0% Intro APR on Purchases
Purchases: 0% Intro APR on Purchases, 12 months
Balance Transfers: N/A
18.49% - 24.49% Variable
On Chase's Secure Website.
N/A
Purchases: N/A
Balance Transfers: N/A
21.24%-26.24% Variable
Your brand's first impression counts, but it doesn't have to cost much.
Investing about $20 in a domain name while using free tools for other branding elements keeps costs low but increases credibility.
Use your existing networks and free marketing channels to spread the word about your new small business .
Focus on free promotional methods initially. If you opt for printed materials, keep the design simple and the quantity manageable within your budget.
If you're looking for a way to bring in some extra cash, choose a business that aligns with your skills and passions. Initial costs can be extremely low, especially for service-based businesses or online platforms that charge fees on sales rather than upfront.
Here are some business ideas that you can start with minimal investment:
It is more than feasible to start a business for under $100. It's a testament to your entrepreneurial spirit and creativity. Use these steps to launch your venture strategically with minimal financial risk. Focus on leveraging free resources and reinvesting your earnings for growth. Your journey from small startup to successful business is just beginning.
This credit card is not just good – it’s so exceptional that our experts use it personally. It features a lengthy 0% intro APR period, a cash back rate of up to 5%, and all somehow for no annual fee! Click here to read our full review for free and apply in just 2 minutes.
Jordi Lippe-McGraw is a freelance personal finance writer who has appeared in publications such as Forbes, The Wall Street Journal, TODAY, and Saving for College. In addition to personal finance, Jordi has a passion for travel. She's visited all 7 continents and over 55 countries, writing for outlets such as Travel + Leisure and Conde Nast Traveler.
Share this page
We're firm believers in the Golden Rule, which is why editorial opinions are ours alone and have not been previously reviewed, approved, or endorsed by included advertisers. The Ascent, a Motley Fool service, does not cover all offers on the market. The Ascent has a dedicated team of editors and analysts focused on personal finance, and they follow the same set of publishing standards and editorial integrity while maintaining professional separation from the analysts and editors on other Motley Fool brands.
Related Articles
By: Cole Tretheway | Published on June 7, 2024
By: Lyle Daly | Published on June 5, 2024
By: Christy Bieber | Published on June 5, 2024
By: Lyle Daly | Published on June 4, 2024
The Ascent is a Motley Fool service that rates and reviews essential products for your everyday money matters.
Copyright © 2018 - 2024 The Ascent. All rights reserved.
Paid non-client promotion: Affiliate links for the products on this page are from partners that compensate us (see our advertiser disclosure with our list of partners for more details). However, our opinions are our own. See how we rate investing products to write unbiased product reviews.
You can use a 529 plan to invest and earn money tax-free, then pay for eligible academic expenses — not just college, but a range of schools — without owing any taxes.
In a sense, it's like a specialized Roth IRA : Your funds are targeted towards a purpose, then grow and can be withdrawn tax-free. Also, you could be penalized for ineligible withdrawals or uses of the money.
You can also check out Business Insider's roundup of the best 529 plans available.
A 529 plan is a tax-advantaged financial account for educational expenses. Money contributed to it grows tax-deferred within the account.
"The 529 plan offers income tax-deferred investing, and if distributions from the plan are for expenses that meet IRS criteria, tax-free investing," says Sandi Bragar, CFA and chief client officer at Aspiriant .
Withdrawals are tax-free when used for appropriate ("qualified" in IRS-speak) educational expenses, such as:
Traditionally, these accounts were designed solely to fund secondary education (i.e., a four-year college or university) tuition and related expenses. However, in recent years legislation expanded their uses to apply to K-12 tuition and fees, as well as technical schools, trade schools, and apprenticeships offered through community colleges.
Similar to a 529 plan, ABLE Saving plans (otherwise referred to as 529A accounts) are municipal fund securities. ABLE plans and 529 plans are regulated by the Municipal Securities Board . ABLE plans are designed for disabled individuals to save for disability-related expenses (such as job training, health care, and education) without interfering with Medicaid and/or Supplemental Security Income benefits.
If need be, funds from a 529 plan can be rolled over to an eligible ABLE Savings account. See our list of ABLE Savings plans by state.
While named for a section of the federal tax code, 529 plans are run by the states. You can establish one at a bank or financial services/investment company like Fidelity , Vanguard , or T. Rowe Price.
A 529 plan usually offers several investment options (typically mutual funds or ETFs , ranging from conservative to aggressive). Many also offer pre-defined portfolios, like target-date funds , that are age-based: They grow more conservative the closer your child gets to college age.
Plans are either advisor-sold (offered through a licensed financial advisor) or direct-sold (offered through the state and/or financial institution). From there, 529 plans come in various forms:
The IRS does not technically limit how much you can contribute to a 529 plan. Most people limit their annual 529 plan contributions to $18,000 per child. Married couples can each contribute $18,000 per child, for $36,000 per year.
Here's why: Contributions to a 529 plan are considered gifts, so most people plan their deposits to dovetail the annual gift tax exclusion of $18,000 per recipient in 2024. The annual gift tax exclusion allows people to give money, getting out of their taxable estate, without having to pay any gift tax.
For those who can afford it, it is possible to supersize contributions using the five-year election strategy. With this move, you can make five years' worth of contributions in a single year.
