughout law school.

Society can dictate when you are supposed to be most productive. See the traditional 9-5 work schedule. However, that model does not always work best for neurodiverse individuals. Some people are not morning people, and that is fine. Figure out when you have the most energy during your day to be your most productive self.

Find one system to use for organization and don’t change it. Trying too many organizational systems can become overwhelming. If your phone calendar works best, use that. If you are a list person, write all the lists. If you are a planner person, find the coolest one to use throughout the school year.

It would be nice to think that you can remember every task or deadline, but let’s be honest, that’s probably not true. Write down every deadline, every task, meeting, assignment, important date, etc. in the organizational system that you use.

Just like you can only put so much gasoline in a car, most neurodiverse individuals only have so much room in their focus tank. Figure out how long you can truly focus and apply yourself to a task before you need a break. That amount of time is typically shorter for neurodiverse individuals. If you can only truly focus for 20 minutes, study for 20 minutes, take a break, and then come back for another 20 minutes.

You may have started law school with your mind full of horror stories. Throw them out the window. Most of the people you attend law school with are genuinely kind and helpful people. Try to find a group or a couple of people that you can trust and lean on when necessary. Your law school friends can help you stay on task, body double, and even provide notes on the days you may be struggling. These friends can be one of your greatest assets throughout your law school journey.

Only discuss your neurodivergence with your professors to the extent that you are comfortable. If there are things you are concerned about related to your neurodivergence, it can be beneficial to make your professors aware at the beginning of the semester. Whether you are worried about cold calling or need a topic broken down, most professors love opportunities to discuss their area of law! They can’t know that you may need help if you don’t let them know. This is especially important if you aren’t successful in getting accommodations from your school’s Disability Services.

As a neurodivergent student, you may not fit the traditional mold of all the things a law student is “supposed to do” in order to be successful. You have been in school for years, and now is the time to trust yourself and not be afraid to be an “outside of the box” law student. There is no harm in trying new study methods, but never fear going back to your personal basics. If you need help figuring those out, see if your law school has a learning center or faculty member that can assist you.

Outlining with jury instructions.

• On your Westlaw Precision home screen, click on Secondary Sources and then Jury Instructions .
• On the Jury Instructions page, use the Jurisdiction filter to select your desired jurisdiction.
• Search for your cause of action. (Ex. elements of libel in Federal Jury Practice & Instructions )
• Open your relevant jury instruction and don't forget to check the related notes.
• To see more instructions, check out the table of contents to your left or click on View Full TOC.

Citation in a Click

• Highlight the text you want to copy. Try it out with Miranda v. Arizona
• Select "Copy with Reference" from the pop-up box.
• Paste into your word document...and you're done!

Black's Law Dictionary

Don't guess the meaning of a legal term. know it., by using black’s law dictionary, exclusively on westlaw , you’ll know the meanings of key terms that will help you understand your cases faster, be prepared for cold-calls and beef up your class notes. 1. access black's law dictionary on westlaw., 2. type your term into the dictionary term box. (ex. demurrer ) if your term contains multiple words, place the terms in quotes. (ex. "rule against perpetuities" ), 3. open up your desired term, copy it and paste it into your notes., looking for some inspiration here are a few legal terms to get you started contracts - collateral estoppel - consequential damages civil procedure - minimum contacts - in personam jurisdiction torts - negligence - invasion of privacy criminal law - mayhem - wobbler, where can i learn more about a firm so i can ask good questions in an interview, news is an excellent source for learning about a firm. you’ll see the clients and matters they represent along with the accolades they earned from their communities. 1. click on news under “specialty areas” on your westlaw edge home screen., 2. start by trying a plain language search for your firm. (ex. gibson dunn crutcher ), 3. to up your search game, consider running a terms & connectors search with an index field. (ex. gibson /2 dunn /s crutcher & in(law lawsuit legal) ), start writing your brief without starting from scratch, what is a brief, a brief is a summary of a case in your own words that includes the key facts, procedural history, issues addressed, along with the court's holdings. how can i find a case on westlaw, cases on westlaw contain a synopsis, a summary of the main facts, issues and holdings of a case, and headnotes, summaries of points of law organizes by topic. you can locate cases on westlaw in a variety of ways. find by citation: if you know your case's citation, just type one of the citations in the search box. (ex. 113 sct 2217 ), find by party name: if you know the names of your parties, just start typing them in the search box and select corresponding case from the drop-down menu. (ex. international shoe).

Note: If your case has common party names, you may need to enter more than one party.

Download your synopsis and headnotes: once you've pulled up your case, click on download under delivery options, select brief it under what to deliver and click on download..

The right search terms can make a difference. Here is an easy way to come up with smart search terms.

Rules, Codes & Restatements

Exporting tables of contents, exporting a table of contents is an easy way to get access to a list of rules, codes or restatements that you can reference on the fly and add to your outlines, as needed. locate your rules, codes or restatement: to export a toc (table of contents), you'll first want to locate your resource. restatement of torts restatement of contracts restatement of property federal rules of civil procedure ucc article 2 federal rules of evidence united states constitution, export your toc: click on download, select outline of current view under what to deliver and then click on download..

Strengthen Your Interview Discussions with News

• Search for a particular firm, attorney, or agency. (Ex. Kirkland and Ellis or Fourth Circuit )
• Or select a specific practice area (Ex. Mergers & Acquisitions )

American Law Reports

Your go-to secondary source, finding an a.l.r. (american law reports) article covering your topic is a great starting point for research. you'll get a quick summary of the legal issue you're researching and a table of cases, laws, and rules to see the law across all jurisdictions. you can also use annotations to find additional secondary sources, such as legal encyclopedias, treatises, and periodicals. no wonder they're nicknamed already done legal research see it in action: the legal discussion to compensate student athletes is heating up. check out this alr article to see how the legal picture for tomorrow’s student athletes comes together in one place., keycite graphical history, procedural history made easy, are you reading a case and not sure how you got there procedurally reversed, remanded or otherwise, we got you. just sign into westlaw and follow the steps below... 1. grab one of the citations you see in your case book and type it into the search box on westlaw . (ex. 480 u.s. 102), 2. click on your case in the drop-down menu., 3. click on the history tab to see your procedural history., keycite graphical history works best when you have a federal case and a complex issue. check out some additional examples from your classes below. contracts - koken v. black & veatch const., inc. - lamps plus, inc. v. varela civil procedure - national equipment rental v. szukhent - helicopteros nacionales de colombia, s.a. v. hall torts - palsgraf v. long island r. co. - kentucky fried chicken of cal., inc. v. superior court, law school resource center, flowcharts, overviews & more..

Scheduled Maintenance

Step 1 - create a new class, step 3 - invite your students, step 2 - assign lessons.

About this event

Love Your Lawyer Day

All the rules you need for class in one place.

Understand the procedural history of your case..

Don't guess the meaning of a term. Know it.

Copy the Code Below

You'll use this code to make a copy of the sample course.

Click on Copy Another Class

Go to the Knowledge Center and click on the Copy Another Class button.

Enter Your Copy Code

Enter your copy code in the Enter Class Copy Code box and click the Validate button.

4. Set Your Options

Change your course title, set your course dates and set your copy option to Assignments Only.

5. Click Copy Course

Click on Copy Course and you're all set to share your course with students.

1. Copy the Code Below

2. click on copy another class, 3. enter your copy code, set your options, click copy course, determining whether a federal court has subject matter jurisdiction over a non-class action case..

If the case arises out of the U.S. Constitution, U.S. laws, rules or regulations, or a treaty signed by the U.S., and the federal courts have exclusive jurisdiction, then the case must be litigated in federal court.

If the case does not arise out of the U.S. Constitution, U.S. laws, rules or regulations, or a treaty signed by the U.S., and there is not complete diversity between the plaintiffs and defendants (a.k.a they are both from different states or one is a citizen of a foreign country), then the case must be litigated in state court.

Restatement of Contracts 2d

Counter-offers.

(1) A counter-offer is an offer made by an offeree to his offeror relating to the same matter as the original offer and proposing a substituted bargain differing from that proposed by the original offer.

(2) An offeree’s power of acceptance is terminated by his making of a counter-offer, unless the offeror has manifested a contrary intention or unless the counter-offer manifests a contrary intention of the offeree.

Negligence Defined

Restatement (second) of torts 282.

In the Restatement of this Subject, negligence is conduct which falls below the standard established by law for the protection of others against unreasonable risk of harm. It does not include conduct recklessly disregardful of an interest of others.

Black’s Law Dictionary (10th ed.2014)

Demurrer: A means of objecting to the sufficiency in law of a pleading by admitting the actual allegations made by disputing that they frame an adequate claim. Demurrer is commonly known as a motion to dismiss.

(2) An offeree’s power of acceptance is terminated by his making a counter-off, unless the offeror has manifested a contrary intention or unless the counter-offer manifests a contrary intention of the offeree.

testing footnote

What is common law and is it written by the courts of law?

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Negligence defined

Restatement (second) of torts § 282.

The Residency Personal Statement (2023/2024): The Insider’s Guide (with Examples)

A physician and former residency program director explains how to write your residency personal statement to match in to your top-choice residency program in 2024.

Read example residency personal statements and suggested outlines..

Introduction

The residency personal statement allows residency program directors and associate directors the chance to get a sense of who you are and your commitment to your chosen specialty. 

As a former program director who understands how residency personal statements are reviewed, what “stands out,” and, most importantly, what will earn you interview invitations, the information below will help you write a residency personal statement to match!

It is imperative to make sure you get the most accurate guidance possible with regards to your residency personal statement content and optimal residency personal statement length (up to 5300 characters with spaces).

Want more personalized suggestions? Sign up for a FREE residency personal statement consultation .

Table of Contents

Goals for Writing Your 2024 Residency Personal Statement

Above all else, your residency personal statement offers the opportunity to show your interest in your chosen specialty when applying to residency to illustrate you are a good fit.

The more details you offer about why you are interested in the specialty and how your med school rotations, accomplishments and experiences have reinforced this interest, the stronger your personal statement will be, the more it will appeal to selection committees and the better you will do in the match process .

I encourage applicants to offer as much “evidence” as possible to “show” rather than “tell” what qualities, characteristics and interests they have. “Telling” a reader, for example, that you are compassionate and hard working means nothing. Instead, you must “show” that you embody these qualities based on your experiences in health care and the patients for whom you have cared.

The residency personal statement also offers the opportunity to write about who you are as a person to convey some details about your background, influences, and interests outside of your given specialty.

The Importance of a Balanced Residency Personal Statement

The key when writing your residency personal statement is to ensure that it is well-balanced so it appeals to a large group of people who might read your ERAS residency application.

However, it is important to understand that every program director and faculty member has his or her own idea of what he would like to read in a personal statement. As an applicant, you must go into this process understanding that you cannot please everyone, or a specific program, and your personal statement should therefore have the broadest appeal possible.

For example, some program directors would rather hear about your personal interests and curiosities and get to know who you are rather than have you focus on the specialty in which you are interested.

At MedEdits, we suggest taking a “middle of the road” approach; include some details about who you are but also focus on the specialty itself. In this way, you will make more traditional reviewers who want to hear about your interest in the specialty happy while also satisfying those who would rather learn about you as a person.

Above all, be authentic and true to yourself when writing your statement. This always leads to the best results! Read on to learn more about how to write a winning personal statement.

About MedEdits

Getting into a residency has never been more competitive. Founded by a former associate program director, the experts at MedEdits will make your residency personal statement shine. We’ve worked with more than 5,000 students and 94% have been matched to one of their top-choice programs.

Need Help With Your Residency Personal Statement?

Schedule a Free 15 Minute Consultation with a MedEdits expert.

Residency Personal Statement Outline & Structure

Residency applicants often do well when given outlines or templates to follow, so, we will offer that, but, it is important to realize that many applicants deviate from these rigid rules. One very typical outline that serves applicants quite well in the residency admissions process is:

• Compose a catchy introduction. Your intro can be related to your interest in the specialty to which you are applying, about a hobby or personal experience, or about your background. Regardless of the topic you choose, you want to tell a story and start with something that will interest your reader and engage him.
• The next two to four paragraphs comprise the body of your personal statement. We encourage applicants to write about any significant experiences they have had related to their desired specialty and/or future goals. This would include information about rotations, electives, and sub internships related to the specialty, volunteer and research experiences and even significant outside interests.
• Finally, you want to conclude your essay. In your conclusion, write about what you seek in a residency program, what you will bring to a residency program, and, if you have any idea of your future career goals, write about those as well. Your conclusion is also where you can tailor a personal statement to a specific geographic area of interest or type of program (rural, urban, community).

Residency Personal Statement Length & Residency Personal Statement Word Limit

Residency Personal Statement Length: Our recommendation is that your residency personal statement be between 4000 – 5300 characters with spaces or up to 900 words in length. 

The allowed ERAS residency personal statement length is 28,000 characters which equates to about five pages!

We have been hearing from more and more applicants that the personal statement should not exceed one page when typed in to the ERAS application . Because of this overwhelming trend, we are supporting this guidance unless you have extenuating circumstances that require your personal statement be longer.

Our recommendation is that your residency personal statement be a maximum of 5300 characters with spaces.

ERAS Residency Personal Statement Checklist

• Ensure your personal statement flows well

The best personal statements are easy to read, don’t make the reader think too much, and make your path and interests seem logical. Rarely does a personal statement have a theme. Also try to have each paragraph transition to the next seamlessly. 

2. Your personal statement should be about you!

Your personal statement should be about you and no one else. Focus on your interests, your accomplishments and your path. This is your opportunity to be forthcoming about your achievements – by writing in detail about what you have done.

3. Be sure your personal statement clearly outlines your interest in the specialty.

Since the reader wants to be convinced of your understanding of, experience in, and curiosity about the specialty to which you are applying, be sure you highlight what you have done to explore your interest as well as your insights and observations about the specialty to show your understanding of it.

4. Make it human.

Again, your personal statement should be about you! The reader wants to know who you are, where you are from, what your interests are and who you are outside of medicine. Therefore, try to include those details about your background that are intriguing or important to you.

5. Express your interest in the specialty.

The reader fundamentally wants to know why you are pursuing the specialty. The more details you offer the more convincing you are about your commitment and your understanding of the specialty. Be sure to include details that might seem obvious. For example, in emergency medicine you must like acute care, but try to include more nuanced details about your interest, too. What do you enjoy about the diagnoses and pathologies involved? What do you value about the actual work you will do? What do you enjoy about the patients for whom you will care? How about the setting in which you will practice?

6. The start and evolution of your interest.

Readers want to know how and when you became interested in your specialty. Was this before medical school? During medical school? What have you done to pursue and nurture your interest in the specialty?

7. What you have done to learn more about the specialty.

You should explain what you have done to pursue your interest. What rotations have you done or have planned? What research, scholarly work or community service activities have you pursued to further your interest?

8. Where you see yourself in the future – if you know!

Without going into too much detail, write about the type of setting in which you see yourself in the future. Do you hope to also participate in research, teaching, public health work or community outreach as a part of your career? What are your future goals? Since many programs typically train a certain type of physician, it is important that your goals are aligned with the programs to which you are applying.

9. What do you bring to the specialty?

You should try to identify what you can bring to the program and the specialty to which you are applying as a whole. For example, are you applying to family medicine and have a distinct interest in public health? Are you applying for internal medicine and do you have demonstrated expertise in information technology and hope to improve electronic medical records? Do you have extensive research or teaching experience, and do you hope to continue to pursue these interests in the future? Have you developed a commitment to global health, and do you hope to continue making contributions abroad? Programs have a societal obligation to select residents who will make valuable contributions in the future, so the more ambitions you have the more desirable a candidate you will be.

10. What type of program you hope to join?

Do you hope to be part of a community or university-based program? What are you seeking in a residency program? Programs are looking for residents who will be the right “fit” so offering an idea of what you are seeking in a program will help them determine if your values and goals mesh with those of the program.

11. Who you are outside of the hospital?

Try to bring in some personal elements about who you are. You can do this in a few ways. If you have any outside interests or accomplishments that complement your interest in your specialty, such as extracurricular work, global work, teaching or volunteer efforts, write about them in detail, and, in doing so, show the reader a different dimension of your personality. Or, consider opening your statement by writing about an experience related to your hobbies or outside interests. Write about this in the form of an introductory vignette. I suggest taking this nontraditional approach only if you are a talented writer and can somehow relate your outside interest to the specialty you are pursuing, however. An interest in the arts can lend itself to dermatology, plastic surgery or ophthalmology, for example. Or, an interest in technology could relate to radiology .

12. Any personal challenges?

Also explain any obstacles you have overcome: Were you the first in your family to graduate from college? Were you an immigrant? Did you have limited financial resources and work through college? Many applicants tend to shy away from the very things that make them impressive because they are afraid of appearing to be looking for sympathy. As long as you explain how you have overcome adversity in a positive or creative way, your experience will be viewed as the tremendous accomplishment that it is. The personal statement should explain any unusual or distinctive aspects of your background.

• Residency Match: How It Works & How To Get Matched

Common ERAS Residency Personal Statement Mistakes

Do not tell your entire life story or write a statement focused on your childhood or undergraduate career. 

Do not write about why you wanted to be a doctor. This is old news. From the reviewers perspective, you already are a doctor!

Do not write a personal statement focused on one hobby or begin with your birth. Some background information might be useful if it offers context to your choices and path, but your residency personal statement should be focused on the present and what you have done to pursue your interest in the specialty to which you are applying.

Do not preach. The reader understands what it means to practice his specialty and does not need you to tell him. Don’t write, for example: Internal medicine requires that a physician be knowledgeable, kind and compassionate. The reader wants to know about you!

Do not put down other specialties. You don’t need to convince anyone of your interest by writing something negative about other specialties. Doing so just makes you look bad. If you switched residencies or interests, you can explain what else you were seeking and what you found in the specialty of your choice that interests you.

Do not embellish. Program directors are pretty good at sniffing out inconsistencies and dishonesty. Always tell the truth and be honest and authentic. 

Do not plagiarize. While this seems obvious to most people, every year people copy personal statements they find online or hire companies that use stock phrases and statement to compose statements for applicants. Don’t do it!

Do not write about sensitive topics. Even if you were in a relationship that ended and resulted in a poor USMLE score , this is not a topic for a personal statement. In general, it is best to avoid discussing relationships, politics, ethical issues and religion.

Do not boast. Any hint of arrogance or self-righteousness may result in getting rejected. There is a fine line between confidence and self promotion. Some people make the mistake of over-selling themselves or writing about all of their fantastic qualities and characteristics. Rarely do readers view such personal statements favorably.