"When it fits with their goals and circumstances, we'll recommend clients take advantage of a special election which allows them to contribute up to five years' of annual exclusive gifts," Bragar says.
This strategy provides an immediate reduction in your estate and enables more money to start growing tax-free in the 529 accounts right away.
You contribute to a 529 plan with after-tax dollars — that is, you don't get a federal income tax deduction on the contribution at the time you make it. That's the trade-off for the balance growing tax-free.
However, you might qualify for a tax break on your state income tax return. Some 36 states allow at least some sort of deduction of your contribution. The amounts allowed by the state vary widely and the maximum deductions range from a flat figure (like $5,000 per taxpayer) to a percentage of the contribution (like a 20% tax credit), to the full dollar amount of the contribution.
In these states, a 529 plan offers triple tax benefits. Your contributions are tax-deductible, the money grows tax-free, and withdrawals for eligible expenses are tax-free.
You may be able to establish a 529 plan outside of your home state. But as a non-resident, you won't qualify for any state tax deductions or credits.
As advantageous as 529 plans can be, there are some drawbacks to this college savings tool. You can face penalties for withdrawing the money for the wrong uses, the balances may affect financial aid, and it can get complicated if college plans change.
There's also a chance that your 529 plan doesn't perform as well as you expected or could even decline in value.
If you withdraw the money for an ineligible use — or withdraw too much money (in cases where you're limited to $10,000 a year), and the IRS finds out, you pay a 10% penalty on the amount withdrawn. Plus, you will have to pay taxes on any gains.
"Fortunately, the excess funds remain available for the beneficiary, " says Bragar. "And, beginning in 2024, if the 529 plan has been open for 15 years and the beneficiary is eligible to make Roth IRA contributions, the beneficiary may roll over funds over a period of years."
Yes, 529 plan accounts do factor into financial aid and scholarship considerations. The good news is that plans owned by a parent or another adult factor less into the equation of financial assistance than if the student owned the plan.
Also, the plan money counts as assets; overall, a parent's income weighs more heavily into the calculation for financial aid eligibility than assets do. No more than 5.6% of parental assets are included, compared to 22% to 47% of a parent's income.
Assets held in someone else's name, like a grandparent, are considered income for the beneficiary and may affect financial aid.
"If a student will be relying on financial aid for college funding, it's a good idea to address the 529 plan account ownership situation before the student's senior year of high school. This allows some time to evaluate and execute a change to the 529 plan owner if that's desirable to maximize financial aid," says Bragar.
If the child has won scholarships for their undergraduate degree, 529 money can be saved for graduate school or additional qualified education expenses later in life. Or to pay off student loans, if they incurred them.
Since the use of 529 funds is earmarked for education, a child not attending or dropping out of school could be a problem.
However, there are options. The money can continue to grow tax-deferred in the 529 plan to be used later — there's no time limit to them.
Also, a 529 plan can be transferred to another beneficiary, including yourself. As long as the new beneficiary is an immediate family member or family member's spouse, they qualify for a tax-free transfer of the 529 plan.
Most 529 plans allow the beneficiary to change once per year.
There are some disadvantages to opening a 529 plan. Owning a 529 plan account can factor into any financial aid or scholarship considerations, but household income affects these considerations more. You could also be charged a 10% penalty if you were to withdraw for an ineligible use or even withdraw too much at once.
A 529 plan is a good idea to save for future education expenses, like college tuition or student loans. Funds from a 529 plan are withdrawn tax-free, and you may be eligible for a tax deduction benefit from your state.
You should not use a 529 plan for investing purposes other than educational goals. Funds from a 529 plan should only be withdrawn for eligible expenses such as tuition, books, supplies, private schools, and room and board.
If the beneficiary wins a scholarship or doesn't go to college, you won't lose the funds from your 529 plan. If a scholarship covers the cost of your tuition, you can still use the funds for other educational expenses like books and necessary supplies. A 529 plan can also be transferred to a new eligible beneficiary.
As long as you're of legal age and meet the state's residency requirement, anyone can open a 529 plan. The 529 plan account is opened and owned by an adult on behalf of the child, who's deemed the account beneficiary. It does not have to be owned by the child's parent — grandparents are common 529 account holders — but personal information for the child (e.g., date of birth and Social Security number) is necessary to open the account.
You can have more than one 529 plan at a time, and there's no limit to the number of accounts you can have for one beneficiary. However, the IRS says you can't contribute more to a 529 plan than is necessary to pay the higher education costs for the beneficiary. It's not usually practical to open more than one 529 plan for a single beneficiary. But if you feel it is necessary to receive certain benefits, the option is available.
or continue as guest
Elektrostal Localisation : Country Russia , Oblast Moscow Oblast . Available Information : Geographical coordinates , Population, Area, Altitude, Weather and Hotel . Nearby cities and villages : Noginsk , Pavlovsky Posad and Staraya Kupavna .
Find all the information of Elektrostal or click on the section of your choice in the left menu.
Country | |
---|---|
Oblast |
Information on the people and the population of Elektrostal.
Elektrostal Population | 157,409 inhabitants |
---|---|
Elektrostal Population Density | 3,179.3 /km² (8,234.4 /sq mi) |
Geographic Information regarding City of Elektrostal .
Elektrostal Geographical coordinates | Latitude: , Longitude: 55° 48′ 0″ North, 38° 27′ 0″ East |
---|---|
Elektrostal Area | 4,951 hectares 49.51 km² (19.12 sq mi) |
Elektrostal Altitude | 164 m (538 ft) |
Elektrostal Climate | Humid continental climate (Köppen climate classification: Dfb) |
Distance (in kilometers) between Elektrostal and the biggest cities of Russia.
Locate simply the city of Elektrostal through the card, map and satellite image of the city.
Weather forecast for the next coming days and current time of Elektrostal.
Find below the times of sunrise and sunset calculated 7 days to Elektrostal.
Day | Sunrise and sunset | Twilight | Nautical twilight | Astronomical twilight |
---|---|---|---|---|
8 July | 02:53 - 11:31 - 20:08 | 01:56 - 21:06 | 01:00 - 01:00 | 01:00 - 01:00 |
9 July | 02:55 - 11:31 - 20:08 | 01:57 - 21:05 | 01:00 - 01:00 | 01:00 - 01:00 |
10 July | 02:56 - 11:31 - 20:07 | 01:59 - 21:04 | 23:45 - 23:17 | 01:00 - 01:00 |
11 July | 02:57 - 11:31 - 20:05 | 02:01 - 21:02 | 23:57 - 23:06 | 01:00 - 01:00 |
12 July | 02:59 - 11:31 - 20:04 | 02:02 - 21:01 | 00:05 - 22:58 | 01:00 - 01:00 |
13 July | 03:00 - 11:32 - 20:03 | 02:04 - 20:59 | 00:12 - 22:51 | 01:00 - 01:00 |
14 July | 03:01 - 11:32 - 20:02 | 02:06 - 20:57 | 00:18 - 22:45 | 01:00 - 01:00 |
Our team has selected for you a list of hotel in Elektrostal classified by value for money. Book your hotel room at the best price.
Located next to Noginskoye Highway in Electrostal, Apelsin Hotel offers comfortable rooms with free Wi-Fi. Free parking is available. The elegant rooms are air conditioned and feature a flat-screen satellite TV and fridge... | from | |
Located in the green area Yamskiye Woods, 5 km from Elektrostal city centre, this hotel features a sauna and a restaurant. It offers rooms with a kitchen... | from | |
Ekotel Bogorodsk Hotel is located in a picturesque park near Chernogolovsky Pond. It features an indoor swimming pool and a wellness centre. Free Wi-Fi and private parking are provided... | from | |
Surrounded by 420,000 m² of parkland and overlooking Kovershi Lake, this hotel outside Moscow offers spa and fitness facilities, and a private beach area with volleyball court and loungers... | from | |
Surrounded by green parklands, this hotel in the Moscow region features 2 restaurants, a bowling alley with bar, and several spa and fitness facilities. Moscow Ring Road is 17 km away... | from | |
Below is a list of activities and point of interest in Elektrostal and its surroundings.
Direct link | |
---|---|
DB-City.com | Elektrostal /5 (2021-10-07 13:22:50) |
SpaceX employees are working on designs for a Martian city, including dome habitats and spacesuits, and researching whether humans can procreate off Earth. Mr. Musk has volunteered his sperm.
Credit... Gica Tam
Supported by
By Kirsten Grind
Reporting from San Francisco
For more than two decades, Elon Musk has focused SpaceX , his rocket company, on his lifelong goal of reaching Mars.
Over the last year, he has also ramped up work on what will happen if he gets there.
Mr. Musk, 53, has directed SpaceX employees to drill into the design and details of a Martian city, according to five people with knowledge of the efforts and documents viewed by The New York Times. One team is drawing up plans for small dome habitats, including the materials that could be used to build them. Another is working on spacesuits to combat Mars’s hostile environment, while a medical team is researching whether humans can have children there. Mr. Musk has volunteered his sperm to help seed a colony, two people familiar with his comments said.
The initiatives, which are in their infancy, are a shift toward more concrete planning for life on Mars as Mr. Musk’s timeline has hastened. While he said in 2016 that it would take 40 to 100 years to have a self-sustaining civilization on the planet, Mr. Musk told SpaceX employees in April that he now expects one million people to be living there in about 20 years.
“There’s high urgency to making life multi-planetary,” he said, according to a publicly posted video of his remarks. “We’ve got to do it while civilization is so strong.”
Mr. Musk has long tried to defy the impossible and has often managed to beat tough odds. But his vision for life on Mars takes his seemingly limitless ambitions to their most extreme — and some might say absurdist — point. No one has ever set foot on the planet. NASA doesn’t expect to land humans on Mars until the 2040s. And if people get there, they will be greeted by a barren terrain, icy temperatures, dust storms, and air that is impossible to breathe.
We are having trouble retrieving the article content.
Please enable JavaScript in your browser settings.
Thank you for your patience while we verify access. If you are in Reader mode please exit and log into your Times account, or subscribe for all of The Times.
Thank you for your patience while we verify access.
Already a subscriber? Log in .
Want all of The Times? Subscribe .
Advertisement
Watch CBS News
By Melissa Quinn , Jacob Rosen
Updated on: July 11, 2024 / 9:40 AM EDT / CBS News
Washington — Voters in recent weeks have begun to hear the name "Project 2025" invoked more and more by President Biden and Democrats, as they seek to sound the alarm about what could be in store if former President Donald Trump wins a second term in the White House.