Do not write an overly creative piece. A residency personal statement should be professional. This work is equivalent to a job application. Don’t get too creative; stay focused.

Writing ERAS Residency Personal Statements For Multiple Specialties

An increasing number of applicants are applying to more than one specialty in medicine especially if the first choice specialty is very competitive. If you are applying to more than one specialty, even if there is disciplinary overlap between the two (for example family medicine and pediatrics ), we advise you write a distinct specialty for each. Remember that a physician who practices the specialty you hope to join will most likely be reviewing your statement. He or she will definitely be able to determine if the personal statement illustrates a true understanding of the specialty. If you try to recycle an entire personal statement or parts of a personal statement for two specialties, there is a high likelihood the personal statement will communicate that you aren’t sincerely interested in that specialty or that you don’t really understand what the specialty is about.

Writing About Red Flags in your ERAS Personal Statement

The personal statement is also the place to explain any red flags in your application, such as gaps in time or a leave of absence. When addressing any red flags, explain what happened succinctly. Be honest, don’t make excuses, and don’t dwell on the topic. Whenever possible, write about how you have matured or grown from the adversity or what you may have learned and how this benefits you.

If you have left a program or had a break in your medical education, you will also have the chance to explain this in your ERAS application . You should also write about this topic in your personal statement only if you have more to explain, however. 

If you have failed a Step exam or one course in medical school, this likely isn’t something to address in the personal statement. However, you should be prepared to discuss any failure during an interview. By the same token, it is best not to address one low grade or poor attending evaluation in your statement. 

Have you taken a circuitous path to medicine? If so you might address why you made these choices and what you found so interesting about medicine that was lacking in your former career.

Residency Personal Statement Example

Below are two great examples of residency personal statements that earned the applicants who wrote them numerous interviews and first choice matches. As you will see, these two applicants took very different approaches when writing the personal statement yet wrote equally persuasive and “successful” personal statements.

Residency Personal Statement Example, Analysis, and Outline: The Traditional Approach

The most common approach to the personal statement is what I will call the traditional approach, in which the applicant conveys her interest in the specialty, when that interest began and what she has done to pursue the particular specialty.

Suggested outline:

• Introduction: Catchy Story
• Paragraph 2: Background Information and how Interest Started
• Paragraph 3: Write about what you did to explore your interest
• Paragraph 4: Second paragraph about your experiences related to your specialty
• Conclusion: Wrap it up. Write something about your future goals.

Below is an example of the traditional approach:

I looked into her eyes and saw terror. She knew the life of her unborn baby was in jeopardy. As tears streamed down her face, she looked to the attending physician. In desperation, she pleaded, “Please save our baby.” She and her husband had been trying to conceive for more than two years, and they knew this could be their only chance to have a healthy child. She went into labor at home and because of a horrible snowstorm was not able to reach the hospital for several hours. When she arrived in labor and delivery, she was crowning. But, the baby was having late decelerations. Because of the sweat on my attending’s forehead I knew the situation was serious. Yet we all tried to remain calm and to keep the patient and her husband calm as well. 

I entered medical school with an open mind as everyone suggested. Even as a first year medical student, however, I was fascinated with embryology. I entered my third year still unsure of what I would pursue. I knew I wanted a career that would be challenging and interesting. Because of my background in drawing and painting, I always loved working with my hands. Yet I also enjoyed working with people. Thankfully, my obstetrics and gynecology (ob/gyn) rotation was the first of my third year and I was immediately hooked.

I quickly sought out opportunities for research and became involved in a clinical study investigating the impact of a vegan diet on birth outcomes. I have always had an interest in wellness and nutrition, and this seemed like a perfect fit for me. My research is still in process, but through this experience I have learned how to analyze data, stay objective and critically evaluate the literature. So far, our findings suggest better than normal outcomes for babies born to vegan mothers. This reinforces my goal to educate my patients about the important of diet and nutrition, which I hope to make a part of my future practice. 

Early in my fourth year, I completed an elective rotation at Inner City Medical Center. There I cared for a diverse group of patients in both inpatient and outpatient settings. I realized how much I enjoy labor and delivery, but I also value the operative aspects of ob/gyn. I appreciate the importance of understanding the female anatomy so I can operate with precision.  I also value the diversity of practice in ob/gyn. Whether caring for a woman about to give birth, helping a woman newly diagnosed with breast cancer navigate her treatment options, or caring for a perimenopausal woman who is coping with symptoms of hormone fluctuations, I enjoy caring for patients with knowledge and compassion. The outpatient aspect of ob/gyn brings satisfaction as well. I look forward to building relationships with my patients, helping them to lead the healthiest lives possible. I have also realized how much I want to care for those who lack access to care. The work I have done at Medical School Free Clinic has helped me realize the gaps that exist in access to care and education. As a future practicing ob/gyn, I hope to work in such a setting at least on a part time basis.

On that snowy night, when we realized the baby was having difficulty being born because of shoulder dystocia, a simple maneuver eased the situation. The baby’s first cry brought such joy and relief to everyone in the room and, at that moment, I knew I had to be part of this specialty. I hope to join a program where I will have the clinical exposure that will give me the skills and experience to care for a wide range of patients. I do not yet know if I will subspecialize, and I will seek out mentors and experiences as a resident to make an informed decision. I would be honored to interview at your program and thank you for your consideration.

Why It’s Great

This is a great personal statement because it clearly conveys the applicant’s interest in, and understanding of, obstetrics and gynecology (OB/GYN) and what the applicant has done to pursue that interest. Not only does this applicant have a long-standing interest in OB/GYN, but, she conveys that she has experienced the specialty in different settings and understands the diverse nature of the specialty. She also includes information about her hobbies and interests and writes about her exploration of OB/GYN outside of the clinical arena. An added bonus is that the applicant writes well and uses descriptive language making her statement interesting and fun to read.

Residency Personal Statement Example, Analysis, and Outline: The Outside Interests Approach

Many mentors advise applicants to tell the reader something about them that is unrelated to medicine or the specialty they are pursuing. This is a fine idea, but be sure your personal statement also includes some details about your interest in your specialty if you decide to move in this direction.

Suggested Outline:

• Introduction: Write a Catchy Introduction. Be creative! Think outside the box.
• Paragraph 2:Elaborate on your introduction offering more details
• Paragraph 3: Write about your specialty choice and what appeals to you.
• Paragraph 4: Write more about your explorations in medical school.
• Concluding paragraph(s): Write about your future goals, the type of program you hope to join and consider looping back to your introduction.

Below is an example of the outside interests approach:

The landscape before me was lush and magical. We had been hiking for hours and had found a great spot to set up camp. As I was unloading my backpack and helping to pitch the tent, I saw a scene I knew I had to capture. I quickly grabbed my carefully packed Leica before the magnificent sunset disappeared. Trying to get the perfect exposure, I somehow managed to capture this image so accurately that it reflected the beauty of what was before us high in the mountains of Utah, so far away from the hustle and bustle of New York City where we attended medical school.

Throughout my life, I have pursued my interests and curiosities with focus and creativity. One of those interests is photography. Even as a small child, I wanted my own camera, and I started snapping interesting scenes and images at the age of 6. As I grew older, this hobby took on more significance. I took a college level course in photography as a high school student, worked as a photographer’s assistant and even considered a career in photography. Paralleling my interest, however, was a desire to travel and experience new places, foods, and cultures.

I have been fortunate to travel all over the world. Rather than stopping in a city or place for a couple of days and seeing the sights, I prefer to immerse myself in my surroundings, eating the food, meeting the people, and staying for as long as I can. My fluency in Spanish and Italian has made it easier to “fit in” naturally. My most recent trip to Costa Rica allowed me to visit sugar cane fields and rain forests. I also volunteered in a clinic that helps the most desperate citizens. Of course, because I never travel without my camera, I also captured the beauty of this country; those pictures can be found on my blog.

Surgery seemed like a natural choice for me. It is a very tactile and visual field that requires patience, attention to detail and creativity—just like photography. The operating room setting is invigorating. I love to be a member of a team, and in surgery team work is an essential part of practice. The ability to deal with anatomical variations also satisfies my creative side; I have always been fond of puzzles, and the field of surgery represents a real-world puzzle to me. I also appreciate the intensity of surgery and believe I have the personality and demeanor for the field. I have always enjoyed solving problems quickly, something the field of surgery requires. My rotations in surgery – in addition to my core surgery rotation I have done trauma and cardiothoracic surgery – have helped me to understand the tremendous opportunities and diversity of the field. I have heard some residents lament that the only reason they went into surgery is to operate. However, I really enjoy seeing patients postoperatively. It is only at that time that a surgeon can really appreciate the impact of his or her work.

Finally, my trip to Honduras with a surgical team from my hospital and medical school made me realize that I can make a great contribution globally in the field of surgery. There we saw patients who had no resources or access to care. The facilities in which we worked were bare-bones. Yet the impact we made was tremendous, given that this was a group of people who otherwise would have no surgical care. In this way, I hope to combine my interests in travel and surgery as a resident, if I have time, and certainly as a practicing physician. My ultimate goal is to use my training to help populations globally and domestically.

To gain the most clinical exposure possible, I hope to train in a busy urban hospital. I believe that such a setting will give me the operative experience I need to be able to navigate many situations in the future. Such a setting will also give me the outpatient experience to understand how to manage patients once the surgery is completed.