Overseen by the conservative Heritage Foundation, the multi-pronged initiative includes a detailed blueprint for the next Republican president to usher in a sweeping overhaul of the executive branch.
Trump and his campaign have worked to distance themselves from Project 2025, with the former president going so far as to call some of the proposals "abysmal." But Democrats have continued to tie the transition project to Trump, especially as they find themselves mired in their own controversy over whether Mr. Biden should withdraw from the 2024 presidential contest following his startling debate performance last month.
Here is what to know about Project 2025:
Project 2025 is a proposed presidential transition project that is composed of four pillars: a policy guide for the next presidential administration; a LinkedIn-style database of personnel who could serve in the next administration; training for that pool of candidates dubbed the "Presidential Administration Academy;" and a playbook of actions to be taken within the first 180 days in office.
It is led by two former Trump administration officials: Paul Dans, who was chief of staff at the Office of Personnel Management and serves as director of the project, and Spencer Chretien, former special assistant to Trump and now the project's associate director.
Project 2025 is spearheaded by the Heritage Foundation, but includes an advisory board consisting of more than 100 conservative groups.
Much of the focus on — and criticism of — Project 2025 involves its first pillar, the nearly 900-page policy book that lays out an overhaul of the federal government. Called "Mandate for Leadership 2025: The Conservative Promise," the book builds on a "Mandate for Leadership" first published in January 1981, which sought to serve as a roadmap for Ronald Reagan's incoming administration.
The recommendations outlined in the sprawling plan reach every corner of the executive branch, from the Executive Office of the President to the Department of Homeland Security to the little-known Export-Import Bank.
The Heritage Foundation also created a "Mandate for Leadership" in 2015 ahead of Trump's first term. Two years into his presidency, it touted that Trump had instituted 64% of its policy recommendations, ranging from leaving the Paris Climate Accords, increasing military spending, and increasing off-shore drilling and developing federal lands. In July 2020, the Heritage Foundation gave its updated version of the book to then-White House Chief of Staff Mark Meadows.
The authors of many chapters are familiar names from the Trump administration, such as Russ Vought, who led the Office of Management and Budget; former acting Defense Secretary Chris Miller; and Roger Severino, who was director of the Office of Civil Rights at the Department of Health and Human Services.
Vought is the policy director for the 2024 Republican National Committee's platform committee, which released its proposed platform on Monday.
John McEntee, former director of the White House Presidential Personnel Office under Trump, is a senior advisor to the Heritage Foundation, and said that the group will "integrate a lot of our work" with the Trump campaign when the official transition efforts are announced in the next few months.
Candidates interested in applying for the Heritage Foundation's "Presidential Personnel Database" are vetted on a number of political stances, such as whether they agree or disagree with statements like "life has a right to legal protection from conception to natural death," and "the President should be able to advance his/her agenda through the bureaucracy without hindrance from unelected federal officials."
The contributions from ex-Trump administration officials have led its critics to tie Project 2025 to his reelection campaign, though the former president has attempted to distance himself from the initiative.
Some of the policies in the Project 2025 agenda have been discussed by Republicans for years or pushed by Trump himself: less federal intervention in education and more support for school choice; work requirements for able-bodied, childless adults on food stamps; and a secure border with increased enforcement of immigration laws, mass deportations and construction of a border wall.
But others have come under scrutiny in part because of the current political landscape.
Abortion and social issues
In recommendations for the Department of Health and Human Services, the agenda calls for the Food and Drug Administration to reverse its 24-year-old approval of the widely used abortion pill mifepristone. Other proposed actions targeting medication abortion include reinstating more stringent rules for mifepristone's use, which would permit it to be taken up to seven weeks into a pregnancy, instead of the current 10 weeks, and requiring it to be dispensed in-person instead of through the mail.
The Alliance Defending Freedom, a conservative legal group that is on the Project 2025 advisory board, was involved in a legal challenge to mifepristone's 2000 approval and more recent actions from the FDA that made it easier to obtain. But the Supreme Court rejected the case brought by a group of anti-abortion rights doctors and medical associations on procedural grounds.
The policy book also recommends the Justice Department enforce the Comstock Act against providers and distributors of abortion pills. That 1873 law prohibits drugs, medicines or instruments used in abortions from being sent through the mail.
Now that the Supreme Court has overturned Roe v. Wade , the volume states that the Justice Department "in the next conservative administration should therefore announce its intent to enforce federal law against providers and distributors of such pills."
The guide recommends the next secretary of Health and Human Services get rid of the Reproductive Healthcare Access Task Force established by the Biden administration before Roe's reversal and create a "pro-life task force to ensure that all of the department's divisions seek to use their authority to promote the life and health of women and their unborn children."
In a section titled "The Family Agenda," the proposal recommends the Health and Human Services chief "proudly state that men and women are biological realities," and that "married men and women are the ideal, natural family structure because all children have a right to be raised by the men and women who conceived them."
Further, a program within the Health and Human Services Department should "maintain a biblically based, social science-reinforced definition of marriage and family."
During his first four years in office, Trump banned transgender people from serving in the military. Mr. Biden reversed that policy , but the Project 2025 policy book calls for the ban to be reinstated.
Targeting federal agencies, employees and policies
The agenda takes aim at longstanding federal agencies, like the National Oceanic and Atmospheric Administration, or NOAA. The agency is a component of the Commerce Department and the policy guide calls for it to be downsized.
NOAA's six offices, including the National Weather Service and National Marine Fisheries Service, "form a colossal operation that has become one of the main drivers of the climate change alarm industry and, as such, is harmful to future U.S. prosperity," the guide states.
The Department of Homeland Security, established in 2002, should be dismantled and its agencies either combined with others, or moved under the purview of other departments altogether, the policy book states. For example, immigration-related entities from the Departments of Homeland Security, Justice and Health and Human Services should form a standalone, Cabinet-level border and immigration agency staffed by more than 100,000 employees, according to the agenda.
If the policy recommendations are implemented, another federal agency that could come under the knife by the next administration, with action from Congress, is the Consumer Financial Protection Bureau.
The agenda seeks to bring a push by conservatives to target diversity, equity and inclusion, or DEI, initiatives in higher education to the executive branch by wiping away a slew of DEI-related positions, policies and programs and calling for the elimination of funding for partners that promote DEI practices.
It states that U.S. Agency for International Development staff and grantees that "engage in ideological agitation on behalf of the DEI agenda" should be terminated. At the Treasury Department, the guide says the next administration should "treat the participation in any critical race theory or DEI initiative without objecting on constitutional or moral grounds, as per se grounds for termination of employment."
The Project 2025 policy book also takes aim at more innocuous functions of government. It calls for the next presidential administration to eliminate or reform the dietary guidelines that have been published by the Department of Agriculture for more than 40 years, which the authors claim have been "infiltrated" by issues like climate change and sustainability.
Immigration
Trump made immigration a cornerstone of his last two presidential runs and has continued to hammer the issue during his 2024 campaign. Project 2025's agenda not only recommends finishing the wall along the U.S.-Mexico border, but urges the next administration to "take a creative and aggressive approach" to responding to drug cartels at the border. This approach includes using active-duty military personnel and the National Guard to help with arrest operations along the southern border.
A memo from Immigration and Customs Enforcement that prohibits enforcement actions from taking place at "sensitive" places like schools, playgrounds and churches should be rolled back, the policy guide states.
When the Homeland Security secretary determines there is an "actual or anticipated mass migration of aliens" that presents "urgent circumstances" warranting a federal response, the agenda says the secretary can make rules and regulations, including through their expulsion, for as long as necessary. These rules, the guide states, aren't subject to the Administration Procedure Act, which governs the agency rule-making process.
In a post to his social media platform on July 5, Trump wrote , "I know nothing about Project 2025. I have no idea who is behind it. I disagree with some of the things they're saying and some of the things they're saying are absolutely ridiculous and abysmal. Anything they do, I wish them luck, but I have nothing to do with them."
Trump's pushback to the initiative came after Heritage Foundation President Kevin Roberts said in a podcast interview that the nation is "in the process of the second American Revolution, which will remain bloodless if the left allows it to be."
The former president continued to disavow the initiative this week, writing in another social media post that he knows nothing about Project 2025.
"I have not seen it, have no idea who is in charge of it, and, unlike our very well received Republican Platform, had nothing to do with it," Trump wrote. "The Radical Left Democrats are having a field day, however, trying to hook me into whatever policies are stated or said. It is pure disinformation on their part. By now, after all of these years, everyone knows where I stand on EVERYTHING!"
While the former president said he doesn't know who is in charge of the initiative, the project's director, Dans, and associate director, Chretien, were high-ranking officials in his administration. Additionally, Ben Carson, former secretary of Housing and Urban Development under Trump; John Ratcliffe, former director of National Intelligence in the Trump administration; and Peter Navarro, who served as a top trade adviser to Trump in the White House, are listed as either authors or contributors to the policy agenda.
Still, even before Roberts' comments during "The War Room" podcast — typically hosted by conservative commentator Steve Bannon, who reported to federal prison to begin serving a four-month sentence last week — Trump's top campaign advisers have stressed that Project 2025 has no official ties to his reelection bid.
Susie Wiles and Chris LaCivita, senior advisers to the Trump campaign, said in a November statement that 2024 policy announcements will be made by Trump or his campaign team.
"Any personnel lists, policy agendas, or government plans published anywhere are merely suggestions," they said.
While the efforts by outside organizations are "appreciated," Wiles and LaCivita said, "none of these groups or individuals speak for President Trump or his campaign."
In response to Trump's post last week, Project 2025 reiterated that it was separate from the Trump campaign.
"As we've been saying for more than two years now, Project 2025 does not speak for any candidate or campaign. We are a coalition of more than 110 conservative groups advocating policy & personnel recommendations for the next conservative president. But it is ultimately up to that president, who we believe will be President Trump, to decide which recommendations to implement," a statement on the project's X account said.
The initiative has also pushed back on Democrats' claims about its policy proposals and accused them of lying about what the agenda contains.
Despite their attempts to keep some distance from Project 2025, Democrats continue to connect Trump with the transition effort. The Biden-Harris campaign frequently posts about the project on X, tying it to a second Trump term.
Mr. Biden himself accused his Republican opponent of lying about his connections to the Project 2025 agenda, saying in a statement that the agenda was written for Trump and "should scare every single American." He claimed on his campaign social media account Wednesday that Project 2025 "will destroy America."