I look forward to the day when I can be snapping my camera intraoperatively, documenting what I am doing and seeking to help other surgeons. For some, such pictures may not represent the art of those pictures I take in the wilderness, but for me they reflect the beauty of surgery and the great opportunity to make a lasting impression on another human being’s life.

This is a really intriguing personal statement because the author writes about his outside interests in a compelling way that makes him instinctively likable. He then goes on to explain what he enjoys about surgery and what he has done to pursue that interest. As you can see, this applicant writes less about his specialty (surgery) than the applicant in statement #1 did, but, he still convinces the reader of his understanding of, and commitment to, surgery. In this statement, the reader gains a much broader understanding of who the applicant is as a person and what he likes to do in his free time.

Final Thoughts

Writing your residency personal statement should be about telling your story in your own voice and style. You want to highlight your interest in the specialty for which you are applying while also conveying some ideas about who you are as a person to keep your reader engaged in learning about you as a person.

Residency Personal Statement Consulting Services

MedEdits Medical Admissions offers comprehensive guidance and document review services for residency applicants to every specialty in medicine. With more than twenty years of experience in residency admissions and founded by a former residency admissions officer and physician, MedEdits understands what program directors want to read and can help you decide what aspects of your background to focus on in your residency personal statement to earn the most interviews possible.

Getting into a residency has never been more competitive. Let the experts at MedEdits help you with your ERAS personal statement. We’ve worked with more than 5,000 students and 94% have been matched to one of their top-choice programs.

Sample Residency Personal Statements

Residency Related Articles and Guidance

• Residency Match Statistics
• Residency Personal Statement
• How to write a residency interview thank you letter.
• What Outfit To Wear To Your Residency Interview
• Medical Residency Timeline & Length
• Medical Residency Salary By Specialty
• How To Master MyERAS, The Medical Residency Interview, and Common Residency Interview Questions
• Master the ERAS (Electronic Residency Application Service) & ERAS Timeline
• Residency Letters Of Recommendation (with ERAS Samples)
• Residency Letter of Intent
• How to Write a Residency Letter of Intent
• Residency Love Letters
• Residency Match Success: Lessons Learned

Residency Specialty Articles

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• Anesthesiology Residency Match: BEAT more than 2,000 Applicants

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• Hybrid checking/savings account
• Earn 4.60% APY on savings balances (Vaults included) and 0.50% APY on checking balances if you set up direct deposit or deposit minimum $5,000 per month
• Earn 1.20% APY on SoFi Checking and Savings if you don't have qualifying activities
• Earn up to $300 cash bonus available through December 31, 2024; receive a $50 bonus if you make a direct deposit between $1,000 and $4,999 in the first 30 days of opening an account; receive a $300 bonus if you make a direct deposit of $5,000 or more in the first 30 days of opening an account
• Create up to 20 Money Vaults to save for individual savings goals like an emergency fund or vacation
• $4.95 fee each time you deposit cash at a Green Dot location
• To get no-fee overdraft coverage you must have at least $1,000 in direct deposits

SoFi Checking and Savings might be worth exploring if you'd like a well-rounded checking account that offers interest and a cash bonus.

SoFi pays 4.60% APY on savings balances if you set up a direct deposit or deposit a minimum $5,000 per month and 0.50% APY on checking balances. 

SoFi Checking and Savings also has a cash bonus of up to $300 with qualifying direct deposit for eligible customers (offer expires 12/31/24). You may qualify for the bonus as long as you're a new SoFi Checking and Savings customer, or an existing SoFi Checking and Savings customer who hasn't set up direct deposit yet.

Keep in mind this account works best if you set up a direct deposit or deposit a minimum $5,000 per month. That way, you'll qualify for a $300 cash bonus and the highest-tier interest rate. 

SoFi Checking and Savings Review

Best for Cash-Back Rewards: Upgrade Rewards Checking Plus

Earn up to 2% cash back on purchases. Add a Performance Savings account to earn up to 5.21% APY on saving balances.

• Check mark icon A check mark. It indicates a confirmation of your intended interaction. No minimum balance requirements
• Check mark icon A check mark. It indicates a confirmation of your intended interaction. Can earn 2% cashback on everyday expenses (up to $500 per year) and 1% on any other debit card charges
• con icon Two crossed lines that form an 'X'. No overdraft protection

Upgrade is a good option if you're looking for free checking, cash back on debit card purchases, and competitive high-yield savings account interest rates — but you'll have to meet certain requirements to get the best perks.

• To maintain an active qualifying Rewards Checking Plus Account and obtain rewards like loan discounts, you must receive direct deposits totaling $1,000 or more each month

Upgrade Rewards Checking Plus is a strong option if you're looking for a rewards checking account that offers cash-back perks. Upgrade Rewards Checking Plus lets you earn 2% cash back on everyday debit card purchases (purchases at convenience stores, drugstores, restaurants, bars, or gas stations) and payments on utility and monthly subscriptions. You may also get 1% cash back on any other debit card purchases.

The 2% cash back perk has a limit of $500 per year. Once you reach the yearly limit, you'll get 1% cash back on all eligible purchases for the remainder of the year. 

To get the most out of the Upgrade Rewards Checking Plus Account — like loan discounts, receive at least $1,000 or more in direct deposits monthly. Otherwise, you won't qualify for these perks.

Upgrade Checking and Savings Review

Best Second Chance Bank Account: Chime® Checking Account

• Get paid up to 2 days early with direct deposits
• Check mark icon A check mark. It indicates a confirmation of your intended interaction. Receive your paycheck up to 2 days early
• Check mark icon A check mark. It indicates a confirmation of your intended interaction. Rounds debit card purchases up to the nearest dollar and puts spare change in your Chime Savings Account
• Check mark icon A check mark. It indicates a confirmation of your intended interaction. No overdraft fees for overdrafts up to $200 with SpotMe®, if you qualify
• Check mark icon A check mark. It indicates a confirmation of your intended interaction. Request checks be sent to recipients online
• Check mark icon A check mark. It indicates a confirmation of your intended interaction. Can deposit cash at select retailers
• con icon Two crossed lines that form an 'X'. $2.50 out-of-network ATM fee
• con icon Two crossed lines that form an 'X'. No overdraft protection for overdrafts exceeding $200
• con icon Two crossed lines that form an 'X'. No physical checkbook

Chime has one of the best checking accounts out there, but it doesn't offer joint accounts or pay the best savings rate. Its strongest feature is that it's great for people who might not qualify to open accounts elsewhere — it doesn't check your credit score or banking history when you apply for a checking account, savings account, or credit card. It also provides several credit-building tools.

• 60,000+ free ATMs nationwide through MoneyPass® and Visa® Plus Alliance
• Free cash deposits at Walgreens; May deposit cash at other select retail locations but you may be charged a fee
• Rounds debit card purchases up to the nearest dollar and moves spare change into your Chime Savings Account
• Qualify for SpotMe® overdraft protection by receiving $200 in direct deposits per month
• Chime is a financial technology company, not a bank. Banking services provided by, and debit card issued by, The Bancorp Bank or Stride Bank, N.A.; Members FDIC.

The Chime Checking Account is a solid bank account with easy opening requirements. You might like this account, in particular, if you've struggled to open a bank account in the past due to your banking history. This account does not require a credit check or review by ChexSystems .

Chime also may be worthwhile if your goal is to avoid common bank fees. The online banking platform doesn't charge monthly service fees, overdraft fees, or foreign transaction fees. 

That said, Chime's SpotMe® feature does have some limitations. The account only lets you overdraw by up to $200 and to be eligible for this perk, you must receive at least $200 in direct deposits monthly. If you try to overdraw by more than $200, the transaction won't be processed. Instead, it'll just be denied.

Chime Banking Review

Best for Students: Capital One MONEY Teen Checking Account

• Check mark icon A check mark. It indicates a confirmation of your intended interaction. Debit card included
• Check mark icon A check mark. It indicates a confirmation of your intended interaction. No out-of-network ATM fees
• Check mark icon A check mark. It indicates a confirmation of your intended interaction. 24/7 live chat
• Check mark icon A check mark. It indicates a confirmation of your intended interaction. Earns interest
• Check mark icon A check mark. It indicates a confirmation of your intended interaction. Budgeting tools and alters to help teens save
• Check mark icon A check mark. It indicates a confirmation of your intended interaction. Parental monitoring features to track spending
• Check mark icon A check mark. It indicates a confirmation of your intended interaction. Link your Capital One account to any checking account
• con icon Two crossed lines that form an 'X'. No reimbursements if you're charged by an out-of-network ATM
• Over 470 branches in NY, LA, TX, MD, VA, NJ, and Washington, DC
• Once teen turns 18 they can open a 360 Checking account
• Interest compounded and deposited monthly

The Capital One MONEY Teen Checking Account is a strong online-only banking option for any minor that's age 8 or older. It has a $0 minimum opening deposit and  no monthly service fee. The teen checking account also pays 0.10% APY.

Parents don't need a Capital One account to get a teen checking account for their child. They can link an external bank account instead. 

The Capital One MONEY Teen Checking Account can't be opened at a Capital One location. It's only available online.