Congressional Democrats have also begun pivoting to Project 2025 when asked in interviews about Mr. Biden's fitness for a second term following his lackluster showing at the June 27 debate, the first in which he went head-to-head with Trump.
"Trump is all about Project 2025," Pennsylvania Sen. John Fetterman told CNN on Monday. "I mean, that's what we really should be voting on right now. It's like, do we want the kind of president that is all about Project '25?"
Rep. Jim Clyburn of South Carolina, one of Mr. Biden's closest allies on Capitol Hill, told reporters Monday that the agenda for the next Republican president was the sole topic he would talk about.
"Project 2025, that's my only concern," he said. "I don't want you or my granddaughter to live under that government."
In a statement reiterating her support for Mr. Biden, Rep. Frederica Wilson of Florida called Project 2025 "MAGA Republicans' draconian 920-page plan to end U.S. democracy, give handouts to the wealthy and strip Americans of their freedoms."
Two GOP senators under consideration to serve as Trump's running mate sought to put space between the White House hopeful and Project 2025, casting it as merely the product of a think tank that puts forth ideas.
"It's the work of a think tank, of a center-right think tank, and that's what think tanks do," Florida Sen. Marco Rubio told CNN's "State of the Union" on Sunday.
He said Trump's message to voters focuses on "restoring common sense, working-class values, and making our decisions on the basis of that."
Ohio Sen. J.D. Vance raised a similar sentiment in an interview with NBC's "Meet the Press," saying organizations will have good ideas and bad ideas.
"It's a 900-page document," he said Sunday. "I guarantee there are things that Trump likes and dislikes about that 900-page document. But he is the person who will determine the agenda of the next administration."
Jaala Brown contributed to this report.
Melissa Quinn is a politics reporter for CBSNews.com. She has written for outlets including the Washington Examiner, Daily Signal and Alexandria Times. Melissa covers U.S. politics, with a focus on the Supreme Court and federal courts.
Zhukovsky International Airport, formerly known as Ramenskoye Airport or Zhukovsky Airfield - international airport, located in Moscow Oblast, Russia 36 km southeast of central Moscow, in the town of Zhukovsky, a few kilometers southeast of the old Bykovo Airport. After its reconstruction in 2014–2016, Zhukovsky International Airport was officially opened on 30 May 2016. The declared capacity of the new airport was 4 million passengers per year.
Morning Rundown: Trump's ex-rivals fall in line, melting ice slows Earth's rotation, and see the Olympic uniforms winning gold online
The rooftop where a gunman shot at former President Donald Trump during a campaign rally was identified by the Secret Service as a potential vulnerability in the days before the event, two sources familiar with the agency’s operations told NBC News.
The building, owned by a glass research company, is adjacent to the Butler Farm Show, an outdoor venue in Butler, Pennsylvania. The Secret Service was aware of the risks associated with it, the sources said.
“Someone should have been on the roof or securing the building so no one could get on the roof,” said one of the sources, a former senior Secret Service agent who was familiar with the planning.
Understanding how the gunman got onto the roof — despite those concerns — is a central question for investigators scrutinizing how a lone attacker managed to shoot at Trump during Saturday’s campaign event.
The Secret Service worked with local law enforcement to maintain event security, including sniper teams poised on rooftops to identify and eliminate threats, Secret Service spokesman Anthony Guglielmi said. But no officers were posted on the building used by the would-be assassin, outside the event’s security perimeter but only about 148 yards from the stage — within range of a semiautomatic rifle like the one the gunman was carrying.
The Secret Service had designated that rooftop as being under the jurisdiction of local law enforcement, a common practice in securing outdoor rallies, Guglielmi said.Butler County District Attorney Richard Goldinger said his office maintains an Emergency Services Unit team, which deployed four sniper teams and four “quick response teams” at the rally. But he said the Secret Service agents were in charge of security outside the venue.
“They had meetings in the week prior. The Secret Service ran the show. They were the ones who designated who did what,” Goldinger said. “In the command hierarchy, they were top, they were No. 1.”
Goldinger said the commander of the Emergency Services Unit told him it was not responsible for securing areas outside the venue. “To me, the whole thing is under the jurisdiction of the Secret Service. And they will delineate from there,” he said.
The former senior Secret Service agent also said that even if local law enforcement “did drop the ball,” it’s still the agency’s responsibility “to ensure that they are following through either beforehand or in the moment.”
“Just because it is outside of the perimeter, it doesn’t take it out of play for a vulnerability, and you’ve got to mitigate it in some fashion,” the source added.
A volley of shots rang out minutes into Trump’s speech. He reached for his right ear — he said later it was pierced by a bullet — then dropped to the ground as Secret Service agents rushed to shield him. Trump emerged with blood on his ear and his face. One attendee was killed , and two others were injured.Witnesses listening to Trump’s speech from outside the event’s security perimeter recalled pointing out the gunman to law enforcement a couple of minutes before the shooting began. After the gunfire started, Secret Service personnel shot and killed the 20-year-old gunman, Thomas Matthew Crooks .
The clamor over the Secret Service’s biggest failure since the shooting of President Ronald Reagan in 1981 is coming from both political parties, from former agents and from security experts.
“My question is: How did he get onto that roof undetected?” said Anthony Cangelosi, a former Secret Service agent who worked on protective details for presidential candidates, including John Kerry in 2004.