Best for Financial Tools: Experian Smart Money

Earn $50 bonus when you set up direct deposit

• Check mark icon A check mark. It indicates a confirmation of your intended interaction. Build credit with a checking account
• Check mark icon A check mark. It indicates a confirmation of your intended interaction. No monthly fees
• Check mark icon A check mark. It indicates a confirmation of your intended interaction. Online bill pay and money transfers
• Check mark icon A check mark. It indicates a confirmation of your intended interaction. Large free ATM network
• Check mark icon A check mark. It indicates a confirmation of your intended interaction. Free financial tools
• con icon Two crossed lines that form an 'X'. No physical branches
• con icon Two crossed lines that form an 'X'. $3 out-of-network ATM fee
• con icon Two crossed lines that form an 'X'. No overdraft protection; if a transaction would overdraw your account, it will be denied
• con icon Two crossed lines that form an 'X'. Only works with Experian credit reports

The best checking accounts have low fees and are easy to use — Experian Smart Money offers both with zero fees, plus access to an extensive ATM network and a user-friendly mobile app. The account stands out because it helps you improve your credit score when you make everyday bill payments. For this reason, the account is best for people who are just starting to build credit or could use help improving it.

• Online checking account and debit card aimed to boost your credit score
• Build credit by paying bills that wouldn’t affect your credit score otherwise, including streaming services and phone bills
• 55,000+ free ATMs in the Allpoint network
• Deposits are FDIC-insured for up to $250,000 through partner bank Community Federal Savings Bank

The Experian Smart Money Account is another well-rounded online checking account. It has a $0 minimum opening deposit, no monthly service fee, and no overdraft fees. 

This account also might be an appealing choice if you want access to financial tools. The checking account is automatically linked to a tool called Experian Boost. Experian Boost allows you to build credit for making on-time payments for phone bills, utility bills, rent payments, and more. The account also has early direct deposit and you may be eligible for a $50 bonus when you set up direct deposit.

You might prefer one of our other top picks if you want overdraft protection. If you make a transaction that would result in a negative account balance, Experian will deny the purchase. 

Experian Smart Money Review

Best for a High Yield: Redneck Bank Rewards Checkin' Account

Earn up to 5.15% Annual Percentage Yield (APY). $500 minimum deposit. FDIC Insured.

up to 5.15%

• Check mark icon A check mark. It indicates a confirmation of your intended interaction. High bonus interest rate on account balances up to $15,000
• Check mark icon A check mark. It indicates a confirmation of your intended interaction. Up to $25 per month in ATM fee refunds if you qualify for the bonus rate
• Check mark icon A check mark. It indicates a confirmation of your intended interaction. Overdraft protection available
• con icon Two crossed lines that form an 'X'. $500 minimum opening deposit
• con icon Two crossed lines that form an 'X'. $25 overdraft fee

Redneck Bank is a good option if you're looking for a high-yield checking account or money market account with competitive interest rates. The main downside is its tiered rate system, which sees your APY drop if your account goes above a certain balance threshold. You may be eligible for the best rates if you keep $15,000 or less in checking, and $100,000 or less in the money market account.

• Bonus interest rate of 5.15% APY on account balances up to $15,000 and 0.50% APY for amounts over $15,000
• Standard interest rate of 0.25% APY
• To earn the bonus interest rate, make 10 qualifying debit card transactions per monthly statement cycle and receive online bank statements
• If you qualify for the bonus interest rate, you may also be eligible for up to $25 in ATM fee refunds per month
• Limite of two Redneck Rewards account per person
• Member FDIC

The Redneck Bank Rewards Checkin' Account might be appealing if you'd like to get rewards checking account with a competitive interest rate. Redneck Bank offers a bonus rate of 5.15% APY on account balances up to $15,000, and 0.50% APY on balances above $15,000. To qualify for the highest interest rate on your account balance, you must make at least 10 qualifying debit card transactions each monthly statement cycle and receive online bank statements.

If you do not meet the monthly requirements, the standard rate for the Redneck Bank Rewards Checkin' Account is 0.25% APY. You also might consider another checking account if you would prefer to deposit less money upfront. Redneck Bank requires a steep minimum deposit of $500 to open its Redneck Rewards Checkin' Account.

Redneck Bank Rewards Checking Account Review

How to Open a Checking Account

If you want to know how to open a checking account , here are a few steps to follow:

• Research a variety of different types of checking accounts to find which is the most suitable for your needs.
• Once you've narrowed it down to your top pick, gather everything you need to open a bank account. Most banks require a government-issued ID, social security number, and proof of address. Some banks allow  immigrants and non-US citizens to open an account with a Matricula Consular or foreign passport, though.
• Visit a local branch or go on the bank website to fill out the checking account applicable.
• Make an opening deposit to your checking account. 

Online vs. Traditional Checking Accounts

Online checking accounts are managed primarily through online and mobile banking. In comparison, traditional checking accounts are available at brick-and-mortar banks. You can visit local branches to conduct everyday transactions and speak to a banker. 

Most of our top picks are online checking accounts because they charge minimal bank fees. Traditional checking accounts often have minimum balance requirements to waive a monthly service fee or earn interest.

There are other online checking account benefits that make these accounts strong options overall, including high interest rates and cash-back perks.

Different Types of Checking Accounts

There are four types of checking accounts: regular checking accounts, high-interest checking accounts, cash-back checking accounts, and specialty checking accounts. Here's an overview of each type of checking account: 

• Regular checking: These are the standard checking accounts that you'd find at a brick-and-mortar bank. 
• High-interest checking: A high-interest checking account helps you earn interest on your checking account balance. High-interest checking accounts are commonly found at online banks or credit unions.
• Cash-back checking: Cash-back checking accounts offer a percentage of cash back on debit card purchases. 
• Specialty checking: These are checking accounts specifically tailored for a particular demographic. For example, some banks offer student checking accounts or senior checking accounts. 

The best checking account for you may hinge on your banking preferences and goals. For example, if you regularly maintain a high checking account balance, the best high-yield checking accounts may be appealing options. 

Checking Account Trustworthiness and BBB Ratings

We assess the ethics of each company, so you can see if a specific financial institution aligns with your values. 

We include the settlement history of the last 3 years so you're aware of any recent public controversies involving the bank.

The Better Business Bureau assigns companies grades, ranging from F to A+. A strong BBB score indicates a company responds effectively to customer complaints, advertises honestly, and is transparent about business practices. The only institution on our list that hasn't received a BBB rating yet is Redneck Bank.

Here are the BBB grades for our top picks:

Chime's BBB rating is currently being reviewed so it does not have a rating.

Experian received a B- rating  from BBB because it has received a high volume of customer complaints, had government actions taken against the company, and has taken a long time to respond to customer complaints.

Upgrade received an  A+ rating from the BBB. Its partner bank, Cross River Bank, received a C- rating  because it has received a high volume of customer complaints on the BBB website, and it has seven unresolved complaints. 

A strong BBB grade doesn't guarantee you'll have a smooth relationship with a company, though. 

SoFi has been involved in a recent public controversy. In 2021, the  Security and Exchange Commission  required SoFi Wealth to pay $300,000 in a settlement that stated the bank failed to tell customers of a conflict of interest when it put account holders' assets into SoFi ETFs instead of third-party ETFs.

Chime used the URL "Chimebank.com" and the words "bank" and "banking," but Chime isn't licensed as a bank. Chime is a banking platform, and is insured by a bank. In 2021, the Commissioner of Financial Protection and Innovation ordered Chime to stop using the terms "Chimebank.com," "bank," and "banking" on its webpage and advertisements.

In November 2022,  Experian was required to pay a total of $13.67 million regarding two settlements  over data breaches that occurred in 2012 and 2015. The 2015 breach occurred when an authorized person obtained access to personal information in the Experian network, primarily affecting people who applied for T-Mobile services between September 2013 and September 2015. The 2012 breach involved identity theft.

Capital One is also facing a lawsuit. The bank used to have an account called 360 Savings. In 2019, Capital One launched the new 360 Performance Savings Account, which paid a much higher interest rate. Many customers thought their old savings accounts would transition into this new one, but in reality, they had to open a new 360 Performance Savings Account to earn the higher rate. So some customers have been earning a significantly lower savings rate for years.

In the lawsuit, the plaintiffs' lawyers allege that Capital One didn't inform 360 Savings customers that these were two distinct accounts, or that 360 Performance Savings paid a higher rate. However,  Capital One wants this case dismissed  because it claims people had every opportunity to learn these facts on their own. This case is still ongoing.

Best Checking Account FAQs

The best checking accounts are no-fee checking account options. They have minimal bank fees, like monthly service, overdraft fees , and out-of-network ATMs. The most suitable option for you might also depend on whether you're looking for special perks, like a cash bonus, interest, or cash-back rewards.

Yes, many financial institutions allow you to open a checking account online. You'll still need to provide basic information to open your bank account, like your full name and address. Most financial institutions also require you to provide a social security number or individual taxpayer identification number.

ATM networks may be important when choosing a checking account if you frequently need access to cash. Generally, local financial institutions have the smallest ATM networks, followed by regional banks. National banks usually offer their own ATM network or are partnered with a national network like Allpoint. 

Yes, many banks have interest-earning checking accounts. You might need to maintain a certain account balance or make frequent debit card transactions to earn interest.

If you're unhappy with your current checking account, compare other banks and see if another is more suitable. Switching banks may be the best option if you aren't satisfied with your overall banking experience.

Why You Should Trust Us: Our Expert Panel for the Best Checking Accounts

We consulted banking and financial planning experts to inform these picks and provide their advice on finding the best checking accounts for your needs. 