The Secret Service’s work on campaign events like Saturday’s begins with advance planning, setting up a security perimeter and positioning teams on the ground and on rooftops — often in partnership with local law enforcement. The ground deployments include a counterassault team, and the rooftop personnel include counter-sniper teams.
Guglielmi, the Secret Service spokesman, said the agency had two of its counterassault agents at the event and filled out the rest of the platoon with at least six officers from Butler County tactical units. The Secret Service also deployed two counter-sniper teams. Two other security units needed for the event were staffed by local law enforcement agencies, Guglielmi said. Those details were first reported by The Washington Post.Investigators will want to examine the Secret Service’s site security plan for the rally, said Cangelosi, the former Secret Service agent. He expects they’ll discover one of two things: Either officials failed to make an effective plan for keeping potential shooters off the building Crooks fired from, or officers on the ground failed to execute the plan.
“I don’t like making any assumptions, but it does look like some mistakes were made, that this was preventable,” said Cangelosi, now a lecturer at John Jay College of Criminal Justice in New York.
Although it’s common to task local law enforcement agencies with patrolling outside an event’s security perimeter, Cangelosi said, the ultimate responsibility for ensuring that all vulnerabilities are covered rests with the Secret Service.
If officials had placed an officer on the building where the gunman fired from, Cangelosi said, chances are he “wouldn’t even attempt what he attempted.”
“You don’t surrender the discretion of what’s supposed to be done to the local police,” he said. “In other words, you guys have the outer perimeter, but you would want to say, ‘We need an officer on that roof.’ Not ‘that’s your responsibility; do what you see fit.’”
Jim Cavanaugh, a retired special agent in charge with the Bureau of Alcohol, Tobacco, Firearms and Explosives who has worked on Secret Service details, told NBC News that while the Secret Service did a good job taking out the gunman after shots began, the failure to post officers on the building he scaled was “a tremendous lapse.”
“The only way to stop that is you have a lot of people, you get there first, and you command the high ground,” Cavanaugh said. “This is basic, and the Secret Service has done it for years successfully, so I’m really surprised that they did not have that high ground covered.”
The questions extended to Congress, where members demanded answers from the Secret Service and its parent agency, the Department of Homeland Security.“This raises serious concerns regarding how a shooter was able to access a rooftop within range and direct line of sight of where President Trump was speaking,” House Homeland Security Committee Chairman Mark Green, R-Tenn., wrote in a letter to Homeland Security Secretary Alejandro Mayorkas.
Green asked Mayorkas to provide documentation relating to the event’s security plan, the screening of attendees and the level of resources provided to Trump’s Secret Service detail. A committee spokesperson told NBC News that Republican members would hold a briefing with Secret Service Director Kimberly Cheatle on Monday “to voice their concerns and ask pressing questions.”
Another lawmaker, Rep. Ruben Gallego, D-Ariz., wrote Cheatle asking who approved the security plan, whether a proper threat assessment was conducted, whether attendees raised alarms and whether there were failures in following protocols that allowed the attack to happen.
“I call on all those responsible for the planning, approving, and executing of this failed security plan to be held accountable and to testify before Congress immediately,” Gallego wrote in a letter to Cheatle .
Robert McDonald, a former Secret Service agent who ran protection for Joe Biden when he was vice president, told NBC News that he believes the assassination attempt will prompt soul-searching and procedural changes at the agency.
“The Secret Service is going to need to ask some hard questions of itself here and be prepared to stand up and represent why, what happened,” McDonald said.
Cangelosi, the former Secret Service agent, said investigators are also likely to ask when agents identified Crooks as a potential threat, how they reacted and whether it’s possible they could have taken him down before he fired at Trump.Secret Service snipers are trained to make rapid decisions, he said. But it’s possible that if they noticed Crooks on the roof but couldn’t tell whether he had a rifle, agents might have waited to fire on him.
“If the sniper can’t tell whether he has a gun, he or she is not going to take the shot,” Cangelosi said. “Because God forbid it’s a child who’s just excited to see a political candidate, right? So you want to make sure that there’s actually a threat.”
If there was uncertainty, Cangelosi said, it’s possible the sniper team would have dispatched officers to investigate and confirm. But investigating a potential threat can take minutes, he said, while a gunman with a semiautomatic rifle can fire several shots in a matter of seconds.
That’s why, Cangelosi said, the best defense would have been to plan ahead to keep the shooter off the roof in the first place.
“Who wants to be in that position?” he said of the snipers protecting Trump on Saturday. “You’ve got to make a split-second call. And imagine if you’re wrong.”
Sarah Fitzpatrick is a senior investigative producer and story editor for NBC News. She previously worked for CBS News and "60 Minutes."
Julia Ainsley is the homeland security correspondent for NBC News and covers the Department of Homeland Security for the NBC News Investigative Unit.
Mike Hixenbaugh is a senior investigative reporter for NBC News, based in Maryland, and author of "They Came for the Schools."
Andrea Mitchell is chief Washington correspondent and chief foreign affairs correspondent for NBC News.
Jon Schuppe is an enterprise reporter for NBC News, based in New York.
IMAGES
VIDEO
COMMENTS
Are you about starting a private school (nursery, primary or high school)? If YES, here's a complete sample private school business plan template & feasibility report you can use for FREE. Okay, so we have considered all the requirements for starting a private school.
This article provides an example of a solid business plan for private schools. Learn what key elements to include, how to structure the plan, and how to make a convincing case to potential investors. Get the information you need to create a successful business plan for your private school.
Everything there is to know about establishing a private school. Planning, hiring, business plan, financial plan, marketing strategy, etc.
Unlock the secrets to launching a successful private school with our comprehensive business plan example. Get your free guide now and start building the educational institution of your dreams!
Download Template. Create a Business Plan. High demand and a recurring revenue model make starting a school business a lucrative and rewarding profession. Anyone can start a new business, but you need a detailed business plan when it comes to raising funding, applying for loans, and scaling it like a pro! Need help writing a business plan for ...
4. Incorporate your for-profit private school as a business. Most private schools incorporate and apply for tax-exempt status. You'll need to officially create the for-profit private school as a business and register the school with your state at least 1 year before opening its doors to students.
A business plan & accurate budget is an important part of your long-term success. Learn how to create a business plan & budget for your school.
This document provides guidance to founders of new private schools that are seeking school start-up support from the Drexel Fund. The Drexel Fund recognizes that School Business Plans should be appropriately tailored to meet the specific circumstances, local context and individual needs of each new school. There are critical components, however, intrinsic to the creation and ongoing management ...
The business plan lays out the steps to realizing your vision. A budget breaks down that vision into an annual financial plan which enables you to project income and expenses.
Get Growthink's School business plan template & step-by-step instructions to quickly & easily create your school business plan.
PlanBuildr's school business plan template will help you to quickly and easily complete your business plan to start a new school or expand an existing school.
So, if you have plans to open your private school soon, you need to write a business plan beforehand. Writing a business plan is like a rite of passage for you to become a legitimate school owner or administrator. A business plan will serve as your written guide to making your educational institution a reality.
Putting together a business plan for a private secondary school can be daunting - especially if you're creating a business for the first time - but with this comprehensive guide, you'll have the necessary tools to do it confidently.
Once you have your business plan, your site location, and budget you can then hire staff for the school year you are planning to open. Typically teachers are hired for a school year and expect a contract so be prepared. Alternatively some private schools hire teachers on an hourly basis, especially the first year, in an effort to keep the budget in tact.
Developing a private school requires years of planning, experience, and funding, and it's something that you need to build with your team. To ensure the success of your school, organize your business plan with a private school consultant that offers high-quality educational consulting services.
1) The document provides an overview of a private school business plan for Rolland Gyros International Private School located in Ashville, North Carolina. 2) The private school will provide primary and secondary education and will be funded through tuition fees, aiming to become a top brand in the region and one of the top 30 private schools in the US within 12 years. 3) The business plan ...
Hussain H/S School is a private school in Multan, Pakistan that will offer primary and secondary education. It will be funded through tuition fees and aims to provide affordable yet high-quality education. The school plans to hire experienced teachers and staff and accommodate students of all abilities, with the vision of becoming the top school in the region.
A complete private school business plan template. This fill-in-the-blanks template includes every section of your business plan, including Executive Summary, Objectives, SWOT Analysis, Marketing Analysis and Strategy, Operations Plan, Financial Projections and more (a similar template is sold elsewhere for $69.95). All this and much much more.
Knowing how to start a business plan will help you create a roadmap, guiding your business from startup to growth and beyond.
Ah, the Labour Party, ever the beacon of fairness and redistribution, has yet again graced us with a stroke of genius. This time, it's a plan to slap a VAT on private schools, those bastions of privilege and top-tier education.
Follow our step-by-step guide to turn a small investment into a successful venture. Start your entrepreneurial journey today.
Learn how to get federal and private student loans to pay for college, and compare the benefits and drawbacks of each option.
Explore what a 529 plan is and the best ways to save for future educational expenses. Learn if 529 college savings plans are right for you.
A residential and industrial region in the south-east of Mocsow. It was founded on the spot of two villages: Chagino (what is now the Moscow Oil Refinery) and Ryazantsevo (demolished in 1979). in 1960 the town was incorporated into the City of Moscow as a district. Population - 45,000 people (2002). The district is one of the most polluted residential areas in Moscow, due to the Moscow Oil ...
The law protected private sector pensions by imposing funding requirements, rules for employee eligibility and fiduciary standards requiring plan sponsors to act solely in the interest of its ...
Elektrostal : Elektrostal Localisation : Country Russia, Oblast Moscow Oblast. Available Information : Geographical coordinates, Population, Area, Altitude, Weather and Hotel. Nearby cities and villages : Noginsk, Pavlovsky Posad and Staraya Kupavna. - City, Town and Village of the world
SpaceX employees are working on designs for a Martian city, including dome habitats and spacesuits, and researching whether humans can procreate off Earth. Mr. Musk has volunteered his sperm.
The Heritage Foundation's Project 2025 includes a detailed blueprint for the next Republican president to usher in a sweeping overhaul of the executive branch.
Zhukovsky International Airport, formerly known as Ramenskoye Airport or Zhukovsky Airfield - international airport, located in Moscow Oblast, Russia 36 km southeast of central Moscow, in the town of Zhukovsky, a few kilometers southeast of the old Bykovo Airport. After its reconstruction in 2014-2016, Zhukovsky International Airport was officially opened on 30 May 2016.
Secret Service flagged a nearby building as a security concern before the Trump rally. Investigators are examining how the gunman accessed the rooftop.