Here's what they had to say about checking accounts. (Some text may be lightly edited for clarity.)

What are some good qualities to look for in a checking account?

Roger Ma, certified financial planner with  lifelaidout®  and author of  "Work Your Money, Not Your Life" :

"I would look at the ATM branch locations and then minimum balance amounts to not incur a monthly fee … I think there's other stuff that could make life easier, whether it's free checks, online bill pay, are they in the Zelle network?"

Sophia Acevedo, banking editor,  Business Insider : 

"I would look for a checking account that either doesn't have any monthly service fees or offers multiple ways to waive the fee. I would also look at customer support availability and mobile app ratings."

How can someone find the right bank?

Tania Brown, certified financial planner and vice president of coaching strategy at  OfColor :

"Obviously, you want to make sure it's FDIC insured. Also, your banking experience — do you like walking into a bank? Well, then you need someone local. Do you just not care if you ever see your bank? Then you're okay online. Do you write checks? Do you not write checks? So it's thinking through how your experience with it is going to be before you make that decision."

Mykail James, MBA, certified financial education instructor,  BoujieBudgets.com :

"The No. 1 thing about a checking account is you should know what provider the debit card is coming from. And a lot of people don't think about that, because there are places that don't accept MasterCard or don't accept Amex."

Methodology

At Business Insider, we strive to help smart people make the best decisions with their money. We spent hours comparing and contrasting the features and fine print of nearly three dozen checking accounts available at over 30 national and online-only banks so you don't have to. Read more about how we rate and review products on Personal Finance Insider's editorial standards page .

We understand that "best" is often subjective, however, so in addition to highlighting the clear benefits of a checking account — no fees, for example — we outline the limitations, too.

We considered offerings at over 30 financial institutions using our bank account methodology to determine the strongest options for the best checking accounts.

We gave precedence to no-monthly-fee checking accounts or those with the option to waive monthly fees with qualifying activities, overdraft protection options, widespread ATM access and/or reimbursement for ATM fees, and mobile banking capabilities.

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Editorial Note: Any opinions, analyses, reviews, or recommendations expressed in this article are the author’s alone, and have not been reviewed, approved, or otherwise endorsed by any card issuer. Read our editorial standards .

Please note: While the offers mentioned above are accurate at the time of publication, they're subject to change at any time and may have changed, or may no longer be available.

**Enrollment required.

Chime is a financial technology company, not a bank. Banking services provided by The Bancorp Bank, N.A. or Stride Bank, N.A., Members FDIC.

Out-of-network ATM withdrawal fees may apply except at MoneyPass ATMs in a 7-Eleven, or any Allpoint or Visa Plus Alliance ATM. Early access to direct deposit funds depends on the timing of the submission of the payment file from the payer. We generally make these funds available on the day the payment file is received, which may be up to 2 days earlier than the scheduled payment date.

Chime SpotMe is an optional, no fee service that requires a single deposit of $200 or more in qualifying direct deposits to the Chime Checking Account each at least once every 34 days. All qualifying members will be allowed to overdraw their account up to $20 on debit card purchases and cash withdrawals initially, but may be later eligible for a higher limit of up to $200 or more based on member’s Chime Account history, direct deposit frequency and amount, spending activity and other risk-based factors. Your limit will be displayed to you within the Chime mobile app. You will receive notice of any changes to your limit. Your limit may change at any time, at Chime’s discretion. Although there are no overdraft fees, there may be out-of-network or third party fees associated with ATM transactions. SpotMe won’t cover non-debit card transactions, including ACH transfers, Pay Anyone transfers, or Chime Checkbook transactions. See Terms and Conditions.

¹ Rewards Checking Plus customers who set up monthly direct deposits of $1,000 or more earn 2% cash back on common everyday expenses at convenience stores, drugstores, restaurants and bars - including deliveries - and gas stations, as well as recurring payments on utilities and monthly subscriptions including phone, cable, TV and other streaming services, and 1% cash back on all other debit card purchases. 2% cash back is limited to $500 in rewards per calendar year; after $500, customers earn 1% cash back on all eligible debit card purchases for the remainder of the year. Rewards Checking Plus accounts with less than $1,000 in monthly direct deposits 60 days after account opening will earn 1% cash back on common everyday expenses and 0.50% cash back on all other eligible debit card purchases. Some limitations apply. Please refer to the applicable Upgrade VISA® Debit Card Agreement and Disclosures for more information. ² There are no overdraft fees or annual fees associated with Rewards Checking Plus accounts. Third-party institutions may charge you a fee if you use their ATM/network or if you use your Upgrade VISA® Debit Card internationally. Please refer to the applicable Cross River Bank Checking Deposit Account Agreement and Upgrade VISA® Debit Card Agreement and Disclosures for more information. 3Early direct deposit requires set up of recurring electronic direct deposit from your employer, payroll, or benefits provider and is limited to direct deposits under $5000. Early access to direct deposit funds depends on the timing in which we receive notice of impending direct deposit, which is generally up to two days before the scheduled deposit date. 4Active Accounts with a monthly direct deposit of $1000 are eligible for additional benefits on Rewards Checking Plus such as additional cash back rewards and more. See the Active Account page for more information. 

• Main content

Introducing Copilot+ PCs

May 20, 2024 | Yusuf Mehdi - Executive Vice President, Consumer Chief Marketing Officer

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An on-demand recording of our May 20 event is available .

Today, at a special event on our new Microsoft campus, we introduced the world to a new category of Windows PCs designed for AI, Copilot+ PCs.    

Copilot+ PCs are the fastest, most intelligent Windows PCs ever built. With powerful new silicon capable of an incredible 40+ TOPS (trillion operations per second), all – day battery life and access to the most advanced AI models, Copilot+ PCs will enable you to do things you can’t on any other PC. Easily find and remember what you have seen in your PC with Recall, generate and refine AI images in near real-time directly on the device using Cocreator, and bridge language barriers with Live Captions, translating audio from 40+ languages into English .  

These experiences come to life on a set of thin, light and beautiful devices from Microsoft Surface and our OEM partners Acer, ASUS, Dell, HP, Lenovo and Samsung, with pre-orders beginning today and availability starting on June 18. Starting at $999, Copilot+ PCs offer incredible value.  

This first wave of Copilot+ PCs is just the beginning. Over the past year, we have seen an incredible pace of innovation of AI in the cloud with Copilot allowing us to do things that we never dreamed possible. Now, we begin a new chapter with AI innovation on the device. We have completely reimagined the entirety of the PC – from silicon to the operating system, the application layer to the cloud – with AI at the center, marking the most significant change to the Windows platform in decades.  

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The fastest, most secure Windows PCs ever built  

We introduced an all-new system architecture to bring the power of the CPU, GPU, and now a new high performance Neural Processing Unit (NPU) together. Connected to and enhanced by the large language models (LLMs) running in our Azure Cloud in concert with small language models (SLMs), Copilot+ PCs can now achieve a level of performance never seen before. They are up to 20x more powerful [1] and up to 100x as efficient [2] for running AI workloads and deliver industry-leading AI acceleration. They outperform Apple’s MacBook Air 15” by up to 58% in sustained multithreaded performance [3] , all while delivering all-day battery life.  With incredible efficiency, Copilot+ PCs can deliver up to 22 hours of local video playback or 15 hours of web browsing on a single charge. [4] That is up to 20% more battery in local video playback than the MacBook Air 15”. [5]

Windows now has the best implementation of apps on the fastest chip, starting with Qualcomm. We now offer more native Arm64 experiences than ever before, including our fastest implementation of Microsoft 365 apps like Teams, PowerPoint, Outlook, Word, Excel, OneDrive and OneNote. Chrome, Spotify, Zoom, WhatsApp, Adobe Photoshop, Adobe Lightroom, Blender, Affinity Suite, DaVinci Resolve and many more now run​ natively on Arm to give you great performance with additional apps, like Slack, releasing later this year. In fact, 87% of the total app minutes people spend in apps today have native Arm versions. [6] With a powerful new emulator, Prism, your apps run great, whether native or emulated.

Every Copilot+ PC comes secured out of the box. The Microsoft Pluton Security processor will be enabled by default on all Copilot+ PCs and we have introduced a number of new features, updates and defaults to Windows 11 that make it easy for users to stay secure. And, we’ve built in personalized privacy controls to help you protect what’s important to you. You can read more about how we are making Windows more secure here .

Entirely new, powerful AI experiences   

Copilot+ PCs leverage powerful processors and multiple state-of-the-art AI models, including several of Microsoft’s world-class SLMs, to unlock a new set of experiences you can run locally, directly on the device. This removes previous limitations on things like latency, cost and even privacy to help you be more productive, creative and communicate more effectively.  

Recall instantly  

We set out to solve one of the most frustrating problems we encounter daily – finding something we know we have seen before on our PC. Today, we must remember what file folder it was stored in, what website it was on, or scroll through hundreds of emails trying to find it.   

Now with Recall, you can access virtually what you have seen or done on your PC in a way that feels like having photographic memory. Copilot+ PCs organize information like we do – based on relationships and associations unique to each of our individual experiences. This helps you remember things you may have forgotten so you can find what you’re looking for quickly and intuitively by simply using the cues you remember. [7]

You can scroll across time to find the content you need in your timeline across any application, website, document, or more. Interact intuitively using snapshots with screenray to help you take the next step using suggested actions based on object recognition. And get back to where you were, whether to a specific email in Outlook or the right chat in Teams.

Recall leverages your personal semantic index, built and stored entirely on your device. Your snapshots are yours; they stay locally on your PC. You can delete individual snapshots, adjust and delete ranges of time in Settings, or pause at any point right from the icon in the System Tray on your Taskbar. You can also filter apps and websites from ever being saved. You are always in control with privacy you can trust.

Cocreate with AI-powered image creation and editing, built into Windows

Since the launch of Image Creator, almost 10 billion images have been generated, helping more people bring their ideas to life easily by using natural language to describe what they want to create. Yet, today’s cloud offerings may limit the number of images you can create, keep you waiting while the artwork processes or even present privacy concerns. By using the Neural Processing Units (NPUs) and powerful local small language models, we are bringing innovative new experiences to your favorite creative applications like Paint and Photos.

Combine your ink strokes with text prompts to generate new images in nearly real time with Cocreator. As you iterate, so does the artwork, helping you more easily refine, edit and evolve your ideas. Powerful diffusion-based algorithms optimize for the highest quality output over minimum steps to make it feel like you are creating alongside AI. Use the creativity slider to choose from a range of artwork from more literal to more expressive. Once you select your artwork, you can continue iterating on top of it, helping you express your ideas, regardless of your creative skills.

Take photo editing and image creation to the next level. With Restyle Image, you can reimagine your personal photos with a new style combining image generation and photo editing in Photos. Use a pre-set style like Cyberpunk or Claymation to change the background, foreground or full picture to create an entirely new image. Or jumpstart your next creative project and get visual inspiration with Image Creator in Photos. On Copilot+ PCs you can generate endless images for free, fast, with the ability to fine tune images to your liking and to save your favorites to collections.

Innovative AI experiences from the creative apps you love

We are also partnering with some of the biggest and most-loved applications on the planet to leverage the power of the NPU to deliver new innovative AI experiences.

Together with Adobe, we are thrilled to announce Adobe’s flagship apps are coming to Copilot+ PCs, including Photoshop, Lightroom and Express – available today. Illustrator, Premiere Pro and more are coming this summer. And we’re continuing to partner to optimize AI in these apps for the NPU. For Adobe Creative Cloud customers, they will benefit from the full performance advantages of Copilot+ PCs to express their creativity faster than ever before.

DaVinci Resolve Studio    

Effortlessly apply visual effects to objects and people using NPU-accelerated Magic Mask in DaVinci Resolve Studio.  

Remove the background from any video clip in a snap using Auto Cutout running on the NPU in CapCut.  

Stay in your flow with faster, more responsive adaptive input controls, like head movement or facial expressions via the new NPU-powered camera pipeline in Cephable.  

LiquidText  

Make quicker and smarter annotations to documents, using AI features that run entirely on-device via NPU, so data stays private in LiquidText. 

Have fun breaking down and remixing any music track, with a new, higher-quality version of NeuralMix™ that’s exclusive to NPU in Algoriddim’s djay Pro.  

Connect and communicate effortlessly with live captions  

In an increasingly connected and global world, Windows wants to bring people closer together. Whether catching up on your favorite podcast from a different country, or watching your favorite international sports team, or even collaborating with friends and colleagues across the world, we want to make more content accessible to more people.   

Live Captions now has live translations and will turn any audio that passes through your PC into a single, English-language caption experience, in real time on your screen across all your apps consistently. You can translate any live or pre-recorded audio in any app or video platform from over 40 languages into English subtitles instantly, automatically and even while you’re offline. Powered by the NPU and available across all Copilot+ PCs, now you can have confidence your words are understood as intended.   

New and enhanced Windows Studio Effects  

Look and sound your best automatically with easily accessible controls at your fingertips in Quick Settings. Portrait light automatically adjusts the image to improve your perceived illumination in a dark environment or brighten the foreground pixels when in a low-light environment. Three new creative filters (illustrated, animated or watercolor) add an artistic flare. Eye contact teleprompter helps you maintain eye contact while reading your screen. New improvements to voice focus and portrait blur help ensure you’re always in focus.   

Copilot, your everyday AI companion

Every Copilot+ PC comes with your personal powerful AI agent that is just a single tap away on keyboards with the new Copilot key. [8] Copilot will now have the full application experience customers have been asking for in a streamlined, simple yet powerful and personal design. Copilot puts the most advanced AI models at your fingertips. In the coming weeks, get access to the latest models including GPT-4o from our partners at OpenAI, so you can have voice conversations that feel more natural.

Advancing AI responsibly

At Microsoft, we have a company-wide commitment to develop ethical, safe and secure AI. Our responsible AI principles guided the development of these new experiences, and all AI features are aligned with our standards. Learn more here .

New Copilot+ PCs from Microsoft Surface and our partners

We have worked with each of the top OEMs — Acer, ASUS, Dell, HP, Lenovo, Samsung — and of course Surface, to bring exciting new Copilot+ PCs that will begin to launch on June 18. Starting at $999, these devices are up to $200 less than similar spec’d devices [9] .

Surface plays a key role in the Windows ecosystem, as we design software and hardware together to deliver innovative designs and meaningful experiences to our customers and fans. We are introducing the first-ever Copilot+ PCs from Surface: The all-new Surface Pro and Surface Laptop.

The new Surface Laptop is a powerhouse in an updated, modern laptop design with razor-thin bezels, a brilliant touchscreen display, AI-enhanced camera, premium audio, and now with a haptic touchpad.

Choose between a 13.8” and 15” display and four stunning colors. Enjoy up to 22 hours of local video playback on Surface Laptop 15” or up to 20 hours on Surface Laptop13.8” on top of incredible performance and all-new AI experiences.

The new Surface Pro is the most flexible 2-in-1 laptop, now reimagined with more speed and battery life to power all-new AI experiences. It introduces a new, optional OLED with HDR display, and ultrawide field of view camera perfect for Windows Studio Effects. The new Surface Pro Flex Keyboard is the first 2-in-1 keyboard designed to be used both attached or detached. It delivers enhanced stability, with Surface Slim Pen storage and charging integrated seamlessly, as well as a quiet, haptic touchpad. Learn more here.

New Copilot+ PCs from the biggest brands available starting June 18:

• Acer : Acer’s Swift 14 AI 2.5K touchscreen enables you to draw and edit your vision with greater accuracy and with color-accurate imagery. Launch and discover AI-enhanced features, like Acer PurifiedVoice 2.0 and Purified View, with a touch of the dedicated AcerSense button.
• ASUS : The ASUS Vivobook S 15 is a powerful device that brings AI experiences to life with its Snapdragon X Elite Platform and built-in Qualcomm® AI. It boasts 40+ NPU TOPS, a dual-fan cooling system, and up to 1 TB of storage. Next-gen AI enhancements include Windows Studio effects v2 and ASUS AiSense camera, with presence-detection capabilities for Adaptive Dimming and Lock. Built for portability, it has an ultra-slim and light all-metal design, a high-capacity battery, and premium styling with a single-zone RGB backlit keyboard.
• Dell : Dell is launching five new Copilot+ PCs, including the XPS 13, Inspiron 14 Plus, Inspiron 14, Latitude 7455, and Latitude 5455, offering a range of consumer and commercial options that deliver groundbreaking battery life and unique AI experiences. The XPS 13 is powered by Snapdragon X Elite processors and features a premium, futuristic design, while the Latitude 7455 boasts a stunning QHD+ display and quad speakers with AI noise reduction. The Inspiron14 and Inspiron 14 Plus feature a Snapdragon X Plus 1and are crafted with lightweight, low carbon aluminum and are energy efficient with EPEAT Gold rating.
• HP : HP’s OmniBook X AI PC and HP EliteBook Ultra G1q AI PC with Snapdragon X Elite are slim and sleek designs, delivering advanced performance and mobility for a more personalized computing experience. Features include long-lasting battery life and AI-powered productivity tools, such as real-time transcription and meeting summaries. A 5MP camera with automatic framing and eye focus is supported by Poly Studio’s crystal-clear audio for enhanced virtual interactions.
• Lenovo : Lenovo is launching two AI PCs: one built for consumers, Yoga Slim 7x, and one for commercial, ThinkPad T14s Gen 6. The Yoga Slim 7x brings efficiency for creatives, featuring a 14.5” touchscreen with 3K Dolby Vision and optimized power for 3D rendering and video editing. The T14s Gen 6 brings enterprise-level experiences and AI performance to your work tasks, with features including a webcam privacy shutter, Wi-Fi 7 connectivity and up to 64GB RAM.
• Samsung : Samsung’s new Galaxy Book4 Edge is ultra-thin and light, with a 3K resolution 2x AMOLED display and Wi-Fi 7 connectivity. It has a long-lasting battery that provides up to 22 hours of video playback, making it perfect for work or entertainment on the go.

Learn more about new Copilot+ PCs and pre-order today at Microsoft.com and from major PC manufacturers, as well as other leading global retailers.

Start testing for commercial deployment today

Copilot+ PCs offer businesses the most performant Windows 11 devices with unique AI capabilities to unlock productivity, improve collaboration and drive efficiency. As a Windows PC, businesses can deploy and manage a Copilot+ PC with the same tools and processes used today including IT controls for new features and AppAssure support. We recommend IT admins begin testing and readying for deployment to start empowering your workforce with access to powerful AI features on these high-performance devices. You can read more about our commercial experiences here .

AI innovation across the Windows ecosystem  

Like we’ve always done with Windows, we have built a platform for our ecosystem partners to build on.  

The first Copilot+ PCs will launch with both the Snapdragon® X Elite and Snapdragon® X Plus processors and feature leading performance per watt thanks to the custom Qualcomm Oryon™ CPU, which delivers unrivaled performance and battery efficiency. Snapdragon X Series delivers 45 NPU TOPS all-in-one system on a chip (SoC). The premium integrated Qualcomm® Adreno ™ GPU delivers stunning graphics for immersive entertainment. We look forward to expanding through deep partnerships with Intel and AMD, starting with Lunar Lake and Strix Point. We will bring new Copilot+ PC experiences at a later date. In the future we expect to see devices with this silicon paired with powerful graphics cards like NVIDIA GeForce RTX and AMD Radeon™, bringing Copilot+ PC experiences to reach even broader audiences like advanced gamers and creators.  

We are at an inflection point where the PC will accelerate AI innovation. We believe the richest AI experiences will only be possible when the cloud and device work together in concert. Together with our partners, we’re setting the frame for the next decade of Windows innovation.  

[1] Based on snapshot of aggregated, non-gaming app usage data as of April 2024 for iGPU-based laptops and 2-in-1 devices running Windows 10 and Windows 11 in US, UK, CA, FR, AU, DE, JP.

[2] Tested April 2024 using Phi SLM workload running 512-token prompt processing in a loop with default settings comparing pre-release Copilot+ PC builds with Snapdragon Elite X 12 Core and Snapdragon X Plus 10 core configurations (QNN build) to Windows 11 PC with NVIDIA 4080 GPU configuration (CUDA build).

[3] Tested May 2024 using Cinebench 2024 Multi-Core benchmark comparing Copilot+ PCs with Snapdragon X Elite 12 core and Snapdragon X Plus 10 core configurations to MacBook Air 15” with M3 8 core CPU / 10 Core GPU configuration. Performance will vary significantly between device configuration and usage.

[4] *Battery life varies significantly by device and with settings, usage and other factors. See aka.ms/cpclaims*

[5] *Battery life varies significantly based on device configuration, usage, network and feature configuration, signal strength, settings and other factors. Testing conducted May 2024 using the prelease Windows ADK full screen local video playback assessment under standard testing conditions, with the device connected to Wi-Fi and screen brightness set to 150 nits, comparing Copilot+ PCs with Snapdragon X Elite 12 core and Snapdragon X Plus 10 core configurations running Windows Version 26097.5003 (24H2) to MacBook Air 15” M3 8-Core CPU/ 10 Core GPU running macOS 14.4 with similar device configurations and testing scenario.

[6] Based on snapshot of aggregated, non-gaming app usage data as of April 2024 for iGPU-based laptops and 2-in-1 devices running Windows 10 and Windows 11 in US, UK, CA, FR, AU, DE, JP.

[7] Recall is optimized for select languages (English, Chinese (simplified), French, German, Japanese, and Spanish.) Content-based and storage limitations apply. Learn more here .

[8] Copilot key functionality may vary. See aka.ms/keysupport

[9] Based on MSRPs; actual savings may vary

Tags: AI , Copilot+ PC

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Watch CBS News

Hacking group claims it breached Ticketmaster and stole data for 560 million customers

Updated on: May 30, 2024 / 7:28 AM EDT / CBS/AFP

A hacking group claims it breached global events giant Ticketmaster and stole the details of 560 million customers.

The group, named ShinyHunters, said in an online forum that the stolen data includes the names, addresses, phone numbers and partial credit card details of Ticketmaster customers. The group's post said the data was available for purchase for $500,000 in a "one-time sale."

The Australian government said Thursday it is investigating the claims, and the FBI has offered assistance to Australian authorities, a spokesperson for the U.S. Embassy in Canberra told Agence France-Presse.

"The Australian Government is aware of a cyber incident impacting Ticketmaster," a spokesperson for the Australia Home Affairs Department said in a statement to CBS News. "The National Office of Cyber Security is engaging with Ticketmaster to understand the incident." The department also urged people with "specific inquiries relating to this incident" to contact Ticketmaster.

Ticketmaster and its parent company, Live Nation, haven't issued statements on the possible breach.

The authenticity of the dataset offered by ShinyHunters couldn't be immediately verified. The alleged hack was first reported by the websites Hackread and Australia-based  CyberDaily .

ShinyHunters' hacking history

ShinyHunters became notorious in 2020-21 when it exposed huge troves of customer records from more than 60 companies, according to the U.S. Justice Department.

In January, a court in Seattle jailed Sebastien Raoult, a French computer hacker who was a member ShinyHunters. He was sentenced to three years in prison and ordered to pay more than $5 million in restitution after pleading guilty to conspiracy to commit wire fraud and aggravated identity theft.

Prosecutors said the extensive hacking caused millions of dollars in losses to companies that were victimized and "unmeasurable additional losses" to hundreds of millions of people whose data was sold to other criminals.

Hacks are impacting more people with increasingly severe consequences, Katina Michael, a cybersecurity professor at Australia's University of Wollongong, told AFP. The number of people hacked "will grow, it could be up to one billion in the future," she said.

Governments, companies and consumers aren't doing enough to protect themselves or investing in basic protection mechanisms such as two-factor authentication, Michael warned.

Justice Department suing Ticketmaster and Live Nation  

Ticketmaster, which is based in Beverly Hills, operates one of the largest online ticket sales platforms in the world.

The Justice Department filed a federal lawsuit last week accusing  Ticketmaster  and its parent company Live Nation of illegally monopolizing the live entertainment industry to the detriment of concertgoers and artists alike.

In a  128-page civil suit  filed in U.S. District Court for the Southern District of New York, federal officials alleged that Live Nation has illegally thwarted competition and unduly burdened consumers in part through its ownership of Ticketmaster, which effectively gives it control over much of the market for live entertainment.

Justice Department officials said they're seeking structural changes to how the company does business, which could include breaking the two entities apart.

In 2022, Ticketmaster's  mishandling of ticket sales for Taylor Swift's The Eras Tour  prompted enormous public outcry over Live Nation's hold on the entertainment and ticketing industries. The Justice Department's Antitrust Division was already investigating the company when the Swift fiasco unfolded, CBS News previously reported.

• Live Nation
• Ticketmaster

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PGA TOUR winner Grayson Murray passes away at 30

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Grayson Murray, who won his second PGA TOUR title at this year’s Sony Open in Hawaii, passed away Saturday.

"We were devastated to learn – and are heartbroken to share – that PGA TOUR player Grayson Murray passed away this morning. I am at a loss for words,” PGA TOUR Commissioner Jay Monahan said. “The PGA TOUR is a family, and when you lose a member of your family, you are never the same. We mourn Grayson and pray for comfort for his loved ones.

“I reached out to Grayson’s parents to offer our deepest condolences, and during that conversation, they asked that we continue with tournament play,” Commissioner Monahan continued. “They were adamant that Grayson would want us to do so. As difficult as it will be, we want to respect their wishes.”

Grief counselors were made available at the venues for this week’s PGA TOUR and Korn Ferry Tour events. Commissioner Monahan, who traveled from TOUR headquarters in Florida to the Charles Schwab Challenge in Fort Worth, Texas, said he was "devastated" by the loss.

Grayson's parents, Eric and Terry Murray, said in a statement Sunday that the cause of death was suicide .

"Was Grayson loved? The answer is yes," his parents wrote. "By us, his brother Cameron, his sister Erica, all of his extended family, by his friends, by his fellow players and – it seems – by many of you who are reading this. He was loved and he will be missed."

Murray, 30, was a standout golfer from his youth. He won three consecutive Callaway Junior World Championships (2006-08) and was the top-ranked golfer in his age group. He made his first cut on the Korn Ferry Tour at age 16, becoming the second-youngest player ever to do so. After stints at Wake Forest University, East Carolina University and Arizona State University, he got the break he needed in 2016 when he was given a sponsor exemption into the Korn Ferry Tour event near his hometown of Raleigh, North Carolina. He finished inside the top 10 at that event, the Rex Hospital Open, which qualified him for another start. When he posted another top 10 at the BMW Charity Pro-Am, his professional career took off. He concluded his season with a victory at the Nationwide Children’s Hospital Championship to finish second on the Korn Ferry Tour money list and earn full status on the PGA TOUR for the 2016-17 season. The win came a week before his 23rd birthday.

Murray wasted little time establishing himself on golf’s biggest stage as a rookie. He won the 2017 Barbasol Championship while still just 23 years old. His final-round 68 not only secured a one-shot victory, but also solidified a two-year exemption through the 2019 PGA TOUR season. He finished 66th in the FedExCup and earned nearly $1.5 million.

Grayson struggled for the next few seasons on the PGA TOUR. In 2023, he found his game again on the Korn Ferry Tour; he notched two victories – the Advent Health Championship in Kansas City and the Simmons Bank Open outside of Nashville – to finish fourth on that tour’s points list and earn a spot back onto the PGA TOUR for the following season.

Murray opened the 2024 season with a playoff victory at the Sony Open in Hawaii. He made a clutch up and down on the 72nd hole for a birdie to force a playoff. Then he sank a 40-foot birdie putt on the first extra hole to defeat Byeong Hun An and Keegan Bradley. He reached a career-high 46th in the Official World Golf Ranking after that victory